The Bitunix Card earns 1-8% USDT cashback on a Visa debit card with no annual fee, available in Global, 91 jurisdictions restricted.
Bitunix is a crypto derivatives exchange. Its card is funded only by internal transfer from the user's Spot, Futures or Earn account, and the cashback rate is set by the same VIP level the exchange uses for trading-fee discounts.
The Bitunix Card is a crypto debit card offered by Bitunix, available in Global, 91 jurisdictions restricted. It offers 1-8% USDT cashback across 9 reward tiers, giving users the ability to earn higher rates as they increase their commitment. There is no annual fee to hold this card.
Best suited for reward-focused spenders willing to optimize for cashback. Its multi-tier reward structure is among the most extensive in our database. Note that the card is virtual only. It runs on the Visa network and requires full identity verification.
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| Tier | Rate | Requirement |
|---|---|---|
| Below VIP 1 | 0% | Free, no requirement: Bitunix VIP 0 with under 300 USDT of eligible card spend in the month earns no card cashback |
| VIP 1 | 1% | Bitunix VIP 1, or 300 USDT of eligible card spend in a calendar month (a spend-reached tier holds through the next month); 4 USDT monthly cashback cap |
| VIP 2 | 2% | Bitunix VIP 2, or 500 USDT of eligible card spend in a calendar month (a spend-reached tier holds through the next month); 12 USDT monthly cashback cap |
| VIP 3 | 2% | Bitunix VIP 3, or 1,000 USDT of eligible card spend in a calendar month (a spend-reached tier holds through the next month); 36 USDT monthly cashback cap |
| VIP 4 | 4% | Bitunix VIP 4, or 5,000 USDT of eligible card spend in a calendar month (a spend-reached tier holds through the next month); 100 USDT monthly cashback cap |
| VIP 5 | 4% | Bitunix VIP 5, or 10,000 USDT of eligible card spend in a calendar month (a spend-reached tier holds through the next month); 200 USDT monthly cashback cap |
| VIP 6 | 6% | Bitunix VIP 6, or 20,000 USDT of eligible card spend in a calendar month (a spend-reached tier holds through the next month); 400 USDT monthly cashback cap |
| VIP 7 | 6% | Bitunix VIP 7, or 30,000 USDT of eligible card spend in a calendar month (a spend-reached tier holds through the next month); 600 USDT monthly cashback cap |
| VIP 8 | 8% | Bitunix VIP 8, or 50,000 USDT of eligible card spend in a calendar month (a spend-reached tier holds through the next month); 1,000 USDT monthly cashback cap |
On $500/mo spend, the estimated monthly cost breakdown for Bitunix Card is: gas $0.00, conversion spread $0.00, flat transaction fees $0.00, and amortised card/tier fee $0.00, for a total drag of 0% of spend. After $10.00/mo cashback that nets a gain of about $10.00/mo ($120.00/yr). Bitunix Card tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. This card bills in USD. Spending in another currency adds a 1.5% FX fee; these figures do not include it. Figures are conservative estimates and vary with conditions.
Note: Visa debit card launched 16 July 2026, funded only by internal transfer from a Bitunix Spot, Futures or Earn account: external bank transfers and direct on-chain deposits are not accepted. USDT converts to USD 1:1 into the card account and cashback is paid in USDT. Virtual card only at launch; physical cards for POS and ATM use are described as Phase Two. Cashback follows Bitunix's Introduction to Card Rewards (updated 2026-08-27): the card tier is the higher of the user's Bitunix VIP level and a tier unlocked by eligible card spend in the calendar month, paying 1% (VIP 1, 300 USDT spend, 4 USDT cap), 2% (VIP 2, 500, 12), 2% (VIP 3, 1,000, 36), 4% (VIP 4, 5,000, 100), 4% (VIP 5, 10,000, 200), 6% (VIP 6, 20,000, 400), 6% (VIP 7, 30,000, 600) and 8% (VIP 8, 50,000, 1,000 USDT). A tier unlocked by spend applies only to purchases after the threshold is crossed and holds through the following month. The card fee page (updated 2026-09-09) shows the same 1/2/2/4/4/6/6/8% ladder. This replaces the earlier record of 0% through VIP 2 from Bitunix's VIP page. Temporary VIP levels from a VIP Trial Card do not count toward card cashback. The card articles never state a KYC tier; kyc is recorded as full because the FAQ states identity verification is required before applying and the VIP level is computed from a verified exchange account.
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The Bitunix Card is a crypto debit card offered by Bitunix. It is available in Global, 91 jurisdictions restricted and allows users to spend cryptocurrency at merchants worldwide.
The Bitunix Card offers 1-8% USDT cashback. There are 9 tiers: Below VIP 1 (0%), VIP 1 (1%), VIP 2 (2%), VIP 3 (2%), VIP 4 (4%), VIP 5 (4%), VIP 6 (6%), VIP 7 (6%), VIP 8 (8%).
The Bitunix Card has an annual fee of $0. Additional fees: Conversion fee: 0% (USDT to USD at 1:1 into the card account). A 0.3 USDT small-transaction fee applies below $10, with the first 3 such transactions each month free; FX fee: 1.5% on top of the Visa exchange rate; Top-up: 0% on internal transfers from Spot, Futures or Earn; Inactivity: $1/mo after 12 consecutive months without transactions.
The Bitunix Card has the following limits: daily spending limit: USD 10,000 (also the per-transaction limit); monthly spending limit: USD 50,000. Limits can vary by account tier and verification level.
Supported assets include USDT; top-up methods include Internal transfer from the Bitunix Spot, Futures or Earn account.
Yes. The Bitunix Card requires full identity verification (KYC): expect to submit a government-issued ID, and often proof of address, before the card is issued.
The Bitunix Card is available in Global, 91 jurisdictions restricted. It is NOT available in the United States.
The Bitunix Card is a debit card. You need to load cryptocurrency onto the card before making purchases.
Yes, the Bitunix Card supports Apple Pay and Google Pay for contactless payments.
Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level, or compare cards side by side.