The Curve Card earns 1% at select retailers (fiat only) cashback on a Mastercard aggregator card with a £0-€179.90 annual fee, available in UK/EU.
Curve is a London-based fintech founded in 2015 by Israeli-British entrepreneur Shachar Bialick, offering a card and app that lets users consolidate multiple debit and credit cards into a single payment instrument. In November 2025 Lloyds Banking Group announced an agreement to acquire Curve, with the deal expected to close in the first half of 2026.
The Curve Card is a crypto aggregator card offered by Curve, available in UK/EU. It offers 1% at select retailers (fiat only) cashback rewards on purchases. The annual fee starts at £0-€179.90. It runs on the Mastercard network and requires standard identity verification.
New to crypto cards? Read our complete buyer's guide to understand fees, rewards, and how to choose. Concerned about privacy? See our KYC vs non-KYC comparison. Compare more options in our best crypto cards in Europe guide.
On $500/mo spend, the estimated monthly cost breakdown for Curve Card is: gas $0.00, conversion spread $7.50, flat/FX fees $0.00, and amortised card/tier fee $0.00, for a total drag of 1.5% of spend. After $5.00/mo cashback that is still a net cost of about $2.50/mo ($30.00/yr). Curve Card tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. Figures are conservative estimates and vary with conditions.
Note: NOT primarily crypto - card aggregator. Crypto rewards DISCONTINUED Oct 2023 due to regulatory reasons; cashback is now fiat-only (1% at select retailers, up to 20% brand offers). US market DISCONTINUED July 2024. Lloyds Banking Group acquisition completed (~£120M, May 2026); IDC Ventures (12% stake) filed High Court challenge.
Other crypto cards in the same region or category that may suit your spending profile:
The Curve Card is a crypto aggregator card offered by Curve. It is available in UK/EU and allows users to spend cryptocurrency at merchants worldwide.
The Curve Card offers 1% at select retailers (fiat only) cashback.
The Curve Card has an annual fee of £0-€179.90. Additional fees: FX fee: 0% first £250/mo, then 2%; ATM: 2% or £2 min (free on paid plans).
The Curve Card is available in UK/EU. Its availability status is "UK/EU". It is NOT available in the United States.
The Curve Card is a debit card. You need to load cryptocurrency onto the card before making purchases.
Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level, or compare cards side by side.