Kripicard Review (2026)

The Kripicard is a Visa/Mastercard debit card with no annual fee, available in 170+ countries. KYC is optional.

Reviewed by Card Pilled Editorial ยท Last verified 2026-09-08

Flagged by: Balances stop being self-custodial the moment they are loaded: once USDT is converted to card value it is held by unnamed banking or payment partners, and Kripicard's terms allow a partner to freeze, hold, restrict, suspend, block or delay access. An independent review records a February 2026 incident in which partners locked customer balances. No banking partner, BIN sponsor or licence is named on any Kripicard page. Sources: [1] [2]

Key Facts

Cashback
None
Annual Fee
$0
Region
170+ countries
Type
Debit
Network
Visa/Mastercard
KYC
optional
Mobile Pay
Apple Pay, Google Pay, Samsung Pay

Overview

Kripicard issues USDT-funded virtual cards across multiple BINs from offices in Rio de Janeiro and Dover, Delaware. Its published disclaimer states that the underlying financial products are provided by 'independent licensed, regulated, or authorized financial-service providers and partners' without naming any of them.

The Kripicard is a crypto debit card offered by Kripicard (Uweb3 Management BR), available in 170+ countries. There is no annual fee to hold this card.

Best suited for users who prefer minimal identity verification. Note that the card is virtual only. It runs on the Visa/Mastercard network with optional identity verification.

Cashback Tiers

Kripicard cashback tiers and requirements
TierRateRequirement
No Cashback0%No cashback programme is published on the fee schedule or card pages; rewards are limited to $KRIPI token staking and referrals

Pros

Cons

Fees & Costs

FX Fee
0% Kripicard markup
Top-Up Fee
4% funding fee

Limits & Top-Up

Daily Spending Limit
$25,000 (also the single-transaction limit)
Monthly Spending Limit
$150,000
Top-Up Assets
USDT, USDC, BTC, ETH
Top-Up Methods
Crypto deposit (150+ assets supported)
Virtual Card Fee
$5 issuance plus $1 processing per card
Time to Card
Under 2 minutes

Cost & Returns

On $500/mo spend, the estimated monthly cost breakdown for Kripicard is: gas $0.00, conversion spread $7.50, flat/FX fees $0.00, and amortised card/tier fee $0.00, for a total drag of 1.5% of spend. After $0.00/mo cashback that is still a net cost of about $7.50/mo ($90.00/yr). Kripicard tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. Figures are conservative estimates and vary with conditions.

Note: USDT-funded virtual card issued in minutes on either Visa or Mastercard BINs, with no monthly fee and no Kripicard FX markup. The cost sits in the load: $5 issuance plus a $1 per-card processing fee, then a 4% funding fee on every top-up, with a $10 minimum to create a card and a $1 minimum top-up. Cards are valid five years and support Apple Pay, Google Pay and Samsung Pay with 3DS. KYC is genuinely tiered: the basic tier opens with an email address alone and higher limits require standard verification, which is why kyc is recorded as optional rather than full. Kripicard markets both debit and credit BINs; recorded as Debit because the balance is prepaid and no credit line is extended. GAPS: no ATM fee is published, no excluded-country list beyond the five named above, and no banking or BIN partner is named anywhere.

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FAQ

What is the Kripicard?

The Kripicard is a crypto debit card offered by Kripicard (Uweb3 Management BR). It is available in 170+ countries and allows users to spend cryptocurrency at merchants worldwide.

What are the fees for the Kripicard?

The Kripicard has an annual fee of $0. Additional fees: FX fee: 0% Kripicard markup; Top-up: 4% funding fee.

What are the spending limits on the Kripicard?

The Kripicard has the following limits: daily spending limit: $25,000 (also the single-transaction limit); monthly spending limit: $150,000. Limits can vary by account tier and verification level.

How do you top up the Kripicard?

Supported assets include USDT, USDC, BTC, ETH; top-up methods include Crypto deposit (150+ assets supported).

Does the Kripicard require KYC?

KYC is optional for the Kripicard. Basic features work without identity verification, but verifying usually unlocks higher spending limits.

Which countries is the Kripicard available in?

The Kripicard is available in 170+ countries. It is NOT available in the United States.

Is the Kripicard a credit or debit card?

The Kripicard is a debit card. You need to load cryptocurrency onto the card before making purchases.

Does the Kripicard support Apple Pay or Google Pay?

Yes, the Kripicard supports Apple Pay and Google Pay and Samsung Pay for contactless payments.

Visit Kripicard (Uweb3 Management BR)

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