The Young Platform Card earns 0.1-3.6% YNG cashback on a Visa debit card with no annual fee, available in EU.
The Young Platform Card is a crypto debit card offered by Young Platform, available in EU. It offers 0.1-3.6% YNG cashback across 5 reward tiers, with higher rates unlocked by staking the provider's native token. There is no annual fee to hold this card.
Best suited for the provider's native token holders willing to stake for higher rewards. It runs on the Visa network and requires full identity verification.
New to crypto cards? Read our complete buyer's guide to understand fees, rewards, and how to choose. Concerned about privacy? See our KYC vs non-KYC comparison. Compare more options in our best crypto cards in Europe guide.
On $500/mo spend, the estimated monthly cost breakdown for Young Platform Card is: gas $0.00, conversion spread $7.50, flat/FX fees $0.00, and amortised card/tier fee $0.00, for a total drag of 1.5% of spend. After $1.00/mo cashback that is still a net cost of about $6.50/mo ($78.00/yr). Young Platform Card tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. Figures are conservative estimates and vary with conditions.
| Tier | Rate | Requirement |
|---|---|---|
| Essential | 0.1% | No YNG tokens locked (free tier) |
| Bronze | 0.5% | Lock YNG tokens for 90+ days (Bronze Club) |
| Silver | 1.2% | Lock YNG tokens for 90+ days (Silver Club) |
| Gold | 2.4% | Lock YNG tokens for 90+ days (Gold Club) |
| Platinum | 3.6% | Lock YNG tokens for 90+ days (Platinum Club) |
Note: First crypto debit card designed within the EU's MiCA framework. Cashback paid in YNG utility token. Free issuance, no monthly fee for EUR purchases. ATM withdrawal €0.99 (min €20). Spends crypto balance with automatic conversion to EUR at market rate. Part of Young Platform's crypto-native neobank. Club tier requires locking YNG tokens for minimum 90 days.
Other crypto cards in the same region or category that may suit your spending profile:
The Young Platform Card is a crypto debit card offered by Young Platform. It is available in EU and allows users to spend cryptocurrency at merchants worldwide.
The Young Platform Card offers 0.1-3.6% YNG cashback. There are 5 tiers: Essential (0.1%), Bronze (0.5%), Silver (1.2%), Gold (2.4%), Platinum (3.6%).
The Young Platform Card has an annual fee of $0. Note: First crypto debit card designed within the EU's MiCA framework. Cashback paid in YNG utility token. Free issuance, no monthly fee for EUR purchases. ATM withdrawal €0.99 (min €20). Spends crypto balance with automatic conversion to EUR at market rate. Part of Young Platform's crypto-native neobank. Club tier requires locking YNG tokens for minimum 90 days.
Yes. The Young Platform Card requires full identity verification (KYC): expect to submit a government-issued ID, and often proof of address, before the card is issued.
The Young Platform Card is available in EU.
The Young Platform Card is a debit card. You need to load cryptocurrency onto the card before making purchases.
Yes, the Young Platform Card requires staking the provider's native token to unlock higher cashback tiers. The card has 5 reward tiers: Essential (0.1%, requires No YNG tokens locked (free tier)); Bronze (0.5%, requires Lock YNG tokens for 90+ days (Bronze Club)); Silver (1.2%, requires Lock YNG tokens for 90+ days (Silver Club)); Gold (2.4%, requires Lock YNG tokens for 90+ days (Gold Club)); Platinum (3.6%, requires Lock YNG tokens for 90+ days (Platinum Club)). Higher staking amounts yield better reward rates, but consider the opportunity cost of locking tokens.
Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level, or compare cards side by side.