The Mercuryo Spend Card is a Mastercard debit card with a $0 (€1/mo inactivity) fee, available in EEA.
Mercuryo is a fintech company founded in 2018 by Petr Kozyakov and Aleksandr Vasilev, headquartered in London and providing fiat-to-crypto on/off-ramp and payments infrastructure used by partners including Binance, MetaMask, Trust Wallet, and Ledger. The company raised a $7.5 million round in 2021 after crossing $50 million in annualised revenue.
The Mercuryo Spend Card is a crypto debit card offered by Mercuryo, available in EEA. There is no annual fee to hold this card.
Note that the card is virtual only. It runs on the Mastercard network and requires full identity verification.
New to crypto cards? Read our complete buyer's guide to understand fees, rewards, and how to choose. Concerned about privacy? See our KYC vs non-KYC comparison. Compare more options in our best crypto cards in Europe guide.
On $500/mo spend, the estimated monthly cost breakdown for Mercuryo Spend Card is: gas $0.00, conversion spread $7.50, flat/FX fees $0.00, and amortised card/tier fee $0.00, for a total drag of 1.5% of spend. After $0.00/mo cashback that is still a net cost of about $7.50/mo ($90.00/yr). Mercuryo Spend Card tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. Figures are conservative estimates and vary with conditions.
Note: Virtual Mastercard launched April 2025. Integrated into Ledger Live. Supports BTC, ETH (stablecoins planned). EUR 40,000/mo spending limit. €1/mo inactivity fee only after 3 consecutive inactive months. Apple/Google Pay. Cashback programme announced but not yet live.
Other crypto cards in the same region or category that may suit your spending profile:
The Mercuryo Spend Card is a crypto debit card offered by Mercuryo. It is available in EEA and allows users to spend cryptocurrency at merchants worldwide.
The Mercuryo Spend Card has an annual fee of $0 (€1/mo inactivity). Additional fees: Inactivity: €1/mo after 3 months.
The Mercuryo Spend Card is available in EEA. Its availability status is "EEA".
The Mercuryo Spend Card is a debit card. You need to load cryptocurrency onto the card before making purchases.
Yes, the Mercuryo Spend Card supports Apple Pay and Google Pay for contactless payments.
Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level, or compare cards side by side.