The HashKey Credit Card earns 2-4% HKD vouchers cashback on a Visa credit card, available in Hong Kong.
HashKey Exchange is a Hong Kong-based virtual asset trading platform licensed by the Securities and Futures Commission (SFC) of Hong Kong. The HashKey Credit Card is a Visa credit card co-branded with Shanghai Commercial Bank (HKMA-regulated), marking one of Asia's first partnerships between a licensed digital asset exchange and a traditional bank for a mainstream payment card.
The HashKey Credit Card is a crypto credit card offered by HashKey Exchange × Shanghai Commercial Bank, available in Hong Kong. It offers 2-4% HKD vouchers cashback across 2 reward tiers, giving users the ability to earn higher rates as they increase their commitment.
Best suited for spenders who want a true credit line rather than a pre-funded crypto debit card. It runs on the Visa network and requires full identity verification.
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On $500/mo spend, the estimated monthly cost breakdown for HashKey Credit Card is: gas $0.00, conversion spread $7.50, flat/FX fees $0.00, and amortised card/tier fee $300.00, for a total drag of 61.5% of spend. After $10.00/mo cashback that is still a net cost of about $297.50/mo ($3570.00/yr). HashKey Credit Card tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. Figures are conservative estimates and vary with conditions.
| Tier | Rate | Requirement |
|---|---|---|
| Local (HK) | 2% | 2% crypto rebate on local HK purchases (HashKey HKD Cash Vouchers); capped at HK$300/mo |
| Overseas | 4% | 4% crypto rebate on overseas purchases (HashKey HKD Cash Vouchers); capped at HK$300/mo |
Note: One of Asia's first co-branded cards between a licensed crypto exchange and a traditional bank. Registration opened May 11, 2026 (announced at HK Web3 Carnival). 2% crypto rebate on local purchases, 4% on overseas, cashback capped at HK$300/month. Rewards in HashKey HKD Cash Vouchers (valid 3 years, redeemable for spot trading or credited as HKD). Can settle bills with crypto on HashKey Exchange or fiat. Issued by Shanghai Commercial Bank (HKMA-regulated). No deposit/collateral required, fiat-settled. Exclusively for eligible HashKey Exchange clients. Now live as the 'HashKey Visa Signature Credit Card' with a welcome bonus (HK$1,200 vouchers or HK$1,000 statement credit, HK$12,000 min spend in 2 months; promo runs to Apr 30, 2027). Annual fee remains TBD/undisclosed.
Other crypto cards in the same region or category that may suit your spending profile:
The HashKey Credit Card is a crypto credit card offered by HashKey Exchange × Shanghai Commercial Bank. It is available in Hong Kong and allows users to spend cryptocurrency at merchants worldwide.
The HashKey Credit Card offers 2-4% HKD vouchers cashback. There are 2 tiers: Local (HK) (2%), Overseas (4%).
The HashKey Credit Card has an annual fee of TBD. Note: One of Asia's first co-branded cards between a licensed crypto exchange and a traditional bank. Registration opened May 11, 2026 (announced at HK Web3 Carnival). 2% crypto rebate on local purchases, 4% on overseas, cashback capped at HK$300/month. Rewards in HashKey HKD Cash Vouchers (valid 3 years, redeemable for spot trading or credited as HKD). Can settle bills with crypto on HashKey Exchange or fiat. Issued by Shanghai Commercial Bank (HKMA-regulated). No deposit/collateral required, fiat-settled. Exclusively for eligible HashKey Exchange clients. Now live as the 'HashKey Visa Signature Credit Card' with a welcome bonus (HK$1,200 vouchers or HK$1,000 statement credit, HK$12,000 min spend in 2 months; promo runs to Apr 30, 2027). Annual fee remains TBD/undisclosed.
Yes. The HashKey Credit Card requires full identity verification (KYC): expect to submit a government-issued ID, and often proof of address, before the card is issued.
The HashKey Credit Card is available in Hong Kong.
The HashKey Credit Card is a true credit card, meaning you can make purchases on credit rather than needing to pre-fund the card with cryptocurrency.
Visit HashKey Exchange × Shanghai Commercial Bank
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