The BingX Card earns 2-5% cashback on a Visa debit card with no annual fee, available in ~65 territories (allow-list).
BingX is a cryptocurrency exchange founded in 2018 and headquartered in Singapore, offering spot, derivatives, and copy trading to users in 100+ countries. The BingX Card is issued by Wirex and supported on the Visa network.
The BingX Card is a crypto debit card offered by BingX, available in ~65 territories (allow-list). It offers 2-5% cashback across 2 reward tiers, giving users the ability to earn higher rates as they increase their commitment. There is no annual fee to hold this card.
Best suited for reward-focused spenders willing to optimize for cashback. It runs on the Visa network and requires full identity verification.
New to crypto cards? Read our complete buyer's guide to understand fees, rewards, and how to choose. Concerned about privacy? See our KYC vs non-KYC comparison. Compare more options in our regional guides for Europe and Latin America. See where it ranks among the best crypto debit cards.
| Tier | Rate | Requirement |
|---|---|---|
| Virtual Card | 3% | Free virtual card. The rate is set by monthly spend: 2% below $200 (cashback capped at $4), 2.5% from $200 to $1,000 (capped at $25) and 3% from $1,000 upward; $100/mo cashback cap |
| Metal Card | 5% | Metal card, free for VIP users and a $180 application fee for non-VIP users. The rate is set by monthly spend: 3% below $500 (cashback capped at $15), 4% from $500 to $2,000 (capped at $80) and 5% from $2,000 upward; $150/mo cashback cap |
On $500/mo spend, the estimated monthly cost breakdown for BingX Card is: gas $0.00, conversion spread $7.50, flat transaction fees $0.00, and amortised card/tier fee $0.00, for a total drag of 1.5% of spend. After $15.00/mo cashback that nets a gain of about $7.50/mo ($90.00/yr). BingX Card tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. Figures are conservative estimates and vary with conditions.
Note: Launched July 10, 2026. Issued by Wirex on Visa network. No annual, monthly, inactivity or shipping fees; the virtual card is free and the Metal card is free for VIP users but carries a $180 application fee for non-VIP users. RATES RE-VERIFIED (2026-09-22) against BingX's benefits and fees support article (dated 2026-07-23), which publishes a three-step spend ladder per card and no Early-Bird Bonus; the earlier 6% (cap $120) figure came from an older learn article with an early-bird bonus. Both cards also advertise 20% cashback on everyday subscriptions. BingX Metal Card users get fee-free ATM withdrawals up to $200/month. Apple Pay and Google Pay supported. $5 bonus after first $20 spend. An older restricted-payments list recorded here named Nigeria, Ghana and Ecuador, which conflicts with all three appearing on BingX's current supported-territory allow-list; the allow-list is treated as current and the older list has been removed rather than published alongside it.
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The BingX Card is a crypto debit card offered by BingX. It is available in ~65 territories (allow-list) and allows users to spend cryptocurrency at merchants worldwide.
The BingX Card offers 2-5% cashback. There are 2 tiers: Virtual Card (3%), Metal Card (5%).
The BingX Card has an annual fee of $0. Additional fees: Conversion fee: 1.50% trading fee on card transactions; ATM: Metal card: first $200/mo free, then 2% (ATM limit $500/day, $5,000/mo); Inactivity: $0.
Yes. The BingX Card requires full identity verification (KYC): expect to submit a government-issued ID, and often proof of address, before the card is issued.
The BingX Card is available in ~65 territories (allow-list).
The BingX Card is a debit card. You need to load cryptocurrency onto the card before making purchases.
Yes, the BingX Card supports Apple Pay and Google Pay for contactless payments.
Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level, or compare cards side by side.