The Ikigii Card is a Visa debit card with a $26.75/yr fee, available in LATAM (13+ countries).
Ikigii is a LATAM fintech that integrates crypto and traditional banking into a single dollar-denominated account, offering a Visa debit card, savings accounts, and crypto buy/sell/send functionality. Originally focused on Central America, the platform has expanded across Latin America to 13+ countries.
The Ikigii Card is a crypto debit card offered by Ikigii, available in LATAM (13+ countries). The annual fee starts at $26.75/yr.
Note that a minimum portfolio is required. It runs on the Visa network and requires full identity verification.
New to crypto cards? Read our complete buyer's guide to understand fees, rewards, and how to choose. Concerned about privacy? See our KYC vs non-KYC comparison. Compare more options in our best crypto cards in Latin America guide. See where it ranks among the best crypto debit cards.
| Tier | Rate | Requirement |
|---|---|---|
| Standard | 0% | No cashback; value prop is crypto-to-USD spending in underserved Central American markets |
On $500/mo spend, the estimated monthly cost breakdown for Ikigii Card is: gas $0.00, conversion spread $7.50, flat/FX fees $0.00, and amortised card/tier fee $2.23, for a total drag of 1.9% of spend. After $0.00/mo cashback that is still a net cost of about $9.73/mo ($116.76/yr). Ikigii Card tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. Figures are conservative estimates and vary with conditions.
Note: Expanded from 5 Central American countries to 13+ LATAM markets (2026). USD-denominated account paying 4% annual savings interest, which the site qualifies as requiring a minimum balance of $1,000. Supports BTC, ETH, USDC, USDT — buy, sell, send, and spend via Visa. $26.75/yr annual card fee + $3/mo fraud insurance (+ 7% tax). $100 USD minimum initial deposit required. Free card shipping. ATM withdrawals at any global ATM. VERIFICATION GAP (2026-09-06): ikigii.com publishes no fee schedule and no country list; the annual fee, the fraud-insurance charge, the minimum deposit and the 13-country availability list above are all carried from earlier research and are not restated on the live site, which directs fee questions to its help centre and WhatsApp.
Other crypto cards in the same region or category that may suit your spending profile:
The Ikigii Card is a crypto debit card offered by Ikigii. It is available in LATAM (13+ countries) and allows users to spend cryptocurrency at merchants worldwide.
The Ikigii Card has an annual fee of $26.75/yr. Note: Expanded from 5 Central American countries to 13+ LATAM markets (2026). USD-denominated account paying 4% annual savings interest, which the site qualifies as requiring a minimum balance of $1,000. Supports BTC, ETH, USDC, USDT — buy, sell, send, and spend via Visa. $26.75/yr annual card fee + $3/mo fraud insurance (+ 7% tax). $100 USD minimum initial deposit required. Free card shipping. ATM withdrawals at any global ATM. VERIFICATION GAP (2026-09-06): ikigii.com publishes no fee schedule and no country list; the annual fee, the fraud-insurance charge, the minimum deposit and the 13-country availability list above are all carried from earlier research and are not restated on the live site, which directs fee questions to its help centre and WhatsApp.
Yes. The Ikigii Card requires full identity verification (KYC): expect to submit a government-issued ID, and often proof of address, before the card is issued.
The Ikigii Card is available in LATAM (13+ countries).
The Ikigii Card is a debit card. You need to load cryptocurrency onto the card before making purchases.
Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level, or compare cards side by side.