The Zoomex Card is a Mastercard debit card with no annual fee, available in EEA/UK/Switzerland/Canada/Japan/South Korea/Taiwan/Hong Kong/Singapore/Australia.
The Zoomex Card is a multi-currency virtual Mastercard announced in late December 2025 by crypto derivatives exchange Zoomex in partnership with UR, an on-chain stablecoin banking infrastructure provider. The card supports settlement in multiple fiat currencies via USDC deposits, with full rollout slated for early 2026.
The Zoomex Card is a crypto debit card offered by Zoomex x UR, available in EEA/UK/Switzerland/Canada/Japan/South Korea/Taiwan/Hong Kong/Singapore/Australia. There is no annual fee to hold this card. It runs on the Mastercard network and requires full identity verification.
New to crypto cards? Read our complete buyer's guide to understand fees, rewards, and how to choose. Concerned about privacy? See our KYC vs non-KYC comparison. Compare more options in our regional guides for Europe, the UK, Singapore, Japan, and Canada. See where it ranks among the best crypto debit cards.
| Tier | Rate | Requirement |
|---|---|---|
| Standard | 0% | 1% Sunny Cashback promo ENDED April 30, 2026. No permanent cashback rate announced as of May 2026. |
On $500/mo spend, the estimated monthly cost breakdown for Zoomex Card is: gas $0.00, conversion spread $5.00, flat transaction fees $0.00, and amortised card/tier fee $0.00, for a total drag of 1% of spend. After $0.00/mo cashback that is still a net cost of about $5.00/mo ($60.00/yr). Zoomex Card tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. This card bills in USD, EUR, CHF, SGD, HKD or JPY. Spending in another currency adds a 2% FX fee; these figures do not include it. Figures are conservative estimates and vary with conditions.
Note: Virtual Mastercard launched early March 2026 (early registration opened December 2025) in partnership with UR (regulated fintech). Zero issuance fee, zero annual fee, zero fiat withdrawal fees. Load the card by converting USDC into USD, EUR, CHF, SGD, HKD or JPY at a 1.0% crypto conversion fee; foreign exchange is typically around 1.0% to 2.0%, per the Zoomex help centre (read 2026-10-24). 1% 'Sunny Cashback' promo ENDED April 30, 2026. The help centre now describes spending cashback as a Zoomex promotional reward with no time limit and refers to a cashback event page, but publishes no rate, so the card is scored at 0%. New users $10 reward for single $5+ purchase within 30 days of activation. UR Pro is granted free to Zoomex cardholders: it raises the card limits from EUR 2,000 a day and EUR 5,000 a month (Basic) to EUR 10,000 a day and EUR 20,000 a month. Virtual only: physical cards and ATM cash withdrawals are not supported. Transfer Back is unavailable for Hong Kong residents. U.S. nationals are not eligible for KYC with UR. Supports Apple Pay, Google Pay, Samsung Pay.
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The Zoomex Card is a crypto debit card offered by Zoomex x UR. It is available in EEA/UK/Switzerland/Canada/Japan/South Korea/Taiwan/Hong Kong/Singapore/Australia and allows users to spend cryptocurrency at merchants worldwide.
The Zoomex Card has an annual fee of $0. Additional fees: Conversion fee: 1% crypto to fiat (0% fiat to crypto); FX fee: 1-2%; ATM: Not applicable (virtual only; no ATM).
The Zoomex Card has the following limits: daily spending limit: EUR 10,000 (UR Pro, granted free to Zoomex cardholders); monthly spending limit: EUR 20,000; daily ATM withdrawal limit: Not applicable. Limits can vary by account tier and verification level.
Supported assets include USDC.
Yes. The Zoomex Card requires full identity verification (KYC): expect to submit a government-issued ID, and often proof of address, before the card is issued.
The Zoomex Card is available in EEA/UK/Switzerland/Canada/Japan/South Korea/Taiwan/Hong Kong/Singapore/Australia. Zoomex publishes only a list of unsupported countries, so the regions shown are those absent from it. The list excludes all of Africa, the US, nearly all of Latin America, most of South, Southeast and Central Asia and the Middle East (including Thailand, Vietnam, the Philippines, Indonesia, India, China, Saudi Arabia and Türkiye), and in Europe Malta, Albania, Serbia, Ukraine, Russia, Belarus and the microstates.
The Zoomex Card is a debit card. You need to load cryptocurrency onto the card before making purchases.
Yes, the Zoomex Card supports Apple Pay and Google Pay and Samsung Pay for contactless payments.
Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level, or compare cards side by side.