The Tap Global Card earns 0.5-8% cashback on a Mastercard debit card with no annual fee, available in UK/EU/EEA.
Tap Global Group is a London-based fintech founded in 2018 by Arsen Torosian and David Carr, operating a regulated crypto-fiat exchange and payments app. In January 2023, it became the first crypto-services provider to list on a UK public market via a reverse takeover of Quetzal Capital on the Aquis Stock Exchange. In June 2025, the company moved its listing from Aquis to the London Stock Exchange's AIM market, with shares beginning trading on AIM under the ticker TAP on June 27, 2025.
The Tap Global Card is a crypto debit card offered by Tap Global, available in UK/EU/EEA. It offers 0.5-8% cashback across 6 reward tiers, with higher rates unlocked by staking XTP. There is no annual fee to hold this card.
Best suited for XTP holders willing to stake for higher rewards. It runs on the Mastercard network and requires standard identity verification.
New to crypto cards? Read our complete buyer's guide to understand fees, rewards, and how to choose. Concerned about privacy? See our KYC vs non-KYC comparison. Compare more options in our regional guides for Europe and the UK. See where it ranks among the best crypto debit cards.
| Tier | Rate | Requirement |
|---|---|---|
| Essential | 0.5% | Free, no XTP lockup |
| Plus | 1.5% | €300+ XTP locked (12 months) |
| Prime | 3% | €2,500+ XTP locked (12 months) |
| Premier | 4% | €5,000+ XTP locked (12 months) |
| Platinum | 6% | €15,000+ XTP locked (12 months), €1,000/mo fee-free ATM |
| Prestige | 8% | €25,000+ XTP locked (12 months), unlimited fee-free ATM, €30,000/mo spend limit |
On $500/mo spend, the estimated monthly cost breakdown for Tap Global Card is: gas $0.00, conversion spread $7.50, flat/FX fees $0.00, and amortised card/tier fee $0.00, for a total drag of 1.5% of spend. After $3.00/mo cashback that is still a net cost of about $4.50/mo ($54.00/yr). Tap Global Card tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. Figures are conservative estimates and vary with conditions.
Note: Gibraltar-regulated (FSC license No. 25532). 6 cashback tiers based on 12-month XTP token lockup. Cashback XTP tokens are also locked for 1 year from receipt date (cannot be sold or used for 12 months). 1.5% FX fee on non-card currency. ISO 27001 certified. Tier ladder re-confirmed 2026-08-28 against withtap.com/premium-plans and withtap.com/what-is-cashback, which publish all six euro thresholds and rates and clear the verification gap recorded on 2026-08-27. Fee-free ATM allowance rises by tier: €500/mo on most tiers, €1,000 on Platinum, unlimited on Prestige, which also carries a €30,000 monthly spend limit. Some third-party aggregators publish a conflicting Standard/Gold naming at 1% and 2%; the provider's own pages use the Essential-to-Prestige ladder recorded here. Tap Earn separately advertises up to 8% APY with weekly payouts and no lock-ups.
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The Tap Global Card is a crypto debit card offered by Tap Global. It is available in UK/EU/EEA and allows users to spend cryptocurrency at merchants worldwide.
The Tap Global Card offers 0.5-8% cashback. There are 6 tiers: Essential (0.5%), Plus (1.5%), Prime (3%), Premier (4%), Platinum (6%), Prestige (8%).
The Tap Global Card has an annual fee of $0. Additional fees: FX fee: 1.5%; ATM: 0% up to £500/mo, then 2%.
Yes. Tap Global requires standard identity verification (KYC), typically a government-issued ID, during signup.
The Tap Global Card is available in UK/EU/EEA.
The Tap Global Card is a debit card. You need to load cryptocurrency onto the card before making purchases.
Yes, the Tap Global Card requires staking the provider's native token to unlock higher cashback tiers. The card has 6 reward tiers: Essential (0.5%, requires Free, no XTP lockup); Plus (1.5%, requires €300+ XTP locked (12 months)); Prime (3%, requires €2,500+ XTP locked (12 months)); Premier (4%, requires €5,000+ XTP locked (12 months)); Platinum (6%, requires €15,000+ XTP locked (12 months), €1,000/mo fee-free ATM); Prestige (8%, requires €25,000+ XTP locked (12 months), unlimited fee-free ATM, €30,000/mo spend limit). Higher staking amounts yield better reward rates, but consider the opportunity cost of locking tokens.
Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level, or compare cards side by side.