Pudgy Penguins is an NFT brand launched in 2021 and acquired in April 2022 by Luca Netz, who now runs it through parent company Igloo Inc. Igloo Inc. has expanded the brand into licensed physical toys sold at Walmart, Target, and Amazon, the PENGU token, and the Abstract Layer-2 blockchain on Ethereum. The Pudgy Penguins crypto card is issued in partnership with KAST rather than directly by Igloo Inc.
The Pengu Card is a crypto debit card offered by Pudgy Penguins (via KAST), available in 170+ countries. It offers 6-12% (Points + MOVE) cashback across 3 reward tiers, giving users the ability to earn higher rates as they increase their commitment. There is no annual fee to hold this card.
It is a strong fit for privacy-conscious users who want to keep custody of their keys while spending. Its cashback rate sits in the top tier among crypto cards we track. It runs on the Visa network and requires full identity verification.
| Tier | Rate | Requirement |
|---|---|---|
| Pengu Standard | 6% | 2% KAST Points + 4% MOVE (free tier) |
| Pengu Premium | 9% | 5% KAST Points + 4% MOVE (KAST Premium deposit) |
| Pengu Luxe | 12% | 8% KAST Points + 4% MOVE (KAST Luxe deposit) |
Note: Co-branded with KAST. Launched March 2026, virtual card first, physical staged by region. Rewards paid in KAST Points + MOVE token (NOT PENGU token). Follows KAST tier system (Standard/Black/Gold). Spend USDC/USDT/PENGU at 150M+ merchants. 7% yield on balances. Apple Pay & Google Pay supported. FLAGGED: one source (spendnode May 2026 review) reports Season 6 shifted these tiers from points cashback to USD stablecoin cashback (1.5%/2%/3% capped at $2K/$10K/$50K monthly), mirroring KAST core tier changes; other sources still cite original 6%/8%/12% rates. Confirm before publishing comparisons.
Other crypto cards in the same region or category that may suit your spending profile:
The Pengu Card is a crypto debit card offered by Pudgy Penguins (via KAST). It is available in 170+ countries and allows users to spend cryptocurrency at merchants worldwide.
The Pengu Card offers 6-12% (Points + MOVE) cashback. There are 3 tiers: Pengu Standard (6%), Pengu Premium (9%), Pengu Luxe (12%).
The Pengu Card has an annual fee of $0. Additional fees: Conversion fee: 0% (USDC/USDT funding); FX fee: 2% non-USD (0% promo Apr-Jun 2026); ATM: $3 + 2% (USD ATM); $3 + 4% (non-USD); $250/withdrawal; Top-up: 0%.
The Pengu Card is available in 170+ countries. Its availability status is "Global (170+ countries)".
The Pengu Card is a debit card. You need to load cryptocurrency onto the card before making purchases.
Yes, the Pengu Card is a non-custodial (self-custody) card. This means you retain control of your private keys and your crypto is not held by a third party. Funds are only converted at the point of sale, reducing counterparty risk compared to custodial alternatives.
Yes, the Pengu Card supports Apple Pay and Google Pay for contactless payments.
Visit Pudgy Penguins (via KAST)
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