by UPay (Dubai) · Updated 2026-04-09
The UPay Card is a crypto debit card offered by UPay (Dubai), available in 168 countries. It offers None cashback rewards on purchases. There is no annual fee to hold this card. It runs on the Visa/Mastercard network and requires full identity verification.
| Tier | Rate | Requirement |
|---|---|---|
| No Cashback | 0% | Card focuses on low fees and broad acceptance |
Note: Dubai-based, 500K+ users, $20M+ in card transactions. 4 card tiers: Stellar (virtual, $50 issuance, 3% reload, 1% FX), Platinum (virtual, $10 issuance, 2% reload, 2% FX), Euro (physical, $100 issuance, 2.5% reload, 2% FX, targets Europe), Precious (physical, $100 issuance, 1% reload, 3% FX, HK-issued, 400 HKD annual fee from year 2). Supports USDT TRC20/ERC20. Sumsub KYC. Excludes Russia, Iran, China, DPRK, sanctioned countries. No cashback — value prop is broad acceptance and low reload fees.
The UPay Card is a crypto debit card offered by UPay (Dubai). It is available in 168 countries and allows users to spend cryptocurrency at merchants worldwide.
The UPay Card offers None cashback.
The UPay Card has an annual fee of $0. Additional fees: Conversion fee: 1-3% reload; FX fee: 1-3%; ATM: 2%.
The UPay Card is available in 168 countries. Its availability status is "168 countries".
The UPay Card is a debit card. You need to load cryptocurrency onto the card before making purchases.
Yes, the UPay Card supports Apple Pay and Google Pay for contactless payments.