The Bitunix Card earns 0-8% USDT cashback on a Visa debit card with no annual fee, available in Global excluding 70 restricted jurisdictions plus 21 restricted by Visa.
Bitunix is a crypto derivatives exchange. Its card is funded only by internal transfer from the user's Spot, Futures or Earn account, and the cashback rate is set by the same VIP level the exchange uses for trading-fee discounts.
The Bitunix Card is a crypto debit card offered by Bitunix, available in Global excluding 70 restricted jurisdictions plus 21 restricted by Visa. It offers 0-8% USDT cashback across 5 reward tiers, giving users the ability to earn higher rates as they increase their commitment. There is no annual fee to hold this card.
Best suited for reward-focused spenders willing to optimize for cashback. Note that the card is virtual only. It runs on the Visa network and requires full identity verification.
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| Tier | Rate | Requirement |
|---|---|---|
| VIP 0-2 | 0% | Under 25,000 USDT in assets and under 800,000 USDT of 30-day spot volume and under 8,000,000 USDT of 30-day futures volume. No card cashback is paid at these levels |
| VIP 3 | 1% | Any one of: 25,000 USDT asset balance, 800,000 USDT 30-day spot volume, or 8,000,000 USDT 30-day futures volume |
| VIP 4-5 | 2% | Any one of: 140,000 USDT asset balance, 2,000,000 USDT 30-day spot volume, or 20,000,000 USDT 30-day futures volume, with API trading under 10% of volume |
| VIP 6-7 | 4% | Any one of: 1,400,000 USDT asset balance, 6,000,000 USDT 30-day spot volume, or 100,000,000 USDT 30-day futures volume, with API trading under 10% of volume |
| VIP 8 | 8% | 100,000,000 USDT 30-day spot volume or 500,000,000 USDT 30-day futures volume, with API trading under 10% of volume. No asset-balance route to this level |
On $500/mo spend, the estimated monthly cost breakdown for Bitunix Card is: gas $0.00, conversion spread $7.50, flat/FX fees $0.00, and amortised card/tier fee $0.00, for a total drag of 1.5% of spend. After $0.00/mo cashback that is still a net cost of about $7.50/mo ($90.00/yr). Bitunix Card tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. Figures are conservative estimates and vary with conditions.
Note: Visa debit card launched 16 July 2026, funded only by internal transfer from a Bitunix Spot, Futures or Earn account: external bank transfers and direct on-chain deposits are not accepted. USDT converts to USD 1:1 into the card account and cashback is paid in USDT. Virtual card only at launch; physical cards for POS and ATM use are described as Phase Two. IMPORTANT, the widely republished VIP ladder is wrong. Secondary sources circulate 1/2/2/4/4/6/6/8% across VIP 1 to VIP 8; Bitunix's own VIP page pays 0% through VIP 2, then 1% at VIP 3, 2% at VIP 4-5, 4% at VIP 6-7 and 8% at VIP 8. This entry records the official table. The card FAQ's 'from 1% up to 8%' headline is consistent with it once the zero-rate levels are excluded. VIP level is recalculated daily at 00:00 UTC from the trailing 30-day volumes and the current balance, so the rate is not stable month to month. GAPS: the 1,000 USDT monthly cashback cap comes from this project's 2026-08-06 news scan citing the official fee page and was not re-read this run. The card articles never state a KYC tier; kyc is recorded as full because the FAQ states identity verification is required before applying and the VIP level is computed from a verified exchange account.
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The Bitunix Card is a crypto debit card offered by Bitunix. It is available in Global excluding 70 restricted jurisdictions plus 21 restricted by Visa and allows users to spend cryptocurrency at merchants worldwide.
The Bitunix Card offers 0-8% USDT cashback. There are 5 tiers: VIP 0-2 (0%), VIP 3 (1%), VIP 4-5 (2%), VIP 6-7 (4%), VIP 8 (8%).
The Bitunix Card has an annual fee of $0. Additional fees: Conversion fee: 0% (USDT to USD at 1:1 into the card account). A 0.3 USDT small-transaction fee applies below USD 10, with the first 3 such transactions each month free; FX fee: 1.5% on top of the Visa exchange rate; Top-up: 0% on internal transfers from Spot, Futures or Earn.
The Bitunix Card has the following limits: daily spending limit: USD 10,000 (also the per-transaction limit); monthly spending limit: USD 50,000. Limits can vary by account tier and verification level.
Supported assets include USDT; top-up methods include Internal transfer from the Bitunix Spot, Futures or Earn account.
Yes. The Bitunix Card requires full identity verification (KYC): expect to submit a government-issued ID, and often proof of address, before the card is issued.
The Bitunix Card is available in Global excluding 70 restricted jurisdictions plus 21 restricted by Visa. It is NOT available in the United States.
The Bitunix Card is a debit card. You need to load cryptocurrency onto the card before making purchases.
Yes, the Bitunix Card supports Apple Pay and Google Pay for contactless payments.
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