The SafePal Card is a Visa/Mastercard debit card with no annual fee, available in Global (NOT US).
SafePal is a crypto hardware and software wallet company founded in 2018 by Veronica Wong and headquartered in Singapore. It was the first hardware wallet team incubated by Binance Labs and has also received backing from Animoca Brands.
The SafePal Card is a crypto debit card offered by SafePal, available in Global (NOT US). There is no annual fee to hold this card.
Note that the card is not available in the US. It runs on the Visa/Mastercard network and requires standard identity verification.
New to crypto cards? Read our complete buyer's guide to understand fees, rewards, and how to choose. Concerned about privacy? See our KYC vs non-KYC comparison. Compare more options in our best crypto cards in Singapore guide. See where it ranks among the best crypto debit cards.
| Tier | Rate | Requirement |
|---|---|---|
| General Purchases | 0% | All non-Entravel purchases |
| Entravel Hotels | 2% | Hotel bookings via Entravel post-promo (3% promo ran Dec 10, 2025-Mar 7, 2026; ongoing 2% rate continues) |
On $500/mo spend, the estimated monthly cost breakdown for SafePal Card is: gas $0.00, conversion spread $0.00, flat transaction fees $0.00, and amortised card/tier fee $0.00, for a total drag of 0% of spend. After $0.00/mo cashback that nets a gain of about $0.00/mo ($0.00/yr). SafePal Card tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. This card bills in USD. Spending in another currency adds a 1% FX fee; these figures do not include it. Figures are conservative estimates and vary with conditions.
Note: Hardware wallet maker. Mastercard is the primary card (Fiat24 banking gateway); SafePal's bank page and fee article mention only the Mastercard. Swiss IBAN (CHF/EUR/USD). Expanded to India, Malaysia, Singapore, UAE. Entravel 3% promo ran Dec 10, 2025 - Mar 7, 2026 and ENDED; ongoing 2% cashback on hotel bookings via Entravel SafePal portal/in-app continues. The top-up fee is 0% under a long-term waiver (SafePal's fee article: "The standard deposit/top-up fee is set at 0%"; standard 1% with tier rebates up to 0.6%). SafePal's fee article (updated 2026-10-20) says Mastercard transactions settled in non-USD currencies incur a 1% currency exchange fee, so only USD spend is FX-free even though Fiat24 holds EUR and CHF balances. Spending limits conflict between official pages: the FAQ gives $20,000 a month and $10,000 a day, while the bank page gives EUR 1,600 a day contactless and EUR 5,000 a day for other payment methods. SafePal '666 Zero Fee Subsidy' covers exchange losses on first $666/mo spending. On-ramp feature disabled (use MoonPay). Apple/Google Pay. NOT available in US. Fiat24 (SafePal's Swiss banking partner) suspended new account onboarding for mainland-China residents effective June 5, 2026 (existing accounts unaffected).
Other crypto cards in the same region or category that may suit your spending profile:
The SafePal Card is a crypto debit card offered by SafePal. It is available in Global (NOT US) and allows users to spend cryptocurrency at merchants worldwide.
The SafePal Card has an annual fee of $0. Additional fees: Conversion fee: 0.3-1% on top-up; FX fee: 1% on Mastercard transactions settled in non-USD currencies; Top-up: 0% (long-term waiver; standard 1% with tier rebates).
The SafePal Card has the following limits: daily spending limit: EUR 1,600 contactless; EUR 5,000 other payment methods (bank page); monthly spending limit: USD 20,000. Limits can vary by account tier and verification level.
Yes. SafePal requires standard identity verification (KYC), typically a government-issued ID, during signup.
The SafePal Card is available in Global (NOT US). It is NOT available in the United States.
The SafePal Card is a debit card. You need to load cryptocurrency onto the card before making purchases.
Yes, the SafePal Card supports Apple Pay and Google Pay and Samsung Pay for contactless payments.
Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level, or compare cards side by side.