The Bit2Me Card earns 0.25-9% B2M cashback on a Mastercard debit card with a €0 annual fee, available in EEA + Argentina.
Bit2Me is a Spanish crypto exchange and digital asset platform founded in 2014 by Leif Ferreira, Andrei Manuel, and Koh Martínez. The company offers exchange, wallet, OTC, and card services and has raised funding from investors including Telefónica.
The Bit2Me Card is a crypto debit card offered by Bit2Me, available in EEA + Argentina. It offers 0.25-9% B2M cashback across 4 reward tiers, with higher rates unlocked by staking the provider's native token. The annual fee starts at €0.
Best suited for the provider's native token holders willing to stake for higher rewards. It runs on the Mastercard network and requires full identity verification.
On $500/mo spend, the estimated monthly cost breakdown for Bit2Me Card is: gas $0.00, conversion spread $7.50, flat/FX fees $0.00, and amortised card/tier fee $0.00, for a total drag of 1.5% of spend. After $1.00/mo cashback that is still a net cost of about $6.50/mo ($78.00/yr). Bit2Me Card tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. Figures are conservative estimates and vary with conditions.
| Tier | Rate | Requirement |
|---|---|---|
| Entry Level | 0.25% | Free, €1,000 in assets, €7.50/mo cashback cap |
| Mid Level | 3% | Space Center missions + B2M holding/staking (level breakpoints not publicly numbered) |
| Top Level (Level 7) | 7% | Maximum Space Center level via missions (trading, redemptions, holdings); cannot be reached by staking alone |
| B2M Payment Bonus | 9% | Pay with B2M tokens at Space Center Level 1+ (stacks on top of tier rate) |
Note: Largest Spanish crypto exchange. MiCA compliant. Cashback paid in B2M tokens (Mastercard issued by Credencial Payments in Argentina). Free ATM withdrawals in EU. €5 delivery surcharge outside Spain. Expanded to Argentina (virtual only) in 2026 as first LATAM market; Colombia, Mexico, Brazil planned next via deepened Mastercard partnership. Portugal/Italy expansion underway. Exact Space Center level breakpoints not fully public; entry is 0.25% (€7.50/mo cap), scales to 7-9% at top levels with B2M staking. Cumulative cashback up to 39% advertised when stacking card cashback with linked stablecoin yield products.
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The Bit2Me Card is a crypto debit card offered by Bit2Me. It is available in EEA + Argentina and allows users to spend cryptocurrency at merchants worldwide.
The Bit2Me Card offers 0.25-9% B2M cashback. There are 4 tiers: Entry Level (0.25%), Mid Level (3%), Top Level (Level 7) (7%), B2M Payment Bonus (9%).
The Bit2Me Card has an annual fee of €0. Additional fees: Conversion fee: 0.95%; FX fee: 1.75% SEPA non-EUR / 2% RoW; ATM: Spain free; Eurozone international €2.50; outside €0.55 + 1%.
The Bit2Me Card is available in EEA + Argentina. Its availability status is "EEA + Argentina".
The Bit2Me Card is a debit card. You need to load cryptocurrency onto the card before making purchases.
Yes, the Bit2Me Card supports Apple Pay and Google Pay for contactless payments.
Yes, the Bit2Me Card requires staking the provider's native token to unlock higher cashback tiers. The card has 4 reward tiers: Entry Level (0.25%, requires Free, €1,000 in assets, €7.50/mo cashback cap); Mid Level (3%, requires Space Center missions + B2M holding/staking (level breakpoints not publicly numbered)); Top Level (Level 7) (7%, requires Maximum Space Center level via missions (trading, redemptions, holdings); cannot be reached by staking alone); B2M Payment Bonus (9%, requires Pay with B2M tokens at Space Center Level 1+ (stacks on top of tier rate)). Higher staking amounts yield better reward rates, but consider the opportunity cost of locking tokens.
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