The Binance Card (Global Program) earns 1.5-3% USDC/BTC cashback on a Mastercard debit card with no annual fee, available in Mexico/Colombia/Peru/Armenia/NZ/CIS.
Binance is the world's largest cryptocurrency exchange by trading volume, founded in 2017 by Changpeng Zhao. Its Binance Card Global Program is a USD-denominated Mastercard issued by Immersve Limited of New Zealand under the Mastercard Global Reach Partner Program, offered to verified users in selected countries including Mexico, Colombia and Peru. It is separate from the BRL Binance Brazil Card and the discontinued EU Binance Visa Card.
The Binance Card (Global Program) is a crypto debit card offered by Binance, available in Mexico/Colombia/Peru/Armenia/NZ/CIS. It offers 1.5-3% USDC/BTC cashback across 3 reward tiers, giving users the ability to earn higher rates as they increase their commitment. There is no annual fee to hold this card.
Best suited for Bitcoin holders who want to stack sats on everyday spending. Note that monthly cashback caps apply. It runs on the Mastercard network and requires full identity verification.
New to crypto cards? Read our complete buyer's guide to understand fees, rewards, and how to choose. Concerned about privacy? See our KYC vs non-KYC comparison. Compare more options in our best crypto cards in Latin America guide. See where it ranks among the best crypto debit cards.
| Tier | Rate | Requirement |
|---|---|---|
| Tier 1 | 1.5% | Under USD 100 monthly spend (Mexico and other card countries, from 2026-06-01). The tier reached applies retroactively to all of that month's eligible spend. Colombia and Peru (also Armenia and some CIS countries) may be on a lower 0.5-2% schedule with a USD 20 monthly cap, which Binance's cashback page still prints without saying whether this table replaced it |
| Tier 2 | 2% | USD 100-1,000 monthly spend (Mexico and other card countries, from 2026-06-01) |
| Tier 3 | 3% | USD 1,000+ monthly spend; USD 100/mo cashback cap (Mexico and other card countries, from 2026-06-01) |
On $500/mo spend, the estimated monthly cost breakdown for Binance Card (Global Program) is: gas $0.00, conversion spread $4.50, flat transaction fees $0.00, and amortised card/tier fee $0.00, for a total drag of 0.9% of spend. After $8.00/mo cashback that nets a gain of about $3.50/mo ($42.00/yr). Binance Card (Global Program) tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. This card bills in USD. Spending in another currency adds a 2% FX fee; these figures do not include it. Figures are conservative estimates and vary with conditions.
Note: Issued by Immersve Limited (NZBN 9429050083725, FSP1003031), New Zealand, a Mastercard Global Reach Partner Program card issuer. In Mexico it is structured as a liquidity line backed by the user's crypto collateral; no repayment schedule or interest is published, so it is listed as a debit card. Mexico opened on 2026-02-09 per Binance's announcement; Colombia, Peru, Armenia, some CIS countries and New Zealand are named on the programme's fee and cashback pages. Binance does not publish the full country list, and eligibility is confirmed at application. South Africa and Venezuela, reported by secondary sources, are not named on any official Binance card page and are not listed here. The card is denominated in USD; non-USD purchases are converted at the Mastercard rate and carry a 2% FX fee (3% in New Zealand) on top of Mastercard's fees under Binance's fee table dated 2026-06-01. Before that date Mexico, Colombia, Peru, Armenia and some CIS countries paid 0% FX. Mexico's own fee page states its move to 2%; for Colombia and Peru the 2% is read from Binance's dated fee table, which drops their 0% column, rather than stated in words. Crypto conversion fee 0.9%, 0.1% for USDC; paying with the U token carries 0% FX and 0% conversion. Cashback is set by total monthly spend and the reached tier applies to the whole month: 1.5% under USD 100, 2% from USD 100 to 1,000 and 3% at USD 1,000+, capped at USD 100 a month, from 2026-06-01 (Mexico's cashback page and the programme's table for other card countries). Mexico's overview FAQ still quotes the pre-June 0.5-2% capped at 20 USDC; the dated table is treated as current. Colombia and Peru (with Armenia and some CIS countries) may be on a lower schedule: Binance's cashback page still prints an undated 0.5% / 1% / 1.5% / 2% ladder for them (thresholds USD 80, 400 and 800) with a USD 20 monthly cap, and does not say whether the 2026-06-01 table replaced it. Cashback is paid by the 10th of the following month in USDC or BTC equivalent depending on country (Mexico in BTC equivalent from June 2026), into the Spot Account from 2026-09-29. No annual or card issuance fee; physical cards, where offered, cost USD 10 (standard shipping) or USD 70 (premium). Full KYC with a national ID, driving licence, passport or resident's permit issued in the eligible country.
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The Binance Card (Global Program) is a crypto debit card offered by Binance. It is available in Mexico/Colombia/Peru/Armenia/NZ/CIS and allows users to spend cryptocurrency at merchants worldwide.
The Binance Card (Global Program) offers 1.5-3% USDC/BTC cashback. There are 3 tiers: Tier 1 (1.5%), Tier 2 (2%), Tier 3 (3%).
The Binance Card (Global Program) has an annual fee of $0. Additional fees: Conversion fee: 0.9% crypto conversion fee; 0.1% when paying with USDC; 0% with the U token; FX fee: 2% on non-USD transactions, on top of Mastercard's own fees (3% in New Zealand), per Binance's fee table dated 1 Jun 2026. Before that date it was 0% in Mexico, Colombia, Peru, Armenia and some CIS countries; Mexico's fee page states its move to 2%, while the 2% for Colombia and Peru is read from the dated table rather than stated in words; ATM: 2 free/mo, then USD 1.50 (countries with a physical card).
The Binance Card (Global Program) has the following limits: daily spending limit: Mexico: USDC 1,000 / 5,000 / 10,000 by KYC level 1 / 2 / 3; other countries shown in app; monthly spending limit: Mexico: USDC 1,000 / 15,000 / 40,000 by KYC level. Limits can vary by account tier and verification level.
Yes. The Binance Card (Global Program) requires full identity verification (KYC): expect to submit a government-issued ID, and often proof of address, before the card is issued.
The Binance Card (Global Program) is available in Mexico/Colombia/Peru/Armenia/NZ/CIS.
The Binance Card (Global Program) is a debit card. You need to load cryptocurrency onto the card before making purchases.
Yes, the Binance Card (Global Program) supports Google Pay for contactless payments.
The Binance Card (Global Program) is issued by Immersve Limited.
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