by Polybase Labs
Polybase Labs is a blockchain infrastructure company founded in 2022 by Sid Gandhi (a former Apple iOS engineer) and Calum Moore, building the Payy Network, a Layer 2 chain using zero-knowledge proofs for private stablecoin payments. Investors include Robot Ventures, DBA Crypto, 6th Man Ventures, Orange DAO, and Protocol Labs; the consumer product is the Payy card, a non-custodial stablecoin Visa card.
The Payy Card is a crypto debit card offered by Polybase Labs, available in Global. There is no annual fee to hold this card. It runs on the Visa network and requires full identity verification.
Note: First self-custodial Visa card using ZK cryptography to conceal payment amounts on-chain (transaction amounts never appear on public blockchain records); identity is still fully KYC-verified via third-party provider. Contactless-only Visa, settled via Visa rails. Premium light-up physical card at 100K points. Total funding now $8M (extended from $6M seed; FirstMark Capital, Robot Ventures, DBA Crypto). 100K+ users across 120 countries; ~$130M annualized transaction volume. Domain redirected from payy.link to payy.network.
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The Payy Card is a crypto debit card offered by Polybase Labs. It is available in Global and allows users to spend cryptocurrency at merchants worldwide.
The Payy Card has an annual fee of $0. Additional fees: Conversion fee: $0; FX fee: ~1% (Visa/bank pass-through); ATM: $0 PAYY fee; operator fees apply; Top-up: $0; Inactivity: $0.
The Payy Card is available in Global. Its availability status is "Global".
The Payy Card is a debit card. You need to load cryptocurrency onto the card before making purchases.
Yes, the Payy Card supports Apple Pay and Google Pay for contactless payments.
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