The Bringin Card is a Visa debit card with a EUR 37.69/yr (billed annually; EUR 3.49/mo equivalent) fee, available in EEA (30 countries).
Bringin is a Bitcoin-native spending app that converts on-chain or Lightning BTC into a EUR balance held against a personal IBAN, with card infrastructure provided by Lightspark Payments Europe AS (company number 16298772), a MiCA-authorised Crypto-Asset Service Provider.
The Bringin Card is a crypto debit card offered by Bringin, available in EEA (30 countries). The annual fee starts at EUR 37.69/yr (billed annually; EUR 3.49/mo equivalent).
It is a strong fit for privacy-conscious users who want to keep custody of their keys while spending. It runs on the Visa network and requires full identity verification.
New to crypto cards? Read our complete buyer's guide to understand fees, rewards, and how to choose. Concerned about privacy? See our KYC vs non-KYC comparison. Compare more options in our best crypto cards in Europe guide. See where it ranks among the best crypto debit cards.
Bringin Card is offered in 30 countries according to the provider's published list.
| Tier | Rate | Requirement |
|---|---|---|
| No Cashback | 0% | No cashback or rewards programme is published on the card page; the product is positioned on 0% FX rather than rewards |
EUR IBAN is the account the card spends from; Bringin does not publish the IBAN's issuing country.
Compare IBAN and transfer capability across cards in our crypto cards with IBAN guide.
On $500/mo spend, the estimated monthly cost breakdown for Bringin Card is: gas $0.00, conversion spread $7.50, flat/FX fees $0.00, and amortised card/tier fee $3.14, for a total drag of 2.1% of spend. After $0.00/mo cashback that is still a net cost of about $10.64/mo ($127.68/yr). Bringin Card tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. Figures are conservative estimates and vary with conditions.
Note: Bitcoin-funded Visa debit card on a EUR IBAN: BTC arrives on-chain or over Lightning, converts to euros at a 1% conversion fee, and the euro balance is what the card spends. The subscription is the card's only recurring charge; virtual and physical cards are both included in it, per-transaction usage is free, and there is no FX markup on spending outside the eurozone. GAPS: Bringin names Lightspark Payments Europe AS as its infrastructure and MiCA CASP partner but does not name the card issuer or BIN sponsor anywhere on the card page, and publishes no cashback programme either way. Recorded here as no cashback because none is offered rather than because none was found. Fitbit Pay and Garmin Pay are also supported but are outside the mobilePay field's allowed values.
Other crypto cards in the same region or category that may suit your spending profile:
The Bringin Card is a crypto debit card offered by Bringin. It is available in EEA (30 countries) and allows users to spend cryptocurrency at merchants worldwide.
The Bringin Card has an annual fee of EUR 37.69/yr (billed annually; EUR 3.49/mo equivalent). Additional fees: Conversion fee: 1% Bitcoin to EUR; FX fee: 0% on spending outside the euro; Top-up: 0% per usage.
The Bringin Card has the following limits: daily spending limit: EUR 10,000; monthly spending limit: EUR 15,000; daily ATM withdrawal limit: EUR 350 (EUR 3,000/month). Limits can vary by account tier and verification level.
Supported assets include BTC; top-up methods include On-chain Bitcoin deposit, Lightning deposit, SEPA transfer into the EUR IBAN; crypto deposits are supported on Bitcoin, Lightning.
Yes. The Bringin Card requires full identity verification (KYC): expect to submit a government-issued ID, and often proof of address, before the card is issued.
The Bringin Card is available in Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, according to the provider's published list.
The Bringin Card is a debit card. You need to load cryptocurrency onto the card before making purchases.
Yes, the Bringin Card is a non-custodial (self-custody) card. This means you retain control of your private keys and your crypto is not held by a third party. Funds are only converted at the point of sale, reducing counterparty risk compared to custodial alternatives.
Yes, the Bringin Card supports Google Pay and Samsung Pay for contactless payments.
Yes, the Bringin platform provides a personal IBAN in the user's name. Capabilities: receiving third-party transfers: yes. EUR IBAN is the account the card spends from; Bringin does not publish the IBAN's issuing country.
Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level, or compare cards side by side.