The Union Bank MaiCoin Card earns 0.5-4.5% in crypto (BTC/ETH/USDT) cashback on a Visa credit card with a TWD 0 first year (TWD 2,000 after; waived with e-statements) fee, available in Taiwan (East Asia).
Union Bank of Taiwan (聯邦銀行) issues the 聯邦MaiCoin聯名卡, a co-branded iPASS credit card with MaiCoin, the Taiwanese crypto group behind the MAX exchange. Rewards are paid in U-coins that convert into crypto redemption codes for the MaiCoin app.
The Union Bank MaiCoin Card is a crypto credit card offered by Union Bank of Taiwan × MaiCoin, available in Taiwan (East Asia). It offers 0.5-4.5% in crypto (BTC/ETH/USDT) cashback across 4 reward tiers, giving users the ability to earn higher rates as they increase their commitment. The annual fee starts at TWD 0 first year (TWD 2,000 after; waived with e-statements).
Best suited for spenders who want a true credit line rather than a pre-funded crypto debit card. It runs on the Visa network and requires full identity verification.
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| Tier | Rate | Requirement |
|---|---|---|
| Base | 0.5% | All domestic and overseas spend, uncapped. Paid in U-coins worth TWD 1 of crypto each, redeemable for BTC, ETH or USDT codes in the MaiCoin app |
| Lv1 Promo, ends Apr 30, 2027 | 1.5% | Previous month's new spend of TWD 1 to 10,000: 1% bonus on top of the base, bonus capped at 300 U-coins a month |
| Lv2 Promo, ends Apr 30, 2027 | 2.5% | Previous month's new spend of TWD 10,001 to 30,000: 2% bonus on top of the base, bonus capped at 600 U-coins a month |
| Lv3 Promo, ends Apr 30, 2027 | 4.5% | Previous month's new spend of TWD 30,001 or more: 4% bonus on top of the base, bonus capped at 1,200 U-coins a month |
On $500/mo spend, the estimated monthly cost breakdown for Union Bank MaiCoin Card is: gas $0.00, conversion spread $7.50, flat transaction fees $0.00, and amortised card/tier fee $0.00, for a total drag of 1.5% of spend. After $13.00/mo cashback that nets a gain of about $5.50/mo ($66.00/yr). Union Bank MaiCoin Card tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. Figures are conservative estimates and vary with conditions.
Note: Visa Signature co-branded credit card from Union Bank of Taiwan, MaiCoin and iPASS, launched 22 April 2026. Official pages (card.ubot.com.tw/CardDetail/cardDetail409 and the 2026MaiCoinCard campaign page, read 2026-10-04): base 0.5% in U-coins, uncapped, plus a level bonus set by the previous month's new domestic and overseas spend: Lv1 (TWD 1 to 10,000) +1% up to 300 U-coins a month, Lv2 (TWD 10,001 to 30,000) +2% up to 600, Lv3 (TWD 30,001 or more) +4% up to 1,200, for totals of 1.5%, 2.5% and 4.5%. The level bonus runs for the campaign period 22 April 2026 to 30 April 2027. One U-coin redeems for TWD 1 of crypto as a code entered in the MaiCoin app (BTC, ETH or USDT), with optional auto-redemption; U-coins expire 2 years after the month they were credited. Annual fee TWD 2,000 (supplementary TWD 1,000), free in year one and waived while e-statements are used, or offset by TWD 60,000 of annual spend. Caps and spend thresholds are converted at about TWD 31 per USD for the ranking engine, and the caps cover the bonus only, so the recorded caps slightly understate. VERIFICATION GAPS: the foreign transaction fee is not on the card pages; the up to 20% task-based figure is a promotion and is not recorded. Redeeming requires a KYC-verified MaiCoin account.
Other crypto cards in the same region or category that may suit your spending profile:
The Union Bank MaiCoin Card is a crypto credit card offered by Union Bank of Taiwan × MaiCoin. It is available in Taiwan (East Asia) and allows users to spend cryptocurrency at merchants worldwide.
The Union Bank MaiCoin Card offers 0.5-4.5% in crypto (BTC/ETH/USDT) cashback. There are 4 tiers: Base (0.5%), Lv1 (1.5%), Lv2 (2.5%), Lv3 (4.5%).
The Union Bank MaiCoin Card has an annual fee of TWD 0 first year (TWD 2,000 after; waived with e-statements). Additional fees: Conversion fee: 0% (U-coins to crypto); ATM: Cash advance: 3.5% of the amount plus TWD 100.
Yes. The Union Bank MaiCoin Card requires full identity verification (KYC): expect to submit a government-issued ID, and often proof of address, before the card is issued.
The Union Bank MaiCoin Card is available in Taiwan (East Asia).
The Union Bank MaiCoin Card is a true credit card, meaning you can make purchases on credit rather than needing to pre-fund the card with cryptocurrency.
The Union Bank MaiCoin Card is issued by Union Bank of Taiwan.
Visit Union Bank of Taiwan × MaiCoin
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