The Ikigii Card is a Visa debit card with a $26.75/yr fee, available in Central America (5 countries).
Ikigii is a Central American fintech that integrates crypto and traditional banking into a single dollar-denominated account, offering a Visa debit card, savings accounts, and crypto buy/sell/send functionality. The platform is focused on dollarized and crypto-underserved Central American markets.
The Ikigii Card is a crypto debit card offered by Ikigii, available in Central America (5 countries). The annual fee starts at $26.75/yr. It runs on the Visa network and requires full identity verification.
On $500/mo spend, the estimated monthly cost breakdown for Ikigii Card is: gas $0.00, conversion spread $7.50, flat/FX fees $0.00, and amortised card/tier fee $2.23, for a total drag of 1.9% of spend. After $0.00/mo cashback that is still a net cost of about $9.73/mo ($116.76/yr). Ikigii Card tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. Figures are conservative estimates and vary with conditions.
| Tier | Rate | Requirement |
|---|---|---|
| Standard | 0% | No cashback; value prop is crypto-to-USD spending in underserved Central American markets |
Note: Covers underserved Central American markets not served by most crypto cards. USD-denominated account with 4% annual interest on savings. Supports BTC, ETH, USDC, USDT — buy, sell, send, and spend via Visa. $26.75/yr annual card fee + $3/mo fraud insurance (+ 7% tax). $100 USD minimum initial deposit required. Free card shipping. ATM withdrawals at any global ATM. More countries coming soon.
Other crypto cards in the same region or category that may suit your spending profile:
The Ikigii Card is a crypto debit card offered by Ikigii. It is available in Central America (5 countries) and allows users to spend cryptocurrency at merchants worldwide.
The Ikigii Card has an annual fee of $26.75/yr. Note: Covers underserved Central American markets not served by most crypto cards. USD-denominated account with 4% annual interest on savings. Supports BTC, ETH, USDC, USDT — buy, sell, send, and spend via Visa. $26.75/yr annual card fee + $3/mo fraud insurance (+ 7% tax). $100 USD minimum initial deposit required. Free card shipping. ATM withdrawals at any global ATM. More countries coming soon.
The Ikigii Card is available in Central America (5 countries). Its availability status is "Panama, Bolivia, Costa Rica, Guatemala, Honduras".
The Ikigii Card is a debit card. You need to load cryptocurrency onto the card before making purchases.
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