Zypto is a crypto payments and wallet company headquartered in Łódź, Poland (registered as Zypto Sp. z o.o.), led by co-founder and CEO John Nasr alongside co-founder and COO Joe Parkin. The product set originated as the FCFPay payment gateway in August 2021 and was rebranded to Zypto, expanding into a self-custodial multichain wallet app and reloadable crypto cards.
The Zypto Card is a crypto debit card offered by Zypto, available in Global. It offers ZYP token rewards cashback rewards on purchases. There is no annual fee to hold this card. It runs on the Visa/Mastercard network and requires full identity verification.
| Tier | Rate | Requirement |
|---|---|---|
| ZYP Token Rewards | 0% | ZYP token rewards on spending, rate not tracked in database |
Note: Reloadable Visa Card (150+ countries) and single-load Obsidian Mastercard ($10K limit) options. ZYP rewards on spending; ZYP rewards usable to fund Visa card. $0.30 per transaction fee (Zypto slashed Visa fees by 33% in late 2025/early 2026). MO, MS, TN excluded since March 2026. KuCoin Pay integration live across all Zypto products (87,000+ billers, 120+ countries). Chainlink CCIP bridging native in app. Card funded with BTC, ETH, BNB, SOL, TRX, DASH and 100+ tokens.
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The Zypto Card is a crypto debit card offered by Zypto. It is available in Global and allows users to spend cryptocurrency at merchants worldwide.
The Zypto Card offers ZYP token rewards cashback.
The Zypto Card has an annual fee of $0/mo, $0.30/tx. Additional fees: Conversion fee: 3% off-ramp (at load, not swipe); FX fee: 1.75%; ATM: No Zypto markup; operator fees apply; Top-up: $0.30/txn; $50 physical card; $100 min.
The Zypto Card is available in Global. Its availability status is "Global".
The Zypto Card is a debit card. You need to load cryptocurrency onto the card before making purchases.
Yes, the Zypto Card supports Apple Pay and Google Pay for contactless payments.
Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level.