The Decrypto Card earns 2-3% BTC cashback on a Visa debit card with no annual fee, available in Argentina.
The Decrypto Card is a crypto debit card offered by Decrypto, available in Argentina. It offers 2-3% BTC cashback across 2 reward tiers, giving users the ability to earn higher rates as they increase their commitment. There is no annual fee to hold this card.
Best suited for Bitcoin holders who want to stack sats on everyday spending. It runs on the Visa network and requires full identity verification.
New to crypto cards? Read our complete buyer's guide to understand fees, rewards, and how to choose. Concerned about privacy? See our KYC vs non-KYC comparison. Compare more options in our best crypto cards in Latin America guide. See where it ranks among the best crypto debit cards.
| Tier | Rate | Requirement |
|---|---|---|
| Pago al contado | 2% | Pay in full at the time of purchase, with crypto posted as guarantee and released when the payment settles; ARS 15,000/mo cashback cap |
| Pago en cuotas | 3% | Pay in 3, 6, or 12 interest-free peso instalments; the guarantee must be posted in stablecoins (USDT or DAI) and stays locked until the instalments are paid; ARS 15,000/mo cashback cap |
On $500/mo spend, the estimated monthly cost breakdown for Decrypto Card is: gas $0.00, conversion spread $7.50, flat/FX fees $0.00, and amortised card/tier fee $0.00, for a total drag of 1.5% of spend. After $10.00/mo cashback that nets a gain of about $2.50/mo ($30.00/yr). Decrypto Card tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. Figures are conservative estimates and vary with conditions.
Note: Prepaid international Visa card from Decrypto, an Argentine exchange registered on the CNV's PSAV register. No issuance or maintenance fee, and no purchase limit per Decrypto's own statement. Spending is collateralised: the user posts crypto as a guarantee that is released as payments settle. Paying in full at the time of purchase earns 2%, and paying in 3, 6, or 12 interest-free peso instalments earns 3%, but the instalment option accepts a guarantee only in stablecoins (USDT or DAI), which stays locked until the instalments are paid. Cashback is paid in BTC and capped at ARS 15,000 per month. Decrypto separately runs a QR payments product that rebates 2% in USDRIF, which is a different product from this card. Verified from Argentine press (Ámbito, Forbes Argentina, CriptoNoticias, BeInCrypto ES), not from the provider's own site; ATM and FX fees are not published.
Other crypto cards in the same region or category that may suit your spending profile:
The Decrypto Card is a crypto debit card offered by Decrypto. It is available in Argentina and allows users to spend cryptocurrency at merchants worldwide.
The Decrypto Card offers 2-3% BTC cashback. There are 2 tiers: Pago al contado (2%), Pago en cuotas (3%).
The Decrypto Card has an annual fee of $0. Note: Prepaid international Visa card from Decrypto, an Argentine exchange registered on the CNV's PSAV register. No issuance or maintenance fee, and no purchase limit per Decrypto's own statement. Spending is collateralised: the user posts crypto as a guarantee that is released as payments settle. Paying in full at the time of purchase earns 2%, and paying in 3, 6, or 12 interest-free peso instalments earns 3%, but the instalment option accepts a guarantee only in stablecoins (USDT or DAI), which stays locked until the instalments are paid. Cashback is paid in BTC and capped at ARS 15,000 per month. Decrypto separately runs a QR payments product that rebates 2% in USDRIF, which is a different product from this card. Verified from Argentine press (Ámbito, Forbes Argentina, CriptoNoticias, BeInCrypto ES), not from the provider's own site; ATM and FX fees are not published.
Yes. The Decrypto Card requires full identity verification (KYC): expect to submit a government-issued ID, and often proof of address, before the card is issued.
The Decrypto Card is available in Argentina.
The Decrypto Card is a debit card. You need to load cryptocurrency onto the card before making purchases.
Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level, or compare cards side by side.