by Venmo (PayPal) · Updated 2026-03-16
The Venmo Credit Card is a crypto credit card offered by Venmo (PayPal), available in US Only. It offers 1-3% cashback rewards on purchases. The card features 3 reward tiers, giving users the ability to earn higher rates as they increase their commitment. There is no annual fee to hold this card. As a true credit card, you can spend on credit without pre-funding with crypto. It runs on the Visa network and requires full identity verification.
| Tier | Rate | Requirement |
|---|---|---|
| Top Category | 3% | Highest spend category each month |
| Second Category | 2% | 2nd highest spend category |
| All Other | 1% | All other purchases |
Note: ⚠️ CRYPTO CASHBACK ONLY — Traditional credit card that auto-converts cash back to crypto (BTC, ETH, LTC, BCH). Does NOT use crypto for payments. No conversion fee. No FX fees. Visa Signature.
The Venmo Credit Card is a crypto credit card offered by Venmo (PayPal). It is available in US Only and allows users to spend cryptocurrency at merchants worldwide.
The Venmo Credit Card offers 1-3% cashback. There are 3 tiers: Top Category (3%), Second Category (2%), All Other (1%).
The Venmo Credit Card has an annual fee of $0. Additional fees: FX fee: 0%.
The Venmo Credit Card is available in US Only. Its availability status is "US".
The Venmo Credit Card is a true credit card, meaning you can make purchases on credit rather than needing to pre-fund the card with cryptocurrency.
Yes, the Venmo Credit Card supports Apple Pay and Google Pay and Samsung Pay for contactless payments.