The KGI Crypto Rewards Card (幣享卡) earns 1-3% in crypto (BTC/ETH/USDT/USDC) cashback on a Mastercard credit card with a TWD 0 first year (TWD 3,000 after; waivable) fee, available in Taiwan (East Asia).
KGI Bank (凱基銀行) is a Taiwanese commercial bank in the KGI Financial group. Its 幣享卡 credit card earns points that redeem for cryptocurrency at the Taiwanese exchanges BitoPro and MAX, which KGI describes as the first card whose points can be exchanged for crypto.
The KGI Crypto Rewards Card (幣享卡) is a crypto credit card offered by KGI Bank, available in Taiwan (East Asia). It offers 1-3% in crypto (BTC/ETH/USDT/USDC) cashback across 3 reward tiers, giving users the ability to earn higher rates as they increase their commitment. The annual fee starts at TWD 0 first year (TWD 3,000 after; waivable).
Best suited for spenders who want a true credit line rather than a pre-funded crypto debit card. It runs on the Mastercard network and requires full identity verification.
New to crypto cards? Read our complete buyer's guide to understand fees, rewards, and how to choose. Concerned about privacy? See our KYC vs non-KYC comparison. Browse all our regional card guides. See where it ranks among the best crypto credit cards.
| Tier | Rate | Requirement |
|---|---|---|
| Domestic | 1% | General domestic spend, uncapped. Paid in 幣享 points worth TWD 1 each, redeemable for BTC, ETH, USDT, USDC, Bito Token or MAX Token at BitoPro or MAX, or as statement credit |
| Overseas | 2% | General overseas spend, uncapped. The 1.5% foreign transaction fee is waived on this card until 31 December 2026 |
| Designated | 3% | Designated domestic restaurants and petrol stations (bonus capped at 300 points per statement) and designated gaming platforms (bonus capped at 200 points per statement) |
On $500/mo spend, the estimated monthly cost breakdown for KGI Crypto Rewards Card (幣享卡) is: gas $0.00, conversion spread $0.00, flat transaction fees $0.00, and amortised card/tier fee $0.00, for a total drag of 0% of spend. After $5.00/mo cashback that nets a gain of about $5.00/mo ($60.00/yr). KGI Crypto Rewards Card (幣享卡) tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. Figures are conservative estimates and vary with conditions.
Note: Taiwanese bank credit card whose rewards redeem for crypto, the same shape as sbi-visa-crypto in Japan. Launched 31 March 2025 with partner exchanges BitoPro and MAX (MaiCoin group). Official page (kgibank.com.tw, read 2026-10-04): 1% on domestic general spend and 2% overseas, both uncapped, and 3% at designated domestic restaurants, petrol stations and gaming platforms within per-statement bonus caps of 300 and 200 points; 1 point equals TWD 1 and points are valid for 2 years. Redemption is in units of 300 points to a BitoPro or MAX account in the holder's name, or 500 points for TWD 500 of statement credit. Annual fee TWD 3,000 (supplementary TWD 1,500), free in year one and waived the next year with 12 transactions, TWD 60,000 of annual spend, or e-statements. The headline "up to 7%" and "up to 15%" figures are promotions tied to tasks or a separate credit line and are not recorded. Overseas and designated tiers are marked category-only so rankings, which assume general spend, score the 1% domestic rate. Redeeming crypto requires a KYC-verified account at BitoPro or MAX.
Other crypto cards in the same region or category that may suit your spending profile:
The KGI Crypto Rewards Card (幣享卡) is a crypto credit card offered by KGI Bank. It is available in Taiwan (East Asia) and allows users to spend cryptocurrency at merchants worldwide.
The KGI Crypto Rewards Card (幣享卡) offers 1-3% in crypto (BTC/ETH/USDT/USDC) cashback. There are 3 tiers: Domestic (1%), Overseas (2%), Designated (3%).
The KGI Crypto Rewards Card (幣享卡) has an annual fee of TWD 0 first year (TWD 3,000 after; waivable). Additional fees: Conversion fee: 0% (points to crypto); FX fee: 1.5% foreign transaction fee, waived until 31 December 2026.
Yes. The KGI Crypto Rewards Card (幣享卡) requires full identity verification (KYC): expect to submit a government-issued ID, and often proof of address, before the card is issued.
The KGI Crypto Rewards Card (幣享卡) is available in Taiwan (East Asia).
The KGI Crypto Rewards Card (幣享卡) is a true credit card, meaning you can make purchases on credit rather than needing to pre-fund the card with cryptocurrency.
The KGI Crypto Rewards Card (幣享卡) is issued by KGI Bank.
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