by Pyra · Updated 2026-03-16
The Pyra Card is a crypto credit card offered by Pyra, available in 75+ countries (incl. US). There is no annual fee to hold this card. As a non-custodial option, you maintain control of your private keys while spending. It runs on the Visa network and requires full identity verification.
| Tier | Rate | Requirement |
|---|---|---|
| Standard | 0% | No cashback — earn yield on collateral instead |
Note: Crypto-backed credit card via Rain. Borrow against SOL/USDC/USDT collateral on Solana (Drift Protocol) — no sell, no capital gains event. No credit check. 1.2-2% non-USD FX fee + Visa 0.4-1%. Auto-liquidation at $0 available credit ($0 liquidation fee). ~5% APY on deposited collateral. Apple/Google Pay. NOT available in India, China, Turkey, Israel, Vietnam, Russia, Iran, Cuba, NK.
The Pyra Card is a crypto credit card offered by Pyra. It is available in 75+ countries (incl. US) and allows users to spend cryptocurrency at merchants worldwide.
The Pyra Card has an annual fee of $0. Additional fees: Conversion fee: 0%; FX fee: 1.2-2% + Visa 0.4-1%.
The Pyra Card is available in 75+ countries (incl. US). Its availability status is "75+ countries".
The Pyra Card is a true credit card, meaning you can make purchases on credit rather than needing to pre-fund the card with cryptocurrency.
Yes, the Pyra Card is a non-custodial (self-custody) card. This means you retain control of your private keys and your crypto is not held by a third party. Funds are only converted at the point of sale, reducing counterparty risk compared to custodial alternatives.
Yes, the Pyra Card supports Apple Pay and Google Pay for contactless payments.