Zoomex Card Review (2026)

The Zoomex Card is a Mastercard debit card with no annual fee, available in 50+ countries.

Reviewed by Card Pilled Editorial · Last verified 2026-06-01

Key Facts

Cashback
0% (promo ended)
Annual Fee
$0
Region
50+ countries
Type
Debit
Network
Mastercard
KYC
full
Mobile Pay
Apple Pay, Google Pay, Samsung Pay

Overview

The Zoomex Card is a multi-currency virtual Mastercard announced in late December 2025 by crypto derivatives exchange Zoomex in partnership with UR, an on-chain stablecoin banking infrastructure provider. The card supports settlement in multiple fiat currencies via USDC deposits, with full rollout slated for early 2026.

The Zoomex Card is a crypto debit card offered by Zoomex x UR, available in 50+ countries. There is no annual fee to hold this card. It runs on the Mastercard network and requires full identity verification.

Fees & Costs

Conversion Fee
0% markup
FX Fee
0% markup (Mastercard rate)

Cost & Returns

On $500/mo spend, the estimated monthly cost breakdown for Zoomex Card is: gas $0.00, conversion spread $7.50, flat/FX fees $0.00, and amortised card/tier fee $0.00, for a total drag of 1.5% of spend. After $0.00/mo cashback that is still a net cost of about $7.50/mo ($90.00/yr). Zoomex Card tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. Figures are conservative estimates and vary with conditions.

Cashback Tiers

Zoomex Card cashback tiers and requirements
TierRateRequirement
Standard0%1% Sunny Cashback promo ENDED April 30, 2026. No permanent cashback rate announced as of May 2026.

Pros

Cons

Note: Virtual Mastercard launched early March 2026 (early registration opened December 2025) in partnership with UR (regulated fintech). Zero issuance fee, zero annual fee, zero fiat withdrawal fees. Multi-currency settlement: USD, EUR, CHF, JPY, SGD, HKD. 1% 'Sunny Cashback' promo ENDED April 30, 2026; no permanent cashback rate announced yet. New users $10 reward for single $5+ purchase within 30 days of activation. UR Pro upgrade automatic for new cardholders (100K CHF/mo limit, better withdrawal fees). Supports Apple Pay, Google Pay, Samsung Pay, LINE Pay, Alipay, WeChat Pay.

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FAQ

What is the Zoomex Card?

The Zoomex Card is a crypto debit card offered by Zoomex x UR. It is available in 50+ countries and allows users to spend cryptocurrency at merchants worldwide.

What are the fees for the Zoomex Card?

The Zoomex Card has an annual fee of $0. Additional fees: Conversion fee: 0% markup; FX fee: 0% markup (Mastercard rate).

Where is the Zoomex Card available?

The Zoomex Card is available in 50+ countries. Its availability status is "50+ countries".

Is the Zoomex Card a credit or debit card?

The Zoomex Card is a debit card. You need to load cryptocurrency onto the card before making purchases.

Does the Zoomex Card support Apple Pay or Google Pay?

Yes, the Zoomex Card supports Apple Pay and Google Pay and Samsung Pay for contactless payments.

Visit Zoomex x UR

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