The Rizon Card earns 0-2.5% by plan cashback on a Visa debit card with no annual fee, available in US/LATAM.
Rizon is a non-custodial stablecoin spending app founded by Ignas Survila and Laurynas Jokubaitis and publicly launched in August 2025. The app issues a Visa card whose regulated card issuance, custody, and payment processing are provided by Nimbus LLC, a subsidiary of Signify Holdings, Inc.
The Rizon Card is a crypto debit card offered by Rizon, available in US/LATAM. It offers 0-2.5% by plan cashback across 3 reward tiers, giving users the ability to earn higher rates as they increase their commitment. There is no annual fee to hold this card. It runs on the Visa network and requires full identity verification.
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| Tier | Rate | Requirement |
|---|---|---|
| Standard | 0% | Free plan; no cashback, 1 RIZpoint per $10 spent |
| Gold | 1% | $4.99/mo subscription. Cashback limited to $4.99 per subscription month (one month's fee); 1 RIZpoint per $5 spent. Cuts the non-USD card fee to 1.275% |
| Emerald | 2.5% | $11.99/mo subscription. Cashback limited to $11.99 per subscription month (one month's fee); 1 RIZpoint per $1 spent. Cuts the non-USD card fee to 1.02% |
On $500/mo spend, the estimated monthly cost breakdown for Rizon Card is: gas $0.00, conversion spread $0.00, flat transaction fees $0.00, and amortised card/tier fee $0.00, for a total drag of 0% of spend. After $0.00/mo cashback that nets a gain of about $0.00/mo ($0.00/yr). Rizon Card tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. This card bills in USD. Spending in another currency adds a 1.7% FX fee; these figures do not include it. Figures are conservative estimates and vary with conditions.
Note: Cashback depends on a subscription plan, plus separate RIZpoints earned per dollar. Rizon's Plans & RizPoints help article lists Standard (free, 0%, 1 RIZpoint per $10), Gold ($4.99/mo, 1%, 1 RIZpoint per $5) and Emerald ($11.99/mo, 2.5%, 1 RIZpoint per $1), and caps cashback at the value of one month's subscription fee per subscription period, so a paid plan's cashback cannot exceed what the plan costs. Gold cuts the non-USD card fee to 1.275% and Emerald to 1.02%. getrizon.com/fees-and-limits advertises Emerald "From just $5.59/month" without stating the billing term, so the help article's monthly prices are the ones recorded. The same article states "Minimum 3-month commitment required" for Gold and Emerald, with totals of $11.98 and $28.78 that do not reconcile with three months at the monthly prices. RIZpoints redeemable for airline tickets, hotel stays, gift cards. Uses Rain infrastructure (Visa Principal Member). Self-custody USDC/USDT across 6 chains (Solana, Polygon, Arbitrum, Avalanche, Optimism, Base). Apple/Google Pay. Virtual + physical. Metal card tier announced but not yet launched. Country coverage corrected from 147+ to 122+ on 2026-08-02: getrizon.com states "Available in 122+ countries" and "works in ~122 countries". Eligibility is narrower than acceptance, the site restricts accounts to residents domiciled in the US or LATAM. The card page's "2.5% cashback on every eligible purchase" is the Emerald plan rate, not a rate on the free plan. TIERS CORRECTED (2026-10-04): the activity-based Basic, Silver, Gold, Emerald and Diamond ladder (0-5%) previously recorded here does not appear in Rizon's current help article and was replaced by its three subscription plans. SMALL TRANSACTION FEE (2026-10-04): the same help article lists a small transaction fee of $0.50 on Standard, $0.38 on Gold and $0.25 on Emerald, with the first 4 transactions free on each plan. It does not define a small transaction or say whether the 4 free transactions reset each month.
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The Rizon Card is a crypto debit card offered by Rizon. It is available in US/LATAM and allows users to spend cryptocurrency at merchants worldwide.
The Rizon Card offers 0-2.5% by plan cashback. There are 3 tiers: Standard (0%), Gold (1%), Emerald (2.5%).
The Rizon Card has an annual fee of $0. Additional fees: Conversion fee: 1.7% trading (0.85% with a subscription); FX fee: 1.7% + $0.10 on non-USD card spend (1.275% on the Gold plan, 1.02% on the Emerald plan); USD card spend is free; ATM: $1 + 0.65% on every plan; Top-up: Free.
Yes. The Rizon Card requires full identity verification (KYC): expect to submit a government-issued ID, and often proof of address, before the card is issued.
The Rizon Card is available in US/LATAM.
The Rizon Card is a debit card. You need to load cryptocurrency onto the card before making purchases.
Yes, the Rizon Card supports Apple Pay and Google Pay for contactless payments.
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