The Belo Card is a Mastercard debit card with no annual fee, available in Argentina.
Belo is an Argentine crypto fintech founded in 2021 by Manuel Beaudroit and Edwin Rager, headquartered in Buenos Aires, that offers a digital wallet for holding and transferring local currencies and stablecoins. In April 2026, Belo closed a $14 million Series A led by stablecoin issuer Tether to expand stablecoin payments across Latin America.
The Belo Card is a crypto debit card offered by Belo, available in Argentina. There is no annual fee to hold this card. It runs on the Mastercard network and requires standard identity verification.
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| Tier | Rate | Requirement |
|---|---|---|
| Standard | 0% | No cashback programme currently in force. The randomised 2-21% Reintegros plan is filed by Belo under "No vigentes" (no longer in force) and its own terms state it ran from 1 March 2023 to 10 October 2023. No cashback article appears in the current card help collection |
On $500/mo spend, the estimated monthly cost breakdown for Belo Card is: gas $0.00, conversion spread $5.00, flat transaction fees $0.00, and amortised card/tier fee $0.00, for a total drag of 1% of spend. After $0.00/mo cashback that is still a net cost of about $5.00/mo ($60.00/yr). Belo Card tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. Figures are conservative estimates and vary with conditions.
Note: First crypto Mastercard in Latin America. No cashback programme is currently in force. The gamified Reintegros plan that paid a random 2% to 21% per purchase, capped at ARS 20,000 per month across the first 21 transactions a day, is filed by Belo under a heading meaning no longer in force, and its own terms state it ran from 1 March 2023 to 10 October 2023. A separate two-week promotion pays a randomised 2% to 21% in USDT on Crypto QR payments at Clover terminals, in Argentina only, capped at ARS 10,000 a month, at YPF stations, Buquebus, Grupo Jaka and Cordiez, and Belo states it does not apply to any card product. That promotion and the archived 2023 plan are where the 21% figure that keeps resurfacing in Argentine coverage comes from. No cashback article appears in the current card help collection. Belo's availability article lists the belo Mastercard for Argentina only; Brazil support is Pix payments in the app, not the card. Raised $14M Series A April 2026 led by Tether (also Titan Fund, The Venture City, Mindset Ventures, G2) to expand into Mexico, Chile, Colombia, Peru, Bolivia, Paraguay. 3M+ users across LATAM. Part of Mastercard Start Path Crypto program. Belo's card help article (5 August 2026) names Google Pay for contactless payments and does not mention Apple Pay for the Mastercard; Apple Pay appears only for the separate belo LUX Visa, a virtual card issued in Puerto Rico with a 1% international purchase fee.
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The Belo Card is a crypto debit card offered by Belo. It is available in Argentina and allows users to spend cryptocurrency at merchants worldwide.
The Belo Card has an annual fee of $0. Additional fees: FX fee: Minimum 0.30 USDT per international transaction (0.40 USDT at selected digital-goods and gaming merchants); no percentage published; ATM: 3% or 0.50 USDT min.
The Belo Card has the following limits: daily spending limit: ARS 20,000,000 (default, editable); monthly spending limit: USDT 5,000 (USDT 50,000 a year, raisable with documents). Limits can vary by account tier and verification level.
Yes. Belo requires standard identity verification (KYC), typically a government-issued ID, during signup.
The Belo Card is available in Argentina.
The Belo Card is a debit card. You need to load cryptocurrency onto the card before making purchases.
Yes, the Belo Card supports Google Pay for contactless payments.
Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level, or compare cards side by side.