The Lemon Card Crédito is a Visa credit card with a ~$5.90/mo fee, available in Argentina.
Lemon (Lemon Cash) is an Argentine crypto fintech founded in 2019 by Marcelo Cavazzoli, headquartered in Buenos Aires, that offers a wallet, exchange, and prepaid Visa card for users across Latin America. The company raised a Series B led by US funds F-Prime and ParaFi.
The Lemon Card Crédito is a crypto credit card offered by Lemon Cash, available in Argentina. The annual fee starts at ~$5.90/mo.
Best suited for spenders who want a true credit line rather than a pre-funded crypto debit card. It runs on the Visa network and requires standard identity verification.
On $500/mo spend, the estimated monthly cost breakdown for Lemon Card Crédito is: gas $0.00, conversion spread $7.50, flat/FX fees $0.00, and amortised card/tier fee $5.90, for a total drag of 2.7% of spend. After $0.00/mo cashback that is still a net cost of about $13.40/mo ($160.80/yr). Lemon Card Crédito tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. Figures are conservative estimates and vary with conditions.
| Tier | Rate | Requirement |
|---|---|---|
| Standard | 0% | No cashback; value prop is BTC-collateralized credit line without selling crypto |
Note: Argentina's first Bitcoin-backed credit card (launched Jan 14, 2026). Deposit 0.01 BTC (~$900) as collateral to receive up to ~1,000,000 ARS credit line. USDT/USDC/DAI/ETH collateral also supported. No traditional credit history required. Monthly fee 7,500 ARS (~$5.90), waived first 3 months via Rootstock sponsorship, waivable with $150+/mo crypto purchases on Lemon. Settled in ARS. Powered by Rootstock (Bitcoin L2). Separate product from Lemon's prepaid debit card.
Other crypto cards in the same region or category that may suit your spending profile:
The Lemon Card Crédito is a crypto credit card offered by Lemon Cash. It is available in Argentina and allows users to spend cryptocurrency at merchants worldwide.
The Lemon Card Crédito has an annual fee of ~$5.90/mo. Note: Argentina's first Bitcoin-backed credit card (launched Jan 14, 2026). Deposit 0.01 BTC (~$900) as collateral to receive up to ~1,000,000 ARS credit line. USDT/USDC/DAI/ETH collateral also supported. No traditional credit history required. Monthly fee 7,500 ARS (~$5.90), waived first 3 months via Rootstock sponsorship, waivable with $150+/mo crypto purchases on Lemon. Settled in ARS. Powered by Rootstock (Bitcoin L2). Separate product from Lemon's prepaid debit card.
The Lemon Card Crédito is available in Argentina. Its availability status is "Argentina".
The Lemon Card Crédito is a true credit card, meaning you can make purchases on credit rather than needing to pre-fund the card with cryptocurrency.
Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level.