The Ikigii Card is a Visa debit card with a $26.75/yr fee, available in Panama/Bolivia/Costa Rica/Guatemala/Honduras/Colombia.
Ikigii is a LATAM fintech that integrates crypto and traditional banking into a single dollar-denominated account, offering a Visa debit card, savings accounts, and crypto buy/sell/send functionality. Originally focused on Central America, the platform has expanded across Latin America to 13+ countries.
The Ikigii Card is a crypto debit card offered by Ikigii, available in Panama/Bolivia/Costa Rica/Guatemala/Honduras/Colombia. The annual fee starts at $26.75/yr.
Note that a minimum portfolio is required. It runs on the Visa network and requires full identity verification.
New to crypto cards? Read our complete buyer's guide to understand fees, rewards, and how to choose. Concerned about privacy? See our KYC vs non-KYC comparison. Compare more options in our best crypto cards in Latin America guide. See where it ranks among the best crypto debit cards.
| Tier | Rate | Requirement |
|---|---|---|
| Standard | 0% | No cashback; value prop is crypto-to-USD spending in underserved Central American markets |
On $500/mo spend, the estimated monthly cost breakdown for Ikigii Card is: gas $0.00, conversion spread $7.50, flat transaction fees $0.00, and amortised card/tier fee $2.23, for a total drag of 1.9% of spend. After $0.00/mo cashback that is still a net cost of about $9.73/mo ($116.76/yr). Ikigii Card tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. Figures are conservative estimates and vary with conditions.
Note: USD-denominated account paying 4% annual savings interest, which the site qualifies as requiring a minimum balance of $1,000. Supports BTC, ETH, USDC, USDT — buy, sell, send, and spend via Visa. $26.75/yr annual card fee + $3/mo fraud insurance (+ 7% tax). $100 USD minimum initial deposit required. Free card shipping. The FAQ at ikigii.com/en/preguntas-frecuentes does publish the figures the 2026-09-06 verification gap was waiting for: $26.75 USD a year, fraud insurance at $3.00 USD a month plus 7% tax, a $100 USD minimum initial deposit, 4% annual interest, ATM withdrawals free in Panama with charges applying elsewhere, and Towerbank International Inc. as the licensed bank behind it, regulated by the Superintendency of Banks of Panama. The same FAQ contradicts the 13-country list this entry carried until 2026-09-27: asked which countries the app is available in, it names only Panama, Bolivia, Costa Rica, Guatemala and Honduras, and a second answer about downloads adds Colombia, so the wider list has been narrowed to what Ikigii publishes. SOURCE CONFLICT (2026-10-04): the ikigii.com homepage now lists 16 markets (Panama, Bolivia, Costa Rica, Guatemala, Uruguay, Colombia, Honduras, Argentina, Mexico, Peru, Brazil, Dominican Republic, Venezuela, the EU, Ecuador and El Salvador) while the FAQ still names five, so availability stays on the FAQ list until the two agree. AVAILABILITY CONFLICT (2026-10-18): the FAQ page's app-download block now reads "Disponible Si estas en Panamá, Bolivia, Costa Rica, Guatemala, Uruguay, Colombia, Honduras, Argentina, México, Perú, Brasil, Rep. Dominicana, Venezuela, Unión Europea, Ecuador y El Salvador", while the FAQ answer on the same page still names only Panama, Bolivia, Costa Rica, Guatemala and Honduras. Availability is kept at the narrower card list until Ikigii resolves it.
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The Ikigii Card is a crypto debit card offered by Ikigii. It is available in Panama/Bolivia/Costa Rica/Guatemala/Honduras/Colombia and allows users to spend cryptocurrency at merchants worldwide.
The Ikigii Card has an annual fee of $26.75/yr. Additional fees: ATM: Free in Panama; charges apply at ATMs elsewhere.
Yes. The Ikigii Card requires full identity verification (KYC): expect to submit a government-issued ID, and often proof of address, before the card is issued.
The Ikigii Card is available in Panama/Bolivia/Costa Rica/Guatemala/Honduras/Colombia.
The Ikigii Card is a debit card. You need to load cryptocurrency onto the card before making purchases.
The Ikigii Card is issued by Towerbank International Inc..
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