The Solflare Card is a Mastercard debit card with no annual fee, available in EEA/UK.
Solflare is a self-custodial Solana wallet that launched in July 2020 as the first Solana-specific wallet, built by an independent team led by co-founder Vidor Gencel. It is operated under the Solrise group of entities and is available as a web extension and mobile app for iOS and Android.
The Solflare Card is a crypto debit card offered by Solflare, available in EEA/UK. There is no annual fee to hold this card.
It is a strong fit for privacy-conscious users who want to keep custody of their keys while spending. It runs on the Mastercard network and requires standard identity verification.
New to crypto cards? Read our complete buyer's guide to understand fees, rewards, and how to choose. Concerned about privacy? See our KYC vs non-KYC comparison. Compare more options in our regional guides for Europe and the UK. See where it ranks among the best crypto debit cards.
Compare IBAN and transfer capability across cards in our crypto cards with IBAN guide.
On $500/mo spend, the estimated monthly cost breakdown for Solflare Card is: gas $0.00, conversion spread $5.00, flat/FX fees $0.00, and amortised card/tier fee $0.00, for a total drag of 1% of spend. After $0.00/mo cashback that is still a net cost of about $5.00/mo ($60.00/yr). Because Solflare Card is loaded on-chain, frequent small top-ups add gas cost: a daily-spender profile pays about $0.02/mo in gas versus $0.00/mo for a single monthly load, so total drag runs 1% with daily reloads versus 1% with a monthly reload. Figures are conservative estimates and vary with conditions.
Note: PAUSED, still paused as of 2026-09-04: cards stopped working abruptly on July 28-29, 2026 when issuer Kulipa (Paris) ceased operations over solvency issues, taking roughly 120,000 cards across about 20 wallet and fintech clients offline with no warning. The same wind-down ended the Ready card programme outright (separate entry, now discontinued). Solflare says it is moving to a new issuing partner and has signposted a return in August with Apple Pay, higher limits, and cashback, but the cashback terms are not confirmed and no go-live has been announced; existing virtual and physical cards will not carry over. Funds were unaffected because the card debited from the user's own wallet at the point of purchase, so Kulipa held no customer balances, and open Borrow positions remain accessible. First self-custody Solana debit card. Spends USDC from wallet at 110M+ Mastercard merchants. 1% Solflare fee + 0.4-0.7% FX fee per transaction. 115K+ signups. Google Pay and Apple Pay supported. Gamified rewards programme (points + raffle prizes) in lieu of percentage cashback; Supercar raffle ENDED Feb 14, 2026 with no replacement announced. "Card Borrows" feature (borrow against holdings to spend) launched June 2026. EEA/UK live; other regions case-by-case. Solflare names no card issuer in any of its own legal documents. Separately, Solflare launched Merchant Cashback on Aug 17, 2026, USDC paid into the user's own wallet for shopping through the app at 4,000+ retailers including Nike, Best Buy and Sephora. It is a wallet feature that does not require the card and does not change the card's paused status. STATUS FLAG (2026-09-04): still paused. The official card page promised a return "with Apple Pay, higher limits, and cash back in August"; August has now passed with no go-live announcement and no new issuer named, so the card has been dead for over five weeks. Treat the August date as missed rather than pending. The fee and limit figures below are not currently published and could not be re-verified.
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The Solflare Card is a crypto debit card offered by Solflare. It is available in EEA/UK and allows users to spend cryptocurrency at merchants worldwide.
The Solflare Card has an annual fee of $0. Additional fees: Conversion fee: 1%; FX fee: 0.4-0.7%.
The Solflare Card has the following limits: daily spending limit: USDC 10,000 (USDC 5,000 per transaction, USDC 30,000 per month); monthly spending limit: USDC 30,000; daily ATM withdrawal limit: USDC 500 (USDC 2,500 per month). Limits can vary by account tier and verification level.
Yes. Solflare requires standard identity verification (KYC), typically a government-issued ID, during signup.
The Solflare Card is available in EEA/UK.
The Solflare Card is a debit card. You need to load cryptocurrency onto the card before making purchases.
Yes, the Solflare Card is a non-custodial (self-custody) card. This means you retain control of your private keys and your crypto is not held by a third party. Funds are only converted at the point of sale, reducing counterparty risk compared to custodial alternatives.
Yes, the Solflare Card supports Apple Pay and Google Pay for contactless payments.
No, the Solflare Card does not come with a personal IBAN.
Solflare states the card holds no balance: funds remain in the user's own wallet until the moment of spending.
Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level, or compare cards side by side.