The Pionex Card earns 0.1-1% USDT cashback on a Visa/Mastercard debit card with no annual fee, available in Global (NOT US/China).
Pionex is a cryptocurrency exchange known for offering built-in automated trading bots (grid, DCA, and similar strategies) directly inside its trading interface. The platform launched in 2019 and operates a Singapore-based entity alongside a separate US-licensed entity (Pionex.US) that holds FinCEN MSB registration and US state money transmitter licenses.
The Pionex Card is a crypto debit card offered by Pionex, available in Global (NOT US/China). It offers 0.1-1% USDT cashback across 2 reward tiers, giving users the ability to earn higher rates as they increase their commitment. There is no annual fee to hold this card.
Note that the card is not available in the US and the card is virtual only. It runs on the Visa/Mastercard network and requires full identity verification.
New to crypto cards? Read our complete buyer's guide to understand fees, rewards, and how to choose. Concerned about privacy? See our KYC vs non-KYC comparison. Browse all our regional card guides.
On $500/mo spend, the estimated monthly cost breakdown for Pionex Card is: gas $0.00, conversion spread $5.00, flat/FX fees $0.00, and amortised card/tier fee $0.00, for a total drag of 1% of spend. After $1.00/mo cashback that is still a net cost of about $4.00/mo ($48.00/yr). Pionex Card tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. Figures are conservative estimates and vary with conditions.
| Tier | Rate | Requirement |
|---|---|---|
| USD Transactions | 0.1% | USD-denominated transactions (reduced from 1% on Mar 20, 2026) |
| Non-USD Transactions | 1% | Non-USD transactions, no cap |
Note: Cashback split Mar 20, 2026: 0.1% on USD transactions, 1% on non-USD (was flat 1%). 5% APR on card account balance (compounded hourly). USDT-only funding. 5% Trip.com travel rewards. Apply requires Pionex KYC Level 2 plus account assets ≥100 USDT. Mastercard supports Apple/Google/LINE Pay and PayPal. Virtual card only (physical via limited promos). NOT available in US, China, or sanctioned countries. No cashback on eToro, TikTok, Wise, or ATM withdrawals. Effective Feb 3, 2026: Mastercard FX raised to 2%; Visa remains 1%.
Other crypto cards in the same region or category that may suit your spending profile:
The Pionex Card is a crypto debit card offered by Pionex. It is available in Global (NOT US/China) and allows users to spend cryptocurrency at merchants worldwide.
The Pionex Card offers 0.1-1% USDT cashback. There are 2 tiers: USD Transactions (0.1%), Non-USD Transactions (1%).
The Pionex Card has an annual fee of $0. Additional fees: Conversion fee: 1% (offset by 1% cashback); FX fee: 1% Visa / 2% Mastercard (since Feb 3, 2026); ATM: 2% (no cashback on ATM).
The Pionex Card is available in Global (NOT US/China). Its availability status is "Global".
The Pionex Card is a debit card. You need to load cryptocurrency onto the card before making purchases.
Yes, the Pionex Card supports Apple Pay and Google Pay for contactless payments.
Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level, or compare cards side by side.