WEEKLY WRAP · 2026-05-10

May 4–10, 2026

Reviewed by Card Pilled Editorial · Published 2026-05-10 · Last verified 2026-05-10

TL;DR · This Week

5 quick hits · market context · 12 cards updated

PARTNERSHIP

Kraken Acquires Payments Firm Reap for $600M

Kraken's parent company Payward is acquiring Hong Kong-based payments infrastructure firm Reap in a $600M cash-and-stock deal. Reap provides card issuance, cross-border payouts, and stablecoin-native settlement through a single API. The company will continue operating independently while expanding into the US and Europe through Kraken's regulatory licenses, with the Middle East, North Africa, and Latin America also on the roadmap. For the Krak Card, this means Kraken now owns its payments stack end-to-end rather than relying on third-party issuers, a move that mirrors Exodus's $76M acquisition of Baanx/Monavate two weeks ago. Two major crypto exchanges bought their card-issuing infrastructure in the span of a month.

Source: CoinDesk Krak Card →

LAUNCH

SecondFi and Wirex Launch Self-Custodial Visa Card

SecondFi (EMURGO/Cardano) and Wirex launched a self-custodial Visa card that lets users spend directly from their own wallets. Funds don't move until the moment of transaction: no pre-loading, no custodial balance. The card supports ADA, BTC, ETH, USDC, and other digital assets at any Visa-accepting merchant. It runs on Wirex's global issuance infrastructure but carries Cardano ecosystem branding. Self-custodial spending cards have been promised by several projects, but few have shipped with major network backing. Whether the 'your keys, your card' pitch resonates beyond crypto-native users depends on how seamless the checkout experience actually is.

Source: PR Newswire SecondFi Card → Wirex Card →

EXPANSION

Bitget Wallet Card Expands Across Africa

Bitget Wallet expanded its self-custodial Mastercard to Africa, starting with South Africa and rolling out to Nigeria, Ghana, and Kenya. Users spend USDC from their wallet with automatic fiat conversion at checkout, powered by Immersve infrastructure. An 8% cashback launch promo targets the first 500 applicants. Africa has been largely underserved by crypto card providers: most products focus on the US, EU, and Asia. Bitget is betting that self-custodial stablecoin spending has stronger product-market fit in regions where local currency volatility makes dollar-denominated accounts more appealing, not less.

Source: GlobeNewsWire Bitget Wallet Card →

Quick Hits

  1. Pengu physical cards are now shipping globally to 170+ countries via DHL. Premium Black and Gold tiers include Visa Infinite benefits: airport lounge access, travel insurance, and concierge. source Pengu Card →
  2. Western Union's USDPT stablecoin went live on Solana for agent settlement. The consumer-facing Stable Card (hold stablecoins, spend via card networks) is still planned for later in 2026, targeting 40+ countries in inflation-sensitive remittance corridors. source Stablecard by Western Union →
  3. MiCA's full enforcement deadline is July 1. After that date, any entity providing crypto-asset services to EU clients without a MiCA licence is in breach. Several card providers are licensed or applying, but smaller issuers without announced compliance may face EU market exits. source
  4. South Korea's Shinhan Card (28M cardholders, ~$145B annual transactions) is piloting stablecoin payments on Solana's testnet. Commercial launch depends on the pending Digital Asset Act, but if it ships, it would be the largest traditional card issuer to integrate on-chain settlement. source
  5. CardPilled added 7 new cards this week: Aven (BTC-backed Visa credit), Bitbank EPOS and SBI Visa Crypto (Japan's first two crypto rewards cards), MEXC Card (EU virtual Mastercard), Pera Card (Algorand non-custodial), MoonPay MoonAgents (AI-agent Mastercard), and SecondFi (self-custodial Visa). Database now tracks 131 cards. source Aven Bitcoin Visa Card → Bitbank EPOS CRYPTO Card → SBI Visa Crypto Card → MEXC Card → Pera Card → MoonAgents Card → SecondFi Card →

Market Context

Exchanges are buying the payments layer. Kraken spent $600M on Reap; two weeks earlier Exodus paid $76M for Baanx/Monavate. The pattern is clear: owning the card-issuing rails is no longer optional for exchanges that want to compete on payments. Meanwhile, self-custody is becoming a card feature, not just a wallet feature: SecondFi and Bitget both shipped cards where you spend from your own keys, no custodial pre-loading required. And while the industry builds, regulators are drawing lines: MiCA's July 1 deadline will be the first real test of whether Europe's licensing regime shrinks the market or just professionalizes it.

Database Updates

Cards updated this week: Krak Card → Bitget Wallet Card → Pengu Card → Wirex Card → Stablecard by Western Union →

New cards added: Aven Bitcoin Visa Card → Bitbank EPOS CRYPTO Card → SBI Visa Crypto Card → MEXC Card → Pera Card → MoonAgents Card → SecondFi Card →

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