Fasset Card Review (2026)

The Fasset Card earns 2-6% XAU₮ cashback on a Visa debit card with a $0 (Classic) fee, available in 125+ countries (UAE/SEA/South Asia focus).

Reviewed by Card Pilled Editorial · Last verified 2026-07-31

Key Facts

Cashback
2-6% XAU₮
Annual Fee
$0 (Classic)
Region
125+ countries (UAE/SEA/South Asia focus)
Type
Debit
Network
Visa
KYC
full

Overview

Fasset is a stablecoin-powered neobank that secured a provisional Islamic banking license in Malaysia, making it the world's first stablecoin-powered Islamic bank. The company holds regulatory approvals in the UAE, Indonesia, Turkey, Pakistan, and the EU, has raised $51M in Series B funding, and serves 2M+ wallets across 125 countries with $32B in annualized transaction volume.

The Fasset Card is a crypto debit card offered by Fasset, available in 125+ countries (UAE/SEA/South Asia focus). It offers 2-6% XAU₮ cashback across 3 reward tiers, giving users the ability to earn higher rates as they increase their commitment. There is no annual fee to hold this card.

Best suited for reward-focused spenders willing to optimize for cashback. It runs on the Visa network and requires full identity verification.

Cashback Tiers

Fasset Card cashback tiers and requirements
TierRateRequirement
Classic2%Free tier; 2% XAU₮ cashback on every purchase, up to $50K/mo spend
Gold4%$50,000+ average monthly spend over a rolling 30-day period; adds auto round-up to gold and priority OTC access
Black6%$100,000+ average monthly spend over a rolling 30-day period; adds physical gold redemption at ATMs (Dubai, Istanbul, Jakarta) and dedicated relationship manager

Pros

Cons

Cost & Returns

On $500/mo spend, the estimated monthly cost breakdown for Fasset Card is: gas $0.00, conversion spread $7.50, flat/FX fees $0.00, and amortised card/tier fee $0.00, for a total drag of 1.5% of spend. After $10.00/mo cashback that nets a gain of about $2.50/mo ($30.00/yr). Fasset Card tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. Figures are conservative estimates and vary with conditions.

Note: World's first gold-backed stablecoin neobanking card, launched April 2026 in partnership with Tether. Cashback paid in Tether Gold (XAU₮): Classic 2% (free, up to $50K/mo spend), Gold 4% ($50K+/mo), Black 6% ($100K+/mo, physical gold redemption at ATMs in Dubai/Istanbul/Jakarta). Onboarding still runs through a priority list (connect wallet to join) as of Jul 2026, so availability is a controlled rollout rather than fully open. Auto round-up feature invests spare change in XAU₮. Tether committed $1M in XAU₮ to power rewards. Shariah-compliant (zero-interest banking products). Covers many underserved markets (South Asia, SEA, MENA). ATM/FX/issuance fees not yet officially disclosed

Similar Cards

Other crypto cards in the same region or category that may suit your spending profile:

What's changed

FAQ

What is the Fasset Card?

The Fasset Card is a crypto debit card offered by Fasset. It is available in 125+ countries (UAE/SEA/South Asia focus) and allows users to spend cryptocurrency at merchants worldwide.

How much cashback does the Fasset Card offer?

The Fasset Card offers 2-6% XAU₮ cashback. There are 3 tiers: Classic (2%), Gold (4%), Black (6%).

What are the fees for the Fasset Card?

The Fasset Card has an annual fee of $0 (Classic). Note: World's first gold-backed stablecoin neobanking card, launched April 2026 in partnership with Tether. Cashback paid in Tether Gold (XAU₮): Classic 2% (free, up to $50K/mo spend), Gold 4% ($50K+/mo), Black 6% ($100K+/mo, physical gold redemption at ATMs in Dubai/Istanbul/Jakarta). Onboarding still runs through a priority list (connect wallet to join) as of Jul 2026, so availability is a controlled rollout rather than fully open. Auto round-up feature invests spare change in XAU₮. Tether committed $1M in XAU₮ to power rewards. Shariah-compliant (zero-interest banking products). Covers many underserved markets (South Asia, SEA, MENA). ATM/FX/issuance fees not yet officially disclosed

Does the Fasset Card require KYC?

Yes. The Fasset Card requires full identity verification (KYC): expect to submit a government-issued ID, and often proof of address, before the card is issued.

Which countries is the Fasset Card available in?

The Fasset Card is available in 125+ countries (UAE/SEA/South Asia focus).

Is the Fasset Card a credit or debit card?

The Fasset Card is a debit card. You need to load cryptocurrency onto the card before making purchases.

Visit Fasset

Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level, or compare cards side by side.