PlasBit Card Review (2026)

The PlasBit Card is a Visa debit card with no annual fee, available in Global (excl. US, UK + 40 countries).

Reviewed by Card Pilled Editorial · Last verified 2026-09-26

Key Facts

Cashback
0%
Annual Fee
$0
Region
Global (excl. US, UK + 40 countries)
Type
Debit
Network
Visa
KYC
full
Mobile Pay
Apple Pay, Google Pay

Overview

PlasBit is a custodial crypto wallet and payments platform operated by PlasBit LTD, which is registered with FINTRAC in Canada as a Money Services Business (C100000920) and as a Registered Payment Service Provider under Canada's Retail Payment Activities Act (RPS0014438). Its reloadable Visa cards are issued in partnership with Wirex BaaS.

The PlasBit Card is a crypto debit card offered by PlasBit, available in Global (excl. US, UK + 40 countries). There is no annual fee to hold this card.

Best suited for Bitcoin holders who want to stack sats on everyday spending. It runs on the Visa network and requires full identity verification.

Cashback Tiers

PlasBit Card cashback tiers and requirements
TierRateRequirement
Standard0%No cashback programme on any official PlasBit page

Pros

Cons

Fees & Costs

FX Fee
1.5%
ATM Withdrawal
Free up to EUR 200/month, then 2% (plastic card only)
Top-Up Fee
0%

Limits & Top-Up

Daily Spending Limit
EUR/USD 30,000 (15 purchases/day)
Monthly Spending Limit
EUR/USD 30,000
Daily ATM Limit
EUR 500 (EUR 5,000/month, plastic card only)
Top-Up Assets
BTC, ETH, USDT, USDC, TRX
Top-Up Methods
Load from the custodial PlasBit wallet (100+ supported cryptocurrencies), minimum 10 EUR/USD
Virtual Card Fee
$0
Physical Card Fee
$0 (free delivery)

Cost & Returns

On $500/mo spend, the estimated monthly cost breakdown for PlasBit Card is: gas $0.00, conversion spread $7.50, flat/FX fees $0.00, and amortised card/tier fee $0.00, for a total drag of 1.5% of spend. After $0.00/mo cashback that is still a net cost of about $7.50/mo ($90.00/yr). PlasBit Card tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. Figures are conservative estimates and vary with conditions.

Note: Reloadable Visa debit cards (PlasBit's help centre also calls them prepaid) in EUR or USD, virtual or plastic, loaded from the custodial PlasBit wallet, which holds Bitcoin, Ethereum, USDT, USDC, TRX and more than 100 other cryptocurrencies. Issued in partnership with Wirex BaaS; the BIN sponsor is not published. No cashback: the cards page, the card FAQ and the rest of the site carry no cashback or rewards programme. FEES (live fee table on plasbit.com/cards): issuance EUR/USD 0, loading 0%, monthly EUR/USD 0, FX conversion 1.5%, chargeback EUR/USD 25; plastic cards add free delivery and ATM withdrawals free up to EUR 200 per month, then 2%. Older help articles still describe a card monthly maintenance fee, and the card FAQ says a loading fee applies; the live fee table (both 0) is recorded as current. LIMITS: EUR/USD 30,000 per transaction, per day and per month, EUR 75,000 per 3 months and EUR 200,000 per year, 15 purchases per day; minimum load 10. Plastic ATM limits EUR 500 per day and EUR 5,000 per month. Virtual cards have no ATM access. Apple Pay and Google Pay supported. The country exclusions above are PlasBit's card list, which matches its platform-wide prohibited-countries page (updated 2026-07-21); an older help article gives a different 53-country list. Full KYC (ID plus liveness video) is required before an account is opened. A separate fixed-balance prepaid product with its own country list is not this card.

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FAQ

What is the PlasBit Card?

The PlasBit Card is a crypto debit card offered by PlasBit. It is available in Global (excl. US, UK + 40 countries) and allows users to spend cryptocurrency at merchants worldwide.

What are the fees for the PlasBit Card?

The PlasBit Card has an annual fee of $0. Additional fees: FX fee: 1.5%; ATM: Free up to EUR 200/month, then 2% (plastic card only); Top-up: 0%.

What are the spending limits on the PlasBit Card?

The PlasBit Card has the following limits: daily spending limit: EUR/USD 30,000 (15 purchases/day); monthly spending limit: EUR/USD 30,000; daily ATM withdrawal limit: EUR 500 (EUR 5,000/month, plastic card only). Limits can vary by account tier and verification level.

How do you top up the PlasBit Card?

Supported assets include BTC, ETH, USDT, USDC, TRX; top-up methods include Load from the custodial PlasBit wallet (100+ supported cryptocurrencies), minimum 10 EUR/USD.

Does the PlasBit Card require KYC?

Yes. The PlasBit Card requires full identity verification (KYC): expect to submit a government-issued ID, and often proof of address, before the card is issued.

Which countries is the PlasBit Card available in?

The PlasBit Card is available in Global (excl. US, UK + 40 countries). It is NOT available in the United States.

Is the PlasBit Card a credit or debit card?

The PlasBit Card is a debit card. You need to load cryptocurrency onto the card before making purchases.

Does the PlasBit Card support Apple Pay or Google Pay?

Yes, the PlasBit Card supports Apple Pay and Google Pay for contactless payments.

Visit PlasBit

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