PEXX Card Review (2026)

The PEXX Card is a Visa/Mastercard debit card with no annual fee, available in Global, with unspecified regional limits.

Reviewed by Card Pilled Editorial ยท Last verified 2026-09-08

Key Facts

Cashback
None
Annual Fee
$0
Region
Global, with unspecified regional limits
Type
Debit
Network
Visa/Mastercard
KYC
standard

Overview

PEXX is an Australian stablecoin-to-USD account provider registered with AUSTRAC. It offers a USD account plus a card funded from USD, USDT or USDC balances.

The PEXX Card is a crypto debit card offered by PEXX Technology Pty Ltd, available in Global, with unspecified regional limits. There is no annual fee to hold this card. It runs on the Visa/Mastercard network and requires standard identity verification.

Cashback Tiers

PEXX Card cashback tiers and requirements
TierRateRequirement
No Cashback0%No cashback or rewards programme is published on the card or pricing pages

Pros

Cons

Fees & Costs

Conversion Fee
0.6% platform fee per transaction on the card page; 2.6% per transaction on the pricing page
FX Fee
Contradictory across PEXX's own pages: 1.2% on the card page, 0% (folded into a flat 2.6%) on the pricing page

Limits & Top-Up

Top-Up Assets
USDT, USDC
Top-Up Methods
Stablecoin deposit, USD deposit
Time to Card
Virtual card within 1 minute of deposit confirmation

Who's behind this card

Issuing bank
PEXX Technology Pty Ltd

Cost & Returns

On $500/mo spend, the estimated monthly cost breakdown for PEXX Card is: gas $0.00, conversion spread $7.50, flat/FX fees $0.00, and amortised card/tier fee $0.00, for a total drag of 1.5% of spend. After $0.00/mo cashback that is still a net cost of about $7.50/mo ($90.00/yr). PEXX Card tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. Figures are conservative estimates and vary with conditions.

Note: Virtual and physical cards on both Visa and Mastercard BINs, funded from a USD account topped up with USD, USDT or USDC; virtual cards are issued within a minute of a confirmed deposit and PEXX states there are no spending limits. Account opening requires Level 1 KYC (valid ID and a phone number). FEE CONTRADICTION, unresolved: the card page states a 0.6% platform fee per transaction plus a 1.2% FX markup on non-USD purchases, while the pricing page states a flat 2.6% per transaction with no FX markup. The two figures do not reconcile (0.6 + 1.2 = 1.8, not 2.6) and both pages are PEXX's own, so the effective cost of a non-USD purchase is somewhere between 1.8% and 2.6% and is recorded here as that range rather than as a single number. GAPS: no issuance fee, ATM fee or eligible-country list is published, and no BIN sponsor is named.

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FAQ

What is the PEXX Card?

The PEXX Card is a crypto debit card offered by PEXX Technology Pty Ltd. It is available in Global, with unspecified regional limits and allows users to spend cryptocurrency at merchants worldwide.

What are the fees for the PEXX Card?

The PEXX Card has an annual fee of $0. Additional fees: Conversion fee: 0.6% platform fee per transaction on the card page; 2.6% per transaction on the pricing page; FX fee: Contradictory across PEXX's own pages: 1.2% on the card page, 0% (folded into a flat 2.6%) on the pricing page.

How do you top up the PEXX Card?

Supported assets include USDT, USDC; top-up methods include Stablecoin deposit, USD deposit.

Does the PEXX Card require KYC?

Yes. PEXX Technology Pty Ltd requires standard identity verification (KYC), typically a government-issued ID, during signup.

Which countries is the PEXX Card available in?

The PEXX Card is available in Global, with unspecified regional limits.

Is the PEXX Card a credit or debit card?

The PEXX Card is a debit card. You need to load cryptocurrency onto the card before making purchases.

Who issues the PEXX Card?

The PEXX Card is issued by PEXX Technology Pty Ltd.

Visit PEXX Technology Pty Ltd

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