The Freedomia Card is a Visa debit card with a $60/yr ($5/mo Founder tier) fee, available in Global. No identity verification required.
Freedomia issues a no-KYC virtual Visa funded over the Bitcoin Lightning Network, with each user given a personal Lightning address. The domain was registered around October 2025. The site's legal page names Freedomia Digital Group LLC, registered at 131 Continental Drive, Suite 305, Newark, Delaware. No issuing bank or BIN sponsor is published, contact is by email and Telegram only, and the WHOIS record sits behind a privacy service.
The Freedomia Card is a crypto debit card offered by Freedomia, available in Global. The annual fee starts at $60/yr ($5/mo Founder tier).
Best suited for users who prefer minimal identity verification. It runs on the Visa network with no identity verification required.
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| Tier | Rate | Requirement |
|---|---|---|
| Base | 0% | No cashback or rewards programme is published |
On $500/mo spend, the estimated monthly cost breakdown for Freedomia Card is: gas $0.00, conversion spread $6.50, flat/FX fees $0.00, and amortised card/tier fee $60.00, for a total drag of 13.3% of spend. After $0.00/mo cashback that is still a net cost of about $66.50/mo ($798.00/yr). Freedomia Card tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. Figures are conservative estimates and vary with conditions.
Note: Sign-up is email-only with no ID, no selfie and no approval wait, and the provider states KYC will never be requested. Virtual Visa only, issued instantly, with Google Wallet support, 3D Secure and an in-app freeze; Apple Pay is advertised as coming soon and there is no physical card. Funding is unusual: each user gets a personal Lightning address (yourname@freedomia.io), and Monero, Bitcoin, ETH, LTC, SOL, TRX, BNB, USDT and USDC all convert to a USD balance. Fees are 1.3% on top-ups, 0% on USD transactions and 2.5% on other currencies. Access is subscription-gated: the Founder tier is $5/month with $5,000/month and $60,000/year limits; HODL ($9.99/month, same limits) and MOON ($17.99/month, $10,000/month and $120,000/year) are both listed as coming soon and were not purchasable at the time of checking. Because funding runs over Lightning rather than a base-layer settlement, the cost-to-spend model treats top-ups as carrying negligible network gas. VERIFICATION GAP: no issuing bank, BIN sponsor or licence is published. A legal entity is named on the site's legal page (Freedomia Digital Group LLC, Delaware) but no company registration number is given. KYCnot.me records the service as beta-stage. See the risk warning.
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The Freedomia Card is a crypto debit card offered by Freedomia. It is available in Global and allows users to spend cryptocurrency at merchants worldwide.
The Freedomia Card has an annual fee of $60/yr ($5/mo Founder tier). Additional fees: Conversion fee: 0% on USD transactions, 2.5% on other currencies; FX fee: 2.5% (0% on USD transactions); Top-up: 1.3%.
The Freedomia Card has the following limits: monthly spending limit: $5,000/mo and $60,000/yr (Founder, HODL); $10,000/mo and $120,000/yr (MOON, coming soon). Limits can vary by account tier and verification level.
Supported assets include BTC, XMR, ETH, LTC, SOL, TRX, BNB, USDT, USDC; top-up methods include Deposit to a personal Lightning address issued per user, auto-converted to a USD balance; crypto deposits are supported on Bitcoin Lightning Network.
No. The Freedomia Card does not require identity verification. Keep in mind that no-KYC cards typically come with lower spending limits.
The Freedomia Card is available in Global.
The Freedomia Card is a debit card. You need to load cryptocurrency onto the card before making purchases.
Yes, the Freedomia Card supports Google Pay for contactless payments.
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