The Bitsa Card is a Visa debit card with a €0-€69.99/yr by plan (physical card €20) fee, available in EEA.
Bitsa is a prepaid Visa card with an integrated crypto module, operated by BITSA SAS, a French simplified joint-stock company registered in Nice (RCS Nice 885097345). The card is issued under license from Visa by Pecunia Cards E.D.E. (PECUNPAY), a Madrid-based electronic money institution registered with the Bank of Spain, and crypto buy/sell functionality inside the Bitsa app is provided by Bitnovo, a Spanish virtual asset service provider.
The Bitsa Card is a crypto debit card offered by Bitsa, available in EEA. The annual fee starts at €0-€69.99/yr by plan (physical card €20). It runs on the Visa network and requires standard identity verification.
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The Bitsa account comes with the holder's own national IBAN for sending and receiving money. SEPA transfers cost €1 on Free and Move and are free on Pro; transfers to other Bitsa holders cost €1.50.
Compare IBAN and transfer capability across cards in our crypto cards with IBAN guide.
On $500/mo spend, the estimated monthly cost breakdown for Bitsa Card is: gas $0.00, conversion spread $7.50, flat transaction fees $0.00, and amortised card/tier fee $0.00, for a total drag of 1.5% of spend. After $0.00/mo cashback that is still a net cost of about $7.50/mo ($90.00/yr). Bitsa Card tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. Figures are conservative estimates and vary with conditions.
Note: Tiered Visa prepaid card available across EEA (Spain, France, Germany, Italy, Portugal, Netherlands, Austria, Belgium, etc.). Three plans (bitsacard.com/en/plans, read 2026-10-01): Free (EUR 0; top-ups EUR 500/day, 1,000/mo, 2,500/yr), Move (EUR 0.99/mo or EUR 8.99/yr; EUR 1,200/day, 5,000/mo, 15,000/yr) and Pro (EUR 9.99/mo or EUR 69.99/yr; unlimited). The plans page markets cashback of up to 15% on every plan with no rate structure, which reads as merchant offers rather than a card rate. SEPA transfers cost EUR 1 on Free and Move, free on Pro. Funding via crypto or bank transfer. Apple Pay, IBAN/SEPA banking integration. €2.50 virtual card available.
Other crypto cards in the same region or category that may suit your spending profile:
The Bitsa Card is a crypto debit card offered by Bitsa. It is available in EEA and allows users to spend cryptocurrency at merchants worldwide.
The Bitsa Card has an annual fee of €0-€69.99/yr by plan (physical card €20). Additional fees: FX fee: 0% Eurozone / 1.75% non-euro EU / 2% RoW; ATM: Eurozone: operator only; non-euro EU: €0.55 + 1% (min €0.75); RoW: same; Top-up: 1.5% external card; vouchers 0-6%.
The Bitsa Card has the following limits: daily ATM withdrawal limit: EUR 450 (outside Spain). Limits can vary by account tier and verification level.
Yes. Bitsa requires standard identity verification (KYC), typically a government-issued ID, during signup.
The Bitsa Card is available in EEA.
The Bitsa Card is a debit card. You need to load cryptocurrency onto the card before making purchases.
Yes, the Bitsa Card supports Apple Pay and Google Pay and Samsung Pay for contactless payments.
The Bitsa Card is issued by Pecunia Cards EDE, S.L.U. (Pecunpay).
Yes, the Bitsa platform provides a personal IBAN in the user's name. Capabilities: receiving third-party transfers: yes; sending transfers to third parties: yes; transfer limits: Free: EUR 500/day, EUR 1,000/month; Move: EUR 1,200/day, EUR 5,000/month; Pro: unlimited. The Bitsa account comes with the holder's own national IBAN for sending and receiving money. SEPA transfers cost €1 on Free and Move and are free on Pro; transfers to other Bitsa holders cost €1.50.
Client funds are safeguarded with Banco Inversis and ABANCA.
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