The WhiteBIT Nova Card earns 1-10% (€25/mo cap) cashback on a Visa debit card with no annual fee, available in EEA/Ukraine.
WhiteBIT is a centralized cryptocurrency exchange founded in 2018 in Kharkiv, Ukraine by Volodymyr Nosov. The group later relocated its headquarters to Vilnius, Lithuania following the Russian invasion of Ukraine, and operates a broader product family including the WB Network blockchain, the WBT exchange token, and Whitepay merchant services.
The WhiteBIT Nova Card is a crypto debit card offered by WhiteBIT, available in EEA/Ukraine. It offers 1-10% (€25/mo cap) cashback rewards on purchases. The annual fee starts at €0.
Best suited for reward-focused spenders willing to optimize for cashback. It runs on the Visa network and requires full identity verification.
New to crypto cards? Read our complete buyer's guide to understand fees, rewards, and how to choose. Concerned about privacy? See our KYC vs non-KYC comparison. Compare more options in our best crypto cards in Europe guide. See where it ranks among the best crypto debit cards.
| Tier | Rate | Requirement |
|---|---|---|
| Category Mode | 10% | Free, pick up to 3 categories (subscriptions 10%, pets 5%, taxi 3%, gaming/entertainment 2%, others 1%), €25/mo cashback cap |
No safeguarding statement is published; the card spends directly from the user's exchange balance. EUR SEPA deposit IBANs are held by payment providers, not the user, and third-party deposits are returned; withdrawals go only to the user's own verified account. Available in 30 EEA countries plus Ukraine.
Compare IBAN and transfer capability across cards in our crypto cards with IBAN guide.
On $500/mo spend, the estimated monthly cost breakdown for WhiteBIT Nova Card is: gas $0.00, conversion spread $5.00, flat/FX fees $0.00, and amortised card/tier fee $0.00, for a total drag of 1% of spend. After $25.00/mo cashback that nets a gain of about $20.00/mo ($240.00/yr). WhiteBIT Nova Card tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. Figures are conservative estimates and vary with conditions.
Note: Category-based cashback: pick up to 3 active categories (changeable every 7 days) with rates of 10% Subscriptions, 5% Pets, 3% Taxi, 2% Gaming/Entertainment, 1% Groceries/Food/Medicine/Auto/Electronics/Beauty/Clothing. €25/month total cashback cap. Cashback paid in BTC or WBT (user choice), withdrawable from 5 USDC. Available across 31 European countries (EEA + Ukraine). 'Lite Mode' (flat 3%) was a limited-time promo Oct 15 – Nov 15, 2025 with €10 cap — NOT a permanent feature. 5% welcome bonus on first transaction for new users (since May 22, 2026). MiCA license received June 19, 2026 (Austria FMA).
Other crypto cards in the same region or category that may suit your spending profile:
The WhiteBIT Nova Card is a crypto debit card offered by WhiteBIT. It is available in EEA/Ukraine and allows users to spend cryptocurrency at merchants worldwide.
The WhiteBIT Nova Card offers 1-10% (€25/mo cap) cashback.
The WhiteBIT Nova Card has an annual fee of €0. Additional fees: Conversion fee: ~1%; FX fee: 0%; ATM: EUR 2 (EEA), EUR 2 + 2% (outside EEA).
The WhiteBIT Nova Card has the following limits: daily spending limit: EUR 10,000; monthly spending limit: EUR 25,000 (shared across virtual and physical); daily ATM withdrawal limit: EUR 1,000 (EUR 3,000/mo, physical card only). Limits can vary by account tier and verification level.
Yes. The WhiteBIT Nova Card requires full identity verification (KYC): expect to submit a government-issued ID, and often proof of address, before the card is issued.
The WhiteBIT Nova Card is available in EEA/Ukraine.
The WhiteBIT Nova Card is a debit card. You need to load cryptocurrency onto the card before making purchases.
Yes, the WhiteBIT Nova Card supports Apple Pay and Google Pay for contactless payments.
The WhiteBIT Nova Card is issued by Wallester AS. Licences: Payment institution (licence no. 4.1-1/224) (Finantsinspektsioon, EEA).
No, the WhiteBIT Nova Card does not come with a personal IBAN. No safeguarding statement is published; the card spends directly from the user's exchange balance. EUR SEPA deposit IBANs are held by payment providers, not the user, and third-party deposits are returned; withdrawals go only to the user's own verified account. Available in 30 EEA countries plus Ukraine.
Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level, or compare cards side by side.