Pengu Card Review (2026)

by Pudgy Penguins (via KAST) ยท Updated 2026-04-04

Key Facts

Cashback
6-12% (Points + MOVE)
Annual Fee
$0
Region
170+ countries
Type
Debit
Network
Visa
KYC
full

Overview

The Pengu Card is a crypto debit card offered by Pudgy Penguins (via KAST), available in 170+ countries. It offers 6-12% (Points + MOVE) cashback rewards on purchases. The card features 3 reward tiers, giving users the ability to earn higher rates as they increase their commitment. There is no annual fee to hold this card. As a non-custodial option, you maintain control of your private keys while spending. It runs on the Visa network and requires full identity verification.

Cashback Tiers

Pengu Card cashback tiers and requirements
TierRateRequirement
Pengu Standard6%2% KAST Points + 4% MOVE (free tier)
Pengu Premium9%5% KAST Points + 4% MOVE (KAST Premium deposit)
Pengu Luxe12%8% KAST Points + 4% MOVE (KAST Luxe deposit)

Pros

Cons

Note: Co-branded with KAST. Launched March 2026, virtual card first, physical staged by region. Rewards paid in KAST Points + MOVE token (NOT PENGU token). Follows same KAST tier system (Standard/Premium/Luxe). Spend USDC/USDT/PENGU at 150M+ merchants. 7% yield on balances. Apple Pay & Google Pay supported. Rates may follow KAST Season structure.

FAQ

What is the Pengu Card?

The Pengu Card is a crypto debit card offered by Pudgy Penguins (via KAST). It is available in 170+ countries and allows users to spend cryptocurrency at merchants worldwide.

How much cashback does the Pengu Card offer?

The Pengu Card offers 6-12% (Points + MOVE) cashback. There are 3 tiers: Pengu Standard (6%), Pengu Premium (9%), Pengu Luxe (12%).

What are the fees for the Pengu Card?

The Pengu Card has an annual fee of $0.

Where is the Pengu Card available?

The Pengu Card is available in 170+ countries. Its availability status is "Global (170+ countries)".

Is the Pengu Card a credit or debit card?

The Pengu Card is a debit card. You need to load cryptocurrency onto the card before making purchases.

Is the Pengu Card a non-custodial card?

Yes, the Pengu Card is a non-custodial (self-custody) card. This means you retain control of your private keys and your crypto is not held by a third party. Funds are only converted at the point of sale, reducing counterparty risk compared to custodial alternatives.

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