Belo Card Review (2026)

The Belo Card is a Mastercard debit card with no annual fee, available in Argentina.

Reviewed by Card Pilled Editorial · Last verified 2026-09-04

Key Facts

Cashback
0%
Annual Fee
$0
Region
Argentina
Type
Debit
Network
Mastercard
KYC
standard
Mobile Pay
Apple Pay, Google Pay

Overview

Belo is an Argentine crypto fintech founded in 2021 by Manuel Beaudroit and Edwin Rager, headquartered in Buenos Aires, that offers a digital wallet for holding and transferring local currencies and stablecoins. In April 2026, Belo closed a $14 million Series A led by stablecoin issuer Tether to expand stablecoin payments across Latin America.

The Belo Card is a crypto debit card offered by Belo, available in Argentina. There is no annual fee to hold this card. It runs on the Mastercard network and requires standard identity verification.

Cashback Tiers

Belo Card cashback tiers and requirements
TierRateRequirement
Standard0%No cashback programme currently in force. The randomised 2-21% Reintegros plan is filed by Belo under "No vigentes" (no longer in force) and its own terms state it ran from 1 March 2023 to 10 October 2023. No cashback article appears in the current card help collection

Pros

Cons

Fees & Costs

ATM Withdrawal
3% or 0.50 USDT min

Cost & Returns

On $500/mo spend, the estimated monthly cost breakdown for Belo Card is: gas $0.00, conversion spread $5.00, flat/FX fees $0.00, and amortised card/tier fee $0.00, for a total drag of 1% of spend. After $0.00/mo cashback that is still a net cost of about $5.00/mo ($60.00/yr). Belo Card tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. Figures are conservative estimates and vary with conditions.

Note: First crypto Mastercard in Latin America. No cashback programme is currently in force. The gamified Reintegros plan that paid a random 2% to 21% per purchase, capped at ARS 20,000 per month across the first 21 transactions a day, is filed by Belo under a heading meaning no longer in force, and its own terms state it ran from 1 March 2023 to 10 October 2023. No cashback article appears in the current card help collection. Brazil supported via Pix integration. Raised $14M Series A April 2026 led by Tether (also Titan Fund, The Venture City, Mindset Ventures, G2) to expand into Mexico, Chile, Colombia, Peru, Bolivia, Paraguay. 3M+ users across LATAM. Part of Mastercard Start Path Crypto program.

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FAQ

What is the Belo Card?

The Belo Card is a crypto debit card offered by Belo. It is available in Argentina and allows users to spend cryptocurrency at merchants worldwide.

What are the fees for the Belo Card?

The Belo Card has an annual fee of $0. Additional fees: ATM: 3% or 0.50 USDT min.

Does the Belo Card require KYC?

Yes. Belo requires standard identity verification (KYC), typically a government-issued ID, during signup.

Which countries is the Belo Card available in?

The Belo Card is available in Argentina.

Is the Belo Card a credit or debit card?

The Belo Card is a debit card. You need to load cryptocurrency onto the card before making purchases.

Does the Belo Card support Apple Pay or Google Pay?

Yes, the Belo Card supports Apple Pay and Google Pay for contactless payments.

Visit Belo

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