The OnilX Crypto Card is a Mastercard debit card, available in Brazil.
The OnilX Crypto Card is a crypto debit card offered by OnilX, available in Brazil. It runs on the Mastercard network and requires full identity verification.
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| Tier | Rate | Requirement |
|---|---|---|
| No rewards programme | 0% | OnilX has not announced a cashback or rewards programme for this card |
On $500/mo spend, the estimated monthly cost breakdown for OnilX Crypto Card is: gas $0.00, conversion spread $7.50, flat/FX fees $0.00, and amortised card/tier fee $0.00, for a total drag of 1.5% of spend. After $0.00/mo cashback that is still a net cost of about $7.50/mo ($90.00/yr). OnilX Crypto Card tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. Figures are conservative estimates and vary with conditions.
Note: Mastercard from OnilX, a Brazilian exchange founded in 2020. Requires an OnilX Bank account. Cardholders convert their BRL balance to USDT and spend it, with conversion back to reais settling inside the user's own account at the moment of purchase, so merchants never handle crypto. Opened to OnilX clients in the app first, then to the general public from late October 2025. OnilX has not published a fee schedule, spending limits, issuance costs or a rewards programme for this card. REGULATORY AND SOLVENCY WARNING: Brazil's securities regulator CVM issued a stop order against the Onil/OnilX group in January 2026 over the unregistered public offering of securities intermediation services, and on April 1, 2026 its board adjusted the order's terms to clarify that it does not reach the group's crypto-asset intermediation activities. Separately, a court ordered the freezing of Onil assets, and Brazilian outlets have reported customers waiting more than 30 days for withdrawals, alongside a spike in non-payment complaints on Reclame Aqui. The card itself has not been announced as discontinued, so it is recorded as active, but the counterparty risk is material. STATUS FLAG (2026-09-13): the card's own page at onilx.com.br/cryptocard-onilx/ now returns HTTP 404, although the homepage still links to it, and Livecoins reported on 9 September 2026 that OnilX has ceased operating in Brazil, citing more than 470 Reclame Aqui complaints, missed withdrawal deadlines, staff departures and closed offices. That claim is attributed to one independent columnist, Vitor Miziara, and OnilX has issued no statement of its own, so the status is left active rather than flipped to discontinued: this routine requires multiple sources for a discontinuation, and an outlet quoting a commentator is not a company announcement. A human should decide the reclassification. Anyone comparing this card should treat it as unobtainable in practice.
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The OnilX Crypto Card is a crypto debit card offered by OnilX. It is available in Brazil and allows users to spend cryptocurrency at merchants worldwide.
The OnilX Crypto Card has an annual fee of TBD. Note: Mastercard from OnilX, a Brazilian exchange founded in 2020. Requires an OnilX Bank account. Cardholders convert their BRL balance to USDT and spend it, with conversion back to reais settling inside the user's own account at the moment of purchase, so merchants never handle crypto. Opened to OnilX clients in the app first, then to the general public from late October 2025. OnilX has not published a fee schedule, spending limits, issuance costs or a rewards programme for this card. REGULATORY AND SOLVENCY WARNING: Brazil's securities regulator CVM issued a stop order against the Onil/OnilX group in January 2026 over the unregistered public offering of securities intermediation services, and on April 1, 2026 its board adjusted the order's terms to clarify that it does not reach the group's crypto-asset intermediation activities. Separately, a court ordered the freezing of Onil assets, and Brazilian outlets have reported customers waiting more than 30 days for withdrawals, alongside a spike in non-payment complaints on Reclame Aqui. The card itself has not been announced as discontinued, so it is recorded as active, but the counterparty risk is material. STATUS FLAG (2026-09-13): the card's own page at onilx.com.br/cryptocard-onilx/ now returns HTTP 404, although the homepage still links to it, and Livecoins reported on 9 September 2026 that OnilX has ceased operating in Brazil, citing more than 470 Reclame Aqui complaints, missed withdrawal deadlines, staff departures and closed offices. That claim is attributed to one independent columnist, Vitor Miziara, and OnilX has issued no statement of its own, so the status is left active rather than flipped to discontinued: this routine requires multiple sources for a discontinuation, and an outlet quoting a commentator is not a company announcement. A human should decide the reclassification. Anyone comparing this card should treat it as unobtainable in practice.
Yes. The OnilX Crypto Card requires full identity verification (KYC): expect to submit a government-issued ID, and often proof of address, before the card is issued.
The OnilX Crypto Card is available in Brazil.
The OnilX Crypto Card is a debit card. You need to load cryptocurrency onto the card before making purchases.
Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level, or compare cards side by side.