The Tap Global Card earns 0.5-8% cashback on a Mastercard debit card with no annual fee, available in UK/EU/EEA.
Tap Global Group is a London-based fintech founded in 2018 by Arsen Torosian and David Carr, operating a regulated crypto-fiat exchange and payments app. In January 2023, it became the first crypto-services provider to list on a UK public market via a reverse takeover of Quetzal Capital on the Aquis Stock Exchange. In June 2025, the company moved its listing from Aquis to the London Stock Exchange's AIM market, with shares beginning trading on AIM under the ticker TAP on June 27, 2025.
The Tap Global Card is a crypto debit card offered by Tap Global, available in UK/EU/EEA. It offers 0.5-8% cashback across 6 reward tiers, with higher rates unlocked by staking XTP. There is no annual fee to hold this card.
Best suited for XTP holders willing to stake for higher rewards. It runs on the Mastercard network and requires standard identity verification.
New to crypto cards? Read our complete buyer's guide to understand fees, rewards, and how to choose. Concerned about privacy? See our KYC vs non-KYC comparison. Compare more options in our best crypto cards in Europe guide.
On $500/mo spend, the estimated monthly cost breakdown for Tap Global Card is: gas $0.00, conversion spread $7.50, flat/FX fees $0.00, and amortised card/tier fee $0.00, for a total drag of 1.5% of spend. After $3.00/mo cashback that is still a net cost of about $4.50/mo ($54.00/yr). Tap Global Card tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. Figures are conservative estimates and vary with conditions.
| Tier | Rate | Requirement |
|---|---|---|
| Essential | 0.5% | Free, no XTP lockup |
| Plus | 1.5% | €300+ XTP locked (12 months) |
| Prime | 3% | €2,500+ XTP locked (12 months) |
| Premier | 4% | €5,000+ XTP locked (12 months) |
| Platinum | 6% | €15,000+ XTP locked (12 months) |
| Prestige | 8% | €25,000+ XTP locked (12 months) |
Note: Gibraltar-regulated (FSC license No. 25532). 6 cashback tiers based on 12-month XTP token lockup. Cashback XTP tokens are also locked for 1 year from receipt date (cannot be sold or used for 12 months). 1.5% FX fee on non-card currency. ISO 27001 certified. Tier mechanics confirmed against withtap.com/premium-plans (May 2026).
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The Tap Global Card is a crypto debit card offered by Tap Global. It is available in UK/EU/EEA and allows users to spend cryptocurrency at merchants worldwide.
The Tap Global Card offers 0.5-8% cashback. There are 6 tiers: Essential (0.5%), Plus (1.5%), Prime (3%), Premier (4%), Platinum (6%), Prestige (8%).
The Tap Global Card has an annual fee of $0. Additional fees: FX fee: 1.5%; ATM: 0% up to £500/mo, then 2%.
The Tap Global Card is available in UK/EU/EEA. Its availability status is "UK/EEA".
The Tap Global Card is a debit card. You need to load cryptocurrency onto the card before making purchases.
Yes, the Tap Global Card requires staking the provider's native token to unlock higher cashback tiers. The card has 6 reward tiers: Essential (0.5%, requires Free, no XTP lockup); Plus (1.5%, requires €300+ XTP locked (12 months)); Prime (3%, requires €2,500+ XTP locked (12 months)); Premier (4%, requires €5,000+ XTP locked (12 months)); Platinum (6%, requires €15,000+ XTP locked (12 months)); Prestige (8%, requires €25,000+ XTP locked (12 months)). Higher staking amounts yield better reward rates, but consider the opportunity cost of locking tokens.
Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level, or compare cards side by side.