BingX Card Review (2026)

The BingX Card earns 2-5% (6% promo) cashback on a Visa debit card with no annual fee, available in ~65 territories (allow-list).

Reviewed by Card Pilled Editorial · Last verified 2026-08-27

Key Facts

Cashback
2-5% (6% promo)
Annual Fee
$0
Region
~65 territories (allow-list)
Type
Debit
Network
Visa
KYC
full
Mobile Pay
Apple Pay, Google Pay

Overview

BingX is a cryptocurrency exchange founded in 2018 and headquartered in Singapore, offering spot, derivatives, and copy trading to users in 100+ countries. The BingX Card is issued by Wirex and supported on the Visa network.

The BingX Card is a crypto debit card offered by BingX, available in ~65 territories (allow-list). It offers 2-5% (6% promo) cashback across 2 reward tiers, giving users the ability to earn higher rates as they increase their commitment. There is no annual fee to hold this card.

Best suited for reward-focused spenders willing to optimize for cashback. It runs on the Visa network and requires full identity verification.

Cashback Tiers

BingX Card cashback tiers and requirements
TierRateRequirement
Virtual Card2%Free virtual card; $50/mo cashback cap. An Early-Bird Bonus of +1% (3% total) applies during the promotional period
Metal Card5%Physical metal card, $30 shipping; $120/mo cashback cap. An Early-Bird Bonus of +1% (6% total) applies during the promotional period

Pros

Cons

Cost & Returns

On $500/mo spend, the estimated monthly cost breakdown for BingX Card is: gas $0.00, conversion spread $7.50, flat/FX fees $0.00, and amortised card/tier fee $0.00, for a total drag of 1.5% of spend. After $10.00/mo cashback that nets a gain of about $2.50/mo ($30.00/yr). BingX Card tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. Figures are conservative estimates and vary with conditions.

Note: Launched July 10, 2026. Issued by Wirex on Visa network. No issuance or annual fees. BingX Metal Card users get fee-free ATM withdrawals up to $200/month. Apple Pay and Google Pay supported. $5 bonus after first $20 spend. An older restricted-payments list recorded here named Nigeria, Ghana and Ecuador, which conflicts with all three appearing on BingX's current supported-territory allow-list; the allow-list is treated as current and the older list has been removed rather than published alongside it.

Similar Cards

Other crypto cards in the same region or category that may suit your spending profile:

What's changed

FAQ

What is the BingX Card?

The BingX Card is a crypto debit card offered by BingX. It is available in ~65 territories (allow-list) and allows users to spend cryptocurrency at merchants worldwide.

How much cashback does the BingX Card offer?

The BingX Card offers 2-5% (6% promo) cashback. There are 2 tiers: Virtual Card (2%), Metal Card (5%).

What are the fees for the BingX Card?

The BingX Card has an annual fee of $0. Note: Launched July 10, 2026. Issued by Wirex on Visa network. No issuance or annual fees. BingX Metal Card users get fee-free ATM withdrawals up to $200/month. Apple Pay and Google Pay supported. $5 bonus after first $20 spend. An older restricted-payments list recorded here named Nigeria, Ghana and Ecuador, which conflicts with all three appearing on BingX's current supported-territory allow-list; the allow-list is treated as current and the older list has been removed rather than published alongside it.

Does the BingX Card require KYC?

Yes. The BingX Card requires full identity verification (KYC): expect to submit a government-issued ID, and often proof of address, before the card is issued.

Which countries is the BingX Card available in?

The BingX Card is available in ~65 territories (allow-list).

Is the BingX Card a credit or debit card?

The BingX Card is a debit card. You need to load cryptocurrency onto the card before making purchases.

Does the BingX Card support Apple Pay or Google Pay?

Yes, the BingX Card supports Apple Pay and Google Pay for contactless payments.

Visit BingX

Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level, or compare cards side by side.