LB Finanzas Card Review (2026)

The LB Finanzas Card earns 2.5-3% crypto cashback on a Mastercard debit card with no annual fee, available in Argentina.

Reviewed by Card Pilled Editorial · Last verified 2026-08-16

Key Facts

Cashback
2.5-3% crypto
Annual Fee
$0
Region
Argentina
Type
Debit
Network
Mastercard
KYC
full

Overview

The LB Finanzas Card is a crypto debit card offered by LB Finanzas, available in Argentina. It offers 2.5-3% crypto cashback across 2 reward tiers, giving users the ability to earn higher rates as they increase their commitment. There is no annual fee to hold this card. It runs on the Mastercard network and requires full identity verification.

Cashback Tiers

LB Finanzas Card cashback tiers and requirements
TierRateRequirement
Pesos / nuARS2.5%Pay with ARS or nuARS; ARS 30,000/mo cashback cap, resetting on the 1st
Crypto3%Pay with a supported cryptocurrency; ARS 30,000/mo cashback cap, resetting on the 1st

Pros

Cons

Cost & Returns

On $500/mo spend, the estimated monthly cost breakdown for LB Finanzas Card is: gas $0.00, conversion spread $7.50, flat/FX fees $0.00, and amortised card/tier fee $0.00, for a total drag of 1.5% of spend. After $13.00/mo cashback that nets a gain of about $5.50/mo ($66.00/yr). LB Finanzas Card tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. Figures are conservative estimates and vary with conditions.

Note: International prepaid Mastercard from the Argentine exchange that traded as Let'sBit until it rebranded to LB Finanzas in October 2024; the app and card are the same product under the new brand. Processed by Prisma. No commission, maintenance, or shipping fee. Cashback is 2.5% on purchases settled in pesos or nuARS and 3% on purchases settled in crypto, credited immediately and capped at ARS 30,000 per month, with the allowance resetting on the 1st. Users choose which crypto funds each payment, including yield-bearing balances that keep accruing until the purchase settles. Physical card plus unlimited virtual cards; onboarding is app-based with video identity verification and requires an Argentine ID. Verified from Argentine press (Ámbito, iProfesional, El Cronista, BeInCrypto ES) and the provider's help centre notice of the rebrand, not from a fetch of the provider's own site; ATM and FX fees are not published.

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FAQ

What is the LB Finanzas Card?

The LB Finanzas Card is a crypto debit card offered by LB Finanzas. It is available in Argentina and allows users to spend cryptocurrency at merchants worldwide.

How much cashback does the LB Finanzas Card offer?

The LB Finanzas Card offers 2.5-3% crypto cashback. There are 2 tiers: Pesos / nuARS (2.5%), Crypto (3%).

What are the fees for the LB Finanzas Card?

The LB Finanzas Card has an annual fee of $0. Note: International prepaid Mastercard from the Argentine exchange that traded as Let'sBit until it rebranded to LB Finanzas in October 2024; the app and card are the same product under the new brand. Processed by Prisma. No commission, maintenance, or shipping fee. Cashback is 2.5% on purchases settled in pesos or nuARS and 3% on purchases settled in crypto, credited immediately and capped at ARS 30,000 per month, with the allowance resetting on the 1st. Users choose which crypto funds each payment, including yield-bearing balances that keep accruing until the purchase settles. Physical card plus unlimited virtual cards; onboarding is app-based with video identity verification and requires an Argentine ID. Verified from Argentine press (Ámbito, iProfesional, El Cronista, BeInCrypto ES) and the provider's help centre notice of the rebrand, not from a fetch of the provider's own site; ATM and FX fees are not published.

Does the LB Finanzas Card require KYC?

Yes. The LB Finanzas Card requires full identity verification (KYC): expect to submit a government-issued ID, and often proof of address, before the card is issued.

Which countries is the LB Finanzas Card available in?

The LB Finanzas Card is available in Argentina.

Is the LB Finanzas Card a credit or debit card?

The LB Finanzas Card is a debit card. You need to load cryptocurrency onto the card before making purchases.

Visit LB Finanzas

Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level, or compare cards side by side.