The PEXX Card is a Mastercard debit card with no annual fee, available in EEA, UK, Switzerland and their overseas territories.
PEXX is an Australian stablecoin-to-USD account provider registered with AUSTRAC. It offers a USD account plus a card funded from USD, USDT or USDC balances.
The PEXX Card is a crypto debit card offered by PEXX Technology Pty Ltd, available in EEA, UK, Switzerland and their overseas territories. There is no annual fee to hold this card. It runs on the Mastercard network and requires standard identity verification.
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| Tier | Rate | Requirement |
|---|---|---|
| No Cashback | 0% | PEXX Points accrue at 1% of eligible card spend but cannot yet be redeemed, so no cashback is counted |
On $500/mo spend, the estimated monthly cost breakdown for PEXX Card is: gas $0.00, conversion spread $7.50, flat transaction fees $0.00, and amortised card/tier fee $0.00, for a total drag of 1.5% of spend. After $0.00/mo cashback that is still a net cost of about $7.50/mo ($90.00/yr). PEXX Card tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. Figures are conservative estimates and vary with conditions.
Note: PEXX discontinued all Visa cards on 11 January 2026 and deactivated its previous Mastercard when it moved to a new card partner; on 6 July 2026 it launched a new virtual PEXX Mastercard for select countries (physical cards coming soon), funded from a USD account topped up with USD, USDT or USDC. PEXX Points accrue at 1% of eligible card spend but could not yet be redeemed when last checked, so no cashback is recorded. Account opening requires Level 1 KYC (valid ID and a phone number). FEE CONTRADICTION, unresolved: the card page states a 0.6% platform fee per transaction plus a 1.2% FX markup on non-USD purchases, while the pricing page states a flat 2.6% per transaction with no FX markup. The two figures do not reconcile (0.6 + 1.2 = 1.8, not 2.6) and both pages are PEXX's own, so the effective cost of a non-USD purchase is somewhere between 1.8% and 2.6% and is recorded here as that range rather than as a single number. GAPS: no ATM fee is published (some regions pay a 2 USD card issuance fee), and no BIN sponsor is named.
Other crypto cards in the same region or category that may suit your spending profile:
The PEXX Card is a crypto debit card offered by PEXX Technology Pty Ltd. It is available in EEA, UK, Switzerland and their overseas territories and allows users to spend cryptocurrency at merchants worldwide.
The PEXX Card has an annual fee of $0. Additional fees: Conversion fee: 0.6% platform fee per transaction on the card page; 2.6% per transaction on the pricing page; FX fee: Not stated separately in PEXX's help centre (1.8% processing fee plus up to $0.30 per transaction); the card page says 0.6% plus a 1.2% FX markup on non-USD, the pricing page a flat 2.6% with no FX markup.
Supported assets include USDT, USDC; top-up methods include Stablecoin deposit, USD deposit.
Yes. PEXX Technology Pty Ltd requires standard identity verification (KYC), typically a government-issued ID, during signup.
The PEXX Card is available in EEA, UK, Switzerland and their overseas territories.
The PEXX Card is a debit card. You need to load cryptocurrency onto the card before making purchases.
The PEXX Card is issued by PEXX Technology Pty Ltd.
Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level, or compare cards side by side.