The Ripio Card earns 0.5-2% cashback on a Visa debit card with no annual fee, available in LATAM + US + Spain (8 countries).
Ripio is a Latin American crypto exchange and wallet founded in Argentina in 2013 by Sebastián Serrano, with operations across Argentina, Brazil, Mexico, Colombia, Chile, Uruguay, the US, and Spain. In 2021 Ripio acquired Brazilian exchange BitcoinTrade, and in 2023 it launched a US dollar-pegged stablecoin.
The Ripio Card is a crypto debit card offered by Ripio, available in LATAM + US + Spain (8 countries). It offers 0.5-2% cashback across 3 reward tiers, giving users the ability to earn higher rates as they increase their commitment. There is no annual fee to hold this card. It runs on the Visa network and requires standard identity verification.
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On $500/mo spend, the estimated monthly cost breakdown for Ripio Card is: gas $0.00, conversion spread $7.50, flat/FX fees $0.00, and amortised card/tier fee $0.00, for a total drag of 1.5% of spend. After $3.00/mo cashback that is still a net cost of about $4.50/mo ($54.00/yr). Ripio Card tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. Figures are conservative estimates and vary with conditions.
| Tier | Rate | Requirement |
|---|---|---|
| Fiat Purchases | 0.5% | Pay with ARS |
| Crypto Purchases | 2% | Pay with crypto |
| New User Promo | 4% | First 30 days (crypto) |
Note: 10M+ users. 2% cashback in USDT, BTC, ETH, or UXD (Ripio's own LaChain-issued USD-pegged stablecoin) on crypto-funded purchases; 0.5% on ARS purchases. 4% promo for new users (first 30 days). Spain entry via crypto exchange license; US operations launched November 2024 after Florida Office of Financial Regulation license.
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The Ripio Card is a crypto debit card offered by Ripio. It is available in LATAM + US + Spain (8 countries) and allows users to spend cryptocurrency at merchants worldwide.
The Ripio Card offers 0.5-2% cashback. There are 3 tiers: Fiat Purchases (0.5%), Crypto Purchases (2%), New User Promo (4%).
The Ripio Card has an annual fee of $0. Additional fees: ATM: Not supported (purchases only); Top-up: Free.
The Ripio Card is available in LATAM + US + Spain (8 countries). Its availability status is "Argentina/Brazil/Mexico/Colombia/Chile/Uruguay/US/Spain".
The Ripio Card is a debit card. You need to load cryptocurrency onto the card before making purchases.
Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level, or compare cards side by side.