The BYDFi Card is a Visa debit card with a $12/yr fee, available in Global (excl. US/China/Russia).
BYDFi (formerly BitYard) is a Singapore-based cryptocurrency exchange founded in 2020 that operates in 150+ countries. It offers spot, derivatives, and copy trading with optional KYC for basic services, but full KYC is required for card issuance.
The BYDFi Card is a crypto debit card offered by BYDFi, available in Global (excl. US/China/Russia). The annual fee starts at $12/yr. It runs on the Visa network and requires full identity verification.
On $500/mo spend, the estimated monthly cost breakdown for BYDFi Card is: gas $0.00, conversion spread $5.00, flat/FX fees $0.00, and amortised card/tier fee $1.00, for a total drag of 1.2% of spend. After $0.00/mo cashback that is still a net cost of about $6.00/mo ($72.00/yr). BYDFi Card tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. Figures are conservative estimates and vary with conditions.
| Tier | Rate | Requirement |
|---|---|---|
| Standard | 0% | No cashback program; value prop is low-fee crypto spending |
Note: Virtual Visa debit card launched Aug 2025. Top up with USDT, USDC, BTC, ETH, XRP, BNB. 1% crypto conversion fee on deposits, 0% on withdrawals. 0% FX on USD transactions, 1% on non-USD. $1/month fee waived for VIP 2+ users. Spending limits: $5K/txn (adjustable to $10K), $50K/month. Supports Google Pay, PayPal, 3D Secure. No physical card or ATM withdrawal.
Other crypto cards in the same region or category that may suit your spending profile:
The BYDFi Card is a crypto debit card offered by BYDFi. It is available in Global (excl. US/China/Russia) and allows users to spend cryptocurrency at merchants worldwide.
The BYDFi Card has an annual fee of $12/yr. Additional fees: Conversion fee: 1%; FX fee: 0% USD / 1% non-USD; Top-up: 1%.
The BYDFi Card is available in Global (excl. US/China/Russia). Its availability status is "Global (excludes US, China, Russia, India, Indonesia, Turkey, Vietnam, OFAC countries)".
The BYDFi Card is a debit card. You need to load cryptocurrency onto the card before making purchases.
Yes, the BYDFi Card supports Google Pay for contactless payments.
Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level.