The Rizon Card earns 0-5% by tier cashback on a Visa debit card with no annual fee, available in 122+ countries (US/LATAM focus).
Rizon is a non-custodial stablecoin spending app founded by Ignas Survila and Laurynas Jokubaitis and publicly launched in August 2025. The app issues a Visa card whose regulated card issuance, custody, and payment processing are provided by Nimbus LLC, a subsidiary of Signify Holdings, Inc.
The Rizon Card is a crypto debit card offered by Rizon, available in 122+ countries (US/LATAM focus). It offers 0-5% by tier cashback across 5 reward tiers, giving users the ability to earn higher rates as they increase their commitment. There is no annual fee to hold this card.
Best suited for reward-focused spenders willing to optimize for cashback. It runs on the Visa network and requires full identity verification.
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| Tier | Rate | Requirement |
|---|---|---|
| Basic | 0% | Default tier; earn 1 RIZpoint per $10 spent only |
| Silver | 1% | Activity-based progression (thresholds not publicly disclosed); 1 RIZpoint per $10 |
| Gold | 2% | Activity-based progression (thresholds not publicly disclosed); 1 RIZpoint per $8 |
| Emerald | 3% | Activity-based progression (thresholds not publicly disclosed); 1 RIZpoint per $5; cuts FX/trading fees 50% |
| Diamond | 5% | Top tier (thresholds not publicly disclosed); 1 RIZpoint per $1 |
On $500/mo spend, the estimated monthly cost breakdown for Rizon Card is: gas $0.00, conversion spread $7.50, flat/FX fees $0.00, and amortised card/tier fee $0.00, for a total drag of 1.5% of spend. After $0.00/mo cashback that is still a net cost of about $7.50/mo ($90.00/yr). Rizon Card tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. Figures are conservative estimates and vary with conditions.
Note: Tiered cashback (0% Basic to 5% Diamond) plus separate RIZpoints earned per dollar. Tier progression is activity-based but exact spending/subscription thresholds are not publicly disclosed (confirmed May 2026). Rizon+ subscription ($0.99/mo) reduces FX fees but is separate from tier progression. RIZpoints redeemable for airline tickets, hotel stays, gift cards. Uses Rain infrastructure (Visa Principal Member). Self-custody USDC/USDT across 6 chains (Solana, Polygon, Arbitrum, Avalanche, Optimism, Base). Apple/Google Pay. Virtual + physical. Metal card tier announced but not yet launched. Country coverage corrected from 147+ to 122+ on 2026-08-02: getrizon.com states "Available in 122+ countries" and "works in ~122 countries". Eligibility is narrower than acceptance, the site restricts accounts to residents domiciled in the US or LATAM. The card page separately advertises "2.5% back on every eligible purchase", which contradicts Rizon's own RIZpoints page (Basic 0%, Silver 1%, Gold 2%, Emerald 3%, Diamond 5%); the tier table is treated as authoritative here.
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The Rizon Card is a crypto debit card offered by Rizon. It is available in 122+ countries (US/LATAM focus) and allows users to spend cryptocurrency at merchants worldwide.
The Rizon Card offers 0-5% by tier cashback. There are 5 tiers: Basic (0%), Silver (1%), Gold (2%), Emerald (3%), Diamond (5%).
The Rizon Card has an annual fee of $0. Additional fees: Conversion fee: 0% USD spend; 1.5% crypto-to-USD swap; FX fee: 1.5% (1.02% w/ Emerald); ATM: 2% + $3 (USD); $250/withdrawal limit; Top-up: Free.
Yes. The Rizon Card requires full identity verification (KYC): expect to submit a government-issued ID, and often proof of address, before the card is issued.
The Rizon Card is available in 122+ countries (US/LATAM focus).
The Rizon Card is a debit card. You need to load cryptocurrency onto the card before making purchases.
Yes, the Rizon Card supports Apple Pay and Google Pay for contactless payments.
Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level, or compare cards side by side.