by Luqas × Crixto
The LuqasCard is a Mastercard debit card with no annual fee, available in Venezuela.
Luqas is a Venezuelan fintech platform that partnered with Crixto, a local crypto payments processor, and 100% Banco (a Venezuelan bank) to launch the first USDT-funded debit card in Venezuela.
The LuqasCard is a crypto debit card offered by Luqas × Crixto, available in Venezuela. There is no annual fee to hold this card. It runs on the Mastercard network and requires full identity verification.
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On $500/mo spend, the estimated monthly cost breakdown for LuqasCard is: gas $0.00, conversion spread $7.50, flat/FX fees $0.00, and amortised card/tier fee $0.00, for a total drag of 1.5% of spend. After $0.00/mo cashback that is still a net cost of about $7.50/mo ($90.00/yr). LuqasCard tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. Figures are conservative estimates and vary with conditions.
| Tier | Rate | Requirement |
|---|---|---|
| Standard | 0% | No cashback program |
Note: Venezuela's first USDT-funded Mastercard Gold debit card, issued by 100% Banco. Converts USDT to VES (bolívares) at Crixto exchange rate with spread. Supports NFC contactless payments. Fund via Tron (TRC-20) or Ethereum (ERC-20). ~$5.90 USDT issuance fee. Still in closed beta/limited rollout (launched Jan 2026). Crixto license renewed Jan 2026, valid through Dec 2026. Domestic POS payments only (no international spending confirmed yet).
Other crypto cards in the same region or category that may suit your spending profile:
The LuqasCard is a crypto debit card offered by Luqas × Crixto. It is available in Venezuela and allows users to spend cryptocurrency at merchants worldwide.
The LuqasCard has an annual fee of $0. Note: Venezuela's first USDT-funded Mastercard Gold debit card, issued by 100% Banco. Converts USDT to VES (bolívares) at Crixto exchange rate with spread. Supports NFC contactless payments. Fund via Tron (TRC-20) or Ethereum (ERC-20). ~$5.90 USDT issuance fee. Still in closed beta/limited rollout (launched Jan 2026). Crixto license renewed Jan 2026, valid through Dec 2026. Domestic POS payments only (no international spending confirmed yet).
Yes. The LuqasCard requires full identity verification (KYC): expect to submit a government-issued ID, and often proof of address, before the card is issued.
The LuqasCard is available in Venezuela.
The LuqasCard is a debit card. You need to load cryptocurrency onto the card before making purchases.
Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level, or compare cards side by side.