The Plenti Card is a Visa debit card with no annual fee, available in Colombia.
Plenti is a Medellin-based Colombian multicurrency fintech founded in 2022 by Sebastian Correa (CEO), Nicolas Zuleta (COO) and Martin Pelaez (CTO), and a member of Colombia Fintech. It reports more than 150,000 active users and over $3.1 billion in annual transaction volume across its B2B and B2C lines. Tether led a $3 million seed round announced on 2 September 2026, taking a minority stake alongside Verda Ventures and Platanus Ventures, earmarked for expansion into Peru and Bolivia.
The Plenti Card is a crypto debit card offered by Plenti, available in Colombia. There is no annual fee to hold this card. It runs on the Visa network and requires full identity verification.
New to crypto cards? Read our complete buyer's guide to understand fees, rewards, and how to choose. Concerned about privacy? See our KYC vs non-KYC comparison. Compare more options in our best crypto cards in Latin America guide. See where it ranks among the best crypto debit cards.
| Tier | Rate | Requirement |
|---|---|---|
| No Purchase Cashback | 0% | No purchase cashback is published. The up to 8.25% E.A. Plenti advertises is yield on the USD balance held in its rewards pocket (cajita de recompensas), not card cashback |
On $500/mo spend, the estimated monthly cost breakdown for Plenti Card is: gas $0.00, conversion spread $7.50, flat/FX fees $0.00, and amortised card/tier fee $0.00, for a total drag of 1.5% of spend. After $0.00/mo cashback that is still a net cost of about $7.50/mo ($90.00/yr). Plenti Card tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. Figures are conservative estimates and vary with conditions.
Note: USD-denominated virtual Visa on a multicurrency account holding US dollars, euros and Colombian pesos. Card launched November 2024 with no issuance fee and no cuota de manejo (monthly account-maintenance fee, the standard Colombian card charge), and Plenti markets no commission on international purchases: the balance is already in dollars, so there is no conversion at the point of sale and spending is 1:1 with the dollar. Opening requires a Colombian cedula and an email address, with no minimum deposit and no prior bank account. GAPS: Plenti does not publish an ATM fee schedule, does not state whether a physical card exists, and does not disclose how the dollar balances are backed, so whether this is a stablecoin-settled account (as with Littio and Wenia) or a conventional USD account is unconfirmed. Tether's investment is an equity stake, not evidence of USDT settlement. Users can also buy fractional US stocks, ETFs, digital gold and crypto from about $6. VERIFICATION NOTE (2026-09-06): plenti.com.co returns 403 to automated fetches, so the figures here come from Plenti's own published pages via the search index plus the Colombia Fintech launch announcement, not a direct fetch of the official page.
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The Plenti Card is a crypto debit card offered by Plenti. It is available in Colombia and allows users to spend cryptocurrency at merchants worldwide.
The Plenti Card has an annual fee of $0. Additional fees: Conversion fee: 0% at point of sale; COP to USD funding converts at the market rate; FX fee: 0% on international purchases (balance is already USD-denominated).
Yes. The Plenti Card requires full identity verification (KYC): expect to submit a government-issued ID, and often proof of address, before the card is issued.
The Plenti Card is available in Colombia.
The Plenti Card is a debit card. You need to load cryptocurrency onto the card before making purchases.
Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level, or compare cards side by side.