The Robinhood Gold Card earns 3% all + 5% travel cashback on a Visa credit card with a $50/yr (annual Gold membership required) fee, available in US Only.
Robinhood Markets is a US fintech and brokerage founded in 2013 by Vladimir Tenev and Baiju Bhatt, headquartered in Menlo Park, California. The company popularized commission-free retail trading of equities, options, and cryptocurrency, and went public on the Nasdaq under the ticker HOOD in July 2021. It operates a regulated broker-dealer alongside a crypto unit and has expanded into banking and credit card products.
The Robinhood Gold Card is a crypto credit card offered by Robinhood, available in US Only. It offers 3% all + 5% travel cashback across 2 reward tiers, giving users the ability to earn higher rates as they increase their commitment. The annual fee starts at $50/yr (annual Gold membership required).
Best suited for spenders who want a true credit line rather than a pre-funded crypto debit card. It runs on the Visa network and requires full identity verification.
New to crypto cards? Read our complete buyer's guide to understand fees, rewards, and how to choose. Concerned about privacy? See our KYC vs non-KYC comparison. Compare more options in our best crypto cards in the US guide. See where it ranks among the best crypto credit cards.
| Tier | Rate | Requirement |
|---|---|---|
| All Purchases | 3% | Robinhood Gold membership |
| Travel Portal | 5% | Booked via Robinhood Travel |
On $500/mo spend, the estimated monthly cost breakdown for Robinhood Gold Card is: gas $0.00, conversion spread $0.00, flat transaction fees $0.00, and amortised card/tier fee $4.17, for a total drag of 0.8% of spend. After $15.00/mo cashback that nets a gain of about $10.83/mo ($129.96/yr). Robinhood Gold Card tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. This card bills in USD. Spending in another currency adds a 3% FX fee; these figures do not include it. Figures are conservative estimates and vary with conditions.
Note: ⚠️ CRYPTO CASHBACK ONLY, Traditional credit card. Does NOT use crypto for payments. Cash back redeems at $0.01/point for cash deposit to Robinhood brokerage (or 0.7c/point as statement credit), and can be used to buy crypto. Requires an active annual Robinhood Gold subscription ($50/yr; the card page says the annual plan is required and no free trial applies; a reported move to $75/yr has still not appeared on the official site). FOREIGN TRANSACTION FEE ADDED: cards acquired on or after July 1, 2026 are charged 3% on purchases in a foreign currency; cards acquired before that date remain fee-free on overseas purchases, per Robinhood support and the cardholder agreement's Rates and Fees table (updated July 1, 2026). Issued by Coastal Community Bank. Visa Signature metal card. Robinhood's Agentic Credit Card page lets Gold Card holders create a virtual card for an AI agent, with spending limits, transaction approval and cash back, connected via MCP. VERIFICATION GAP: the 5% travel-portal rate and the annual Gold price do not appear on the card page or the Gold page read on 2026-10-24 (the Gold page advertises only Gold for $5/month); third-party reviews still describe the 5% travel rate.
Other crypto cards in the same region or category that may suit your spending profile:
The Robinhood Gold Card is a crypto credit card offered by Robinhood. It is available in US Only and allows users to spend cryptocurrency at merchants worldwide.
The Robinhood Gold Card offers 3% all + 5% travel cashback. There are 2 tiers: All Purchases (3%), Travel Portal (5%).
The Robinhood Gold Card has an annual fee of $50/yr (annual Gold membership required). Additional fees: FX fee: 0% (cards acquired before Jul 1, 2026); 3% (cards acquired on or after Jul 1, 2026).
Yes. The Robinhood Gold Card requires full identity verification (KYC): expect to submit a government-issued ID, and often proof of address, before the card is issued.
The Robinhood Gold Card is available in US Only.
The Robinhood Gold Card is a true credit card, meaning you can make purchases on credit rather than needing to pre-fund the card with cryptocurrency.
Yes, the Robinhood Gold Card supports Apple Pay and Google Pay for contactless payments.
The Robinhood Gold Card is issued by Coastal Community Bank.
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