The OKX Card (US) earns 2-10% USDG cashback on a Mastercard credit card with a Not published annual fee, available in US (excl. MA, NY and US territories).
The OKX Card (US) is a crypto credit card offered by OKX, available in US (excl. MA, NY and US territories). It offers 2-10% USDG cashback across 5 reward tiers, giving users the ability to earn higher rates as they increase their commitment. The annual fee starts at Not published.
Best suited for spenders who want a true credit line rather than a pre-funded crypto debit card. Its cashback rate sits in the top tier among crypto cards we track. It runs on the Mastercard network and requires full identity verification.
New to crypto cards? Read our complete buyer's guide to understand fees, rewards, and how to choose. Concerned about privacy? See our KYC vs non-KYC comparison. Browse all our regional card guides. See where it ranks among the best crypto credit cards.
| Tier | Rate | Requirement |
|---|---|---|
| Classic | 2% | Default tier; USDG purchases repaid via Autopay only, on up to $2,500 of monthly spend |
| Plus | 4% | $40,000 30-day average OKX Pay balance, $10,000 30-day card spend, or VIP 1; up to $10,000 of monthly spend |
| Premium | 4.5% | $80,000 30-day average OKX Pay balance, $20,000 30-day card spend, or VIP 2; up to $20,000 of monthly spend |
| Signature | 5% | $320,000 30-day average OKX Pay balance, $75,000 30-day card spend, or VIP 3; up to $30,000 of monthly spend |
| Infinite | 10% | $500,000 30-day average OKX Pay balance, $100,000 30-day card spend, or VIP 4+; up to $15,000 of monthly spend |
On $500/mo spend, the estimated monthly cost breakdown for OKX Card (US) is: gas $0.00, conversion spread $0.00, flat transaction fees $0.00, and amortised card/tier fee $0.00, for a total drag of 0% of spend. After $10.00/mo cashback that nets a gain of about $10.00/mo ($120.00/yr). OKX Card (US) tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. Figures are conservative estimates and vary with conditions.
Note: Launched in the US on 2 November 2026 as a virtual Mastercard issued by WebBank, separate from the EEA/APAC/LATAM OKX Card listed under okx. Stablecoins (USDC, USDT, USDG) held in the OKX Pay wallet secure the spending limit; each 28-day billing cycle is repaid by Autopay from those stablecoins or manually from a linked USD balance. Cashback is paid only on USDG purchases settled via Autopay; USDC and USDT purchases and manual (fiat) repayment earn nothing. The tier is set by the highest of VIP level, 30-day average Pay balance or 30-day card spend. Zero transaction and zero FX fees on purchases. Also 50% back on select subscriptions (OpenAI, Claude, Netflix) up to $20 a month, with no published end date. CARD TYPE TO DOUBLE-CHECK: recorded as secured Credit because of the collateral-plus-repayment structure; OKX's pages never say credit, debit or charge. GAPS: annual fee, ATM access and KYC wording are not published on the card page.
Other crypto cards in the same region or category that may suit your spending profile:
The OKX Card (US) is a crypto credit card offered by OKX. It is available in US (excl. MA, NY and US territories) and allows users to spend cryptocurrency at merchants worldwide.
The OKX Card (US) offers 2-10% USDG cashback. There are 5 tiers: Classic (2%), Plus (4%), Premium (4.5%), Signature (5%), Infinite (10%).
The OKX Card (US) has an annual fee of Not published. Additional fees: Conversion fee: 0%; FX fee: 0%.
Supported assets include USDG, USDC, USDT; top-up methods include Stablecoins held in the OKX Pay wallet, Manual repayment from a linked USD balance.
Yes. The OKX Card (US) requires full identity verification (KYC): expect to submit a government-issued ID, and often proof of address, before the card is issued.
The OKX Card (US) is available in US (excl. MA, NY and US territories).
The OKX Card (US) is a true credit card, meaning you can make purchases on credit rather than needing to pre-fund the card with cryptocurrency.
Yes, the OKX Card (US) supports Apple Pay and Google Pay for contactless payments.
The OKX Card (US) is issued by WebBank.
Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level, or compare cards side by side.