The Curve Card earns 1% at chosen retailers (paid plans, fiat only) cashback on a Mastercard aggregator card with a £/€0-17.99/mo fee, available in UK/EU.
Curve is a London-based fintech founded in 2015 by Israeli-British entrepreneur Shachar Bialick, offering a card and app that lets users consolidate multiple debit and credit cards into a single payment instrument. In November 2025 Lloyds Banking Group announced an agreement to acquire Curve; the acquisition has since completed.
The Curve Card is a crypto aggregator card offered by Curve, available in UK/EU. It offers 1% at chosen retailers (paid plans, fiat only) cashback rewards on purchases. The annual fee starts at £/€0-17.99/mo. It runs on the Mastercard network and requires standard identity verification.
New to crypto cards? Read our complete buyer's guide to understand fees, rewards, and how to choose. Concerned about privacy? See our KYC vs non-KYC comparison. Compare more options in our regional guides for Europe and the UK.
| Tier | Rate | Requirement |
|---|---|---|
| Paid plans | 1% | Curve Pay Pro and Pro+: 1% at 6 (Pro) or 12 (Pro+) retailers chosen once, capped per merchant and per month; Pay X, Pro and Pro+ also earn 1% on spend outside the Europe region. The free plan earns no cashback. Fiat only (crypto rewards discontinued Oct 2023) |
On $500/mo spend, the estimated monthly cost breakdown for Curve Card is: gas $0.00, conversion spread $0.00, flat transaction fees $0.00, and amortised card/tier fee $0.00, for a total drag of 0% of spend. After $0.00/mo cashback that nets a gain of about $0.00/mo ($0.00/yr). Curve Card tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. This card bills in GBP (other currencies in some regions). Spending in another currency adds a 2.99% FX fee; these figures do not include it. Figures are conservative estimates and vary with conditions.
Note: NOT primarily crypto - card aggregator. Crypto rewards DISCONTINUED Oct 2023 due to regulatory reasons; cashback is now fiat-only (1% at select retailers, up to 20% brand offers). US market DISCONTINUED July 2024. Lloyds Banking Group acquisition completed (~£120M, May 2026); IDC Ventures (12% stake) filed High Court challenge. PLAN PRICES (2026-10-04): curve.com/plans lists Curve Pay free, Pay X at £/€5.99, Pro at £/€9.99 and Pro+ at £/€17.99 a month, replacing the £0-€179.90 range previously recorded; the page shows no annual billing price.
Other crypto cards in the same region or category that may suit your spending profile:
The Curve Card is a crypto aggregator card offered by Curve. It is available in UK/EU and allows users to spend cryptocurrency at merchants worldwide.
The Curve Card offers 1% at chosen retailers (paid plans, fiat only) cashback.
The Curve Card has an annual fee of £/€0-17.99/mo. Additional fees: FX fee: 0% on the first £250 (UK) / €250 (EEA) a month on the free Curve Pay plan, then 2.99% (plus 1.5% at weekends); paid plans raise the allowance and charge 1% above it; ATM: 2% or £2 min (free on paid plans).
Yes. Curve requires standard identity verification (KYC), typically a government-issued ID, during signup.
The Curve Card is available in UK/EU. It is NOT available in the United States.
The Curve Card is a debit card. You need to load cryptocurrency onto the card before making purchases.
Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level, or compare cards side by side.