The Invity Card earns 0-1% BTC cashback on a Visa debit card with a €0-€4/mo fee, available in EEA.
The Invity Card is a crypto debit card offered by Invity Finance, available in EEA. It offers 0-1% BTC cashback across 4 reward tiers, giving users the ability to earn higher rates as they increase their commitment. The annual fee starts at €0-€4/mo.
Best suited for Bitcoin holders who want to stack sats on everyday spending. It runs on the Visa network and requires full identity verification.
New to crypto cards? Read our complete buyer's guide to understand fees, rewards, and how to choose. Concerned about privacy? See our KYC vs non-KYC comparison. Compare more options in our best crypto cards in Europe guide.
| Tier | Rate | Requirement |
|---|---|---|
| Basic | 0% | €4 monthly fee, no recurring-buy commitment |
| Regular | 1% | Recurring buy (Auto Buy, Auto Buy Plus, Turbo Buy or Turbo Buy Plus) of at least €240 a month; cashback on up to €500 of monthly spend. Members qualifying by 30 November 2026 get 1.5% |
| Frequent | 1% | Recurring buy of at least €480 a month; cashback on up to €1,000 of monthly spend. Members qualifying by 30 November 2026 get 1.5% |
| Busy | 1% | Recurring buy of at least €960 a month; cashback on up to €2,000 of monthly spend. Members qualifying by 30 November 2026 get 1.5% |
On $500/mo spend, the estimated monthly cost breakdown for Invity Card is: gas $0.00, conversion spread $7.50, flat transaction fees $0.00, and amortised card/tier fee $0.00, for a total drag of 1.5% of spend. After $0.00/mo cashback that is still a net cost of about $7.50/mo ($90.00/yr). Invity Card tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. Figures are conservative estimates and vary with conditions.
Note: Visa debit card from Invity Finance s.r.o. (Czech Republic, SatoshiLabs group), a MiCA crypto-asset service provider authorised by the Czech National Bank, with Lightspark as card provider. Holders choose whether the card spends Bitcoin or fiat. Cashback and round-ups are credited in BTC. Plans set by a recurring Bitcoin buy: Basic (€4/month, no cashback), Regular, Frequent and Busy (no monthly fee). The standing rate is 1% from 1 December 2026; members who apply and activate a qualifying strategy by 30 November 2026 lock in 1.5%. The page labels the €500/€1,000/€2,000 figures as a monthly cashback cap in the plan table but the FAQ treats them as the spend limit that earns cashback; recorded as spend limits. Free card payments per month with round-up off: Basic 0, Regular 10, Frequent 20, Busy 30 (unlimited with round-up on). GAPS: FX, ATM and issuance fees, the fee for card payments beyond the free allowance, and KYC wording are not published.
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The Invity Card is a crypto debit card offered by Invity Finance. It is available in EEA and allows users to spend cryptocurrency at merchants worldwide.
The Invity Card offers 0-1% BTC cashback. There are 4 tiers: Basic (0%), Regular (1%), Frequent (1%), Busy (1%).
The Invity Card has an annual fee of €0-€4/mo.
Yes. The Invity Card requires full identity verification (KYC): expect to submit a government-issued ID, and often proof of address, before the card is issued.
The Invity Card is available in EEA.
The Invity Card is a debit card. You need to load cryptocurrency onto the card before making purchases.
Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level, or compare cards side by side.