xPortal Card Review (2026)

by xPortal · Updated 2026-03-16

Key Facts

Cashback
0.2-5% EGLD
Annual Fee
€0
Region
EU
Type
Debit
Network
Mastercard
KYC
full
Mobile Pay
Apple Pay, Google Pay

Overview

The xPortal Card is a crypto debit card offered by xPortal, available in EU. It offers 0.2-5% EGLD cashback rewards on purchases. The card features 4 reward tiers, giving users the ability to earn higher rates as they increase their commitment. The annual fee starts at €0. Higher reward tiers require staking the provider's native token. It runs on the Mastercard network and requires full identity verification.

Fees & Costs

Conversion Fee
~1%

Cashback Tiers

xPortal Card cashback tiers and requirements
TierRateRequirement
Standard0.2%No EGLD staking
Gold1%EGLD staking tier
Platinum3%Higher EGLD staking
Black5%Max EGLD staking

Pros

Cons

Note: MultiversX (formerly Elrond) ecosystem card. EGLD staking required for higher tiers. xPortal super-app with banking features. EU only.

FAQ

What is the xPortal Card?

The xPortal Card is a crypto debit card offered by xPortal. It is available in EU and allows users to spend cryptocurrency at merchants worldwide.

How much cashback does the xPortal Card offer?

The xPortal Card offers 0.2-5% EGLD cashback. There are 4 tiers: Standard (0.2%), Gold (1%), Platinum (3%), Black (5%).

What are the fees for the xPortal Card?

The xPortal Card has an annual fee of €0. Additional fees: Conversion fee: ~1%.

Where is the xPortal Card available?

The xPortal Card is available in EU. Its availability status is "EU".

Is the xPortal Card a credit or debit card?

The xPortal Card is a debit card. You need to load cryptocurrency onto the card before making purchases.

Does the xPortal Card support Apple Pay or Google Pay?

Yes, the xPortal Card supports Apple Pay and Google Pay for contactless payments.

Does the xPortal Card require staking?

Yes, the xPortal Card requires staking the provider's native token to unlock higher cashback tiers. The card has 4 reward tiers: Standard (0.2%, requires No EGLD staking); Gold (1%, requires EGLD staking tier); Platinum (3%, requires Higher EGLD staking); Black (5%, requires Max EGLD staking). Higher staking amounts yield better reward rates, but consider the opportunity cost of locking tokens.

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