The SwissBorg Card earns Up to 90-99% fees in BORG cashback on a Mastercard debit card with no annual fee, available in 30 countries (EEA/Switzerland).
SwissBorg is a digital-asset wealth management platform founded in 2016 by Cyrus Fazel and Anthony Lesoismier, headquartered in Lausanne, Switzerland. In March 2026 the company secured MiCA authorisation as a Crypto-Asset Service Provider from France's Autorité des Marchés Financiers, allowing it to passport regulated services across the European Union.
The SwissBorg Card is a crypto debit card offered by SwissBorg, available in 30 countries (EEA/Switzerland). It offers Up to 90-99% fees in BORG cashback across 7 reward tiers, giving users the ability to earn higher rates as they increase their commitment. There is no annual fee to hold this card.
Best suited for reward-focused spenders willing to optimize for cashback. It runs on the Mastercard network and requires full identity verification.
New to crypto cards? Read our complete buyer's guide to understand fees, rewards, and how to choose. Concerned about privacy? See our KYC vs non-KYC comparison. Compare more options in our best crypto cards in Europe guide.
On $500/mo spend, the estimated monthly cost breakdown for SwissBorg Card is: gas $0.00, conversion spread $4.95, flat/FX fees $0.00, and amortised card/tier fee $0.00, for a total drag of 1% of spend. After $0.00/mo cashback that is still a net cost of about $4.95/mo ($59.40/yr). SwissBorg Card tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. Figures are conservative estimates and vary with conditions.
| Tier | Rate | Requirement |
|---|---|---|
| Standard | 0.05% | No BORG locked (5% of 0.99% fee) |
| Bronze | 0.15% | 1,000 BORG locked (15% of 0.99% fee) |
| Silver | 0.3% | 3,000 BORG locked (30% of 0.99% fee) |
| Gold | 0.5% | 10,000 BORG locked (50% of 0.99% fee) |
| Platinum | 0.64% | 30,000 BORG locked (65% of 0.99% fee) |
| Diamond | 0.79% | 60,000 BORG locked (80% of 0.99% fee) |
| Elite | 0.98% | 100,000 BORG locked (90-99% of 0.99% fee) |
Note: LAUNCHED Feb 25, 2026. Virtual Mastercard via Monavate. Real-time crypto-to-fiat via Meta-Exchange (30+ CEXs/DEXs). 0.99% exchange fee on spending, offset by BORG cashback (5-99% of fee returned based on loyalty rank). 800K+ users. Physical card coming later.
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The SwissBorg Card is a crypto debit card offered by SwissBorg. It is available in 30 countries (EEA/Switzerland) and allows users to spend cryptocurrency at merchants worldwide.
The SwissBorg Card offers Up to 90-99% fees in BORG cashback. There are 7 tiers: Standard (0.05%), Bronze (0.15%), Silver (0.3%), Gold (0.5%), Platinum (0.64%), Diamond (0.79%), Elite (0.98%).
The SwissBorg Card has an annual fee of $0. Additional fees: Conversion fee: 0.99% (offset by BORG cashback).
The SwissBorg Card is available in 30 countries (EEA/Switzerland). Its availability status is "EEA/Switzerland".
The SwissBorg Card is a debit card. You need to load cryptocurrency onto the card before making purchases.
Yes, the SwissBorg Card supports Apple Pay and Google Pay for contactless payments.
Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level, or compare cards side by side.