The Bitget Wallet Card earns 2-3% assetback + 10% APY cashback on a Visa/Mastercard debit card with no annual fee, available in EU/UK/LATAM/APAC/Africa.
Bitget is a centralized cryptocurrency exchange founded in 2018 with operations across Asia and corporate registration in Seychelles. It offers spot and derivatives trading and is widely known for popularizing copy-trading among retail crypto users.
The Bitget Wallet Card is a crypto debit card offered by Bitget, available in EU/UK/LATAM/APAC/Africa. It offers 2-3% assetback + 10% APY cashback across 2 reward tiers, giving users the ability to earn higher rates as they increase their commitment. There is no annual fee to hold this card. It runs on the Visa/Mastercard network and requires full identity verification.
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| Tier | Rate | Requirement |
|---|---|---|
| Base Tier | 2% | All cardholders (virtual and physical), 2% assetback on eligible spend up to the monthly cap carried over from the old 0-fee quota |
| Booster Tier | 3% | New cardholders, or $200/mo eligible spend (EEA/UK, Singapore, South Korea, Japan, Malaysia, Taiwan, Australia, mainland China) / $100/mo (LATAM, Vietnam, Thailand, Philippines, South Africa, Pakistan); 3% assetback within the same monthly cap |
No EEA/UK cardholder agreement is publicly available, and Bitget's own documents conflict on the issuer (Immersve/Mastercard on Bitget Wallet pages vs ReapPay Europe Limited/Visa in Bitget's support-centre card terms). The card is topped up with stablecoins only; no IBAN or bank rails exist on the platform. Bitget EU's MiCAR authorisation in Austria is pending per Bitget's own support centre.
Compare IBAN and transfer capability across cards in our crypto cards with IBAN guide.
On $500/mo spend, the estimated monthly cost breakdown for Bitget Wallet Card is: gas $0.00, conversion spread $7.50, flat/FX fees $0.00, and amortised card/tier fee $0.00, for a total drag of 1.5% of spend. After $10.00/mo cashback that nets a gain of about $2.50/mo ($30.00/yr). Bitget Wallet Card tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. Figures are conservative estimates and vary with conditions.
Note: Assetback replaced the previous physical-card-only cashback model globally on August 1, 2026: all cardholders earn 2% (Base Tier) and new users or those meeting the monthly spending threshold earn 3% (Booster Tier). The Booster threshold is market-dependent: $200/mo eligible spend in EEA/UK, Singapore, South Korea, Japan, Malaysia, Taiwan, Australia and mainland China, $100/mo across LATAM, Vietnam, Thailand, the Philippines, South Africa and Pakistan. Reaching it applies 3% retroactively to every eligible purchase in that calendar month and keeps Booster active through the following month. Rewards are paid in a chosen asset, BTC, tokenized gold (XAUT), tokenized US equities and ETFs via xStocks (NVIDIA, Tesla, Google, S&P 500), or USDC. The 0-fee spending program ended July 31, 2026 (23:59 UTC+8) and each user's old monthly 0-fee limit carried over unchanged as their monthly cashback-eligible spending cap (a $600/mo 0-fee limit became a $600/mo eligible cap). Up to 10% APY via Stablecoin Earn Plus (built on Aave). 10% guaranteed on first $10,000 USDC, 4-5% above. Physical card ($49) launched April 1, 2026 with fee-free ATM withdrawals (APAC first); before Aug 1, 2026 it earned 2.2% (5% first 30 days) while virtual cards earned nothing. Africa expansion May 2026 (South Africa live; Nigeria, Ghana, Kenya next). South Asia expansion July 2026: Pakistan, India, Sri Lanka, Bangladesh, Nepal. 1.70% spending fee, $400/mo standard zero-fee quota ($600/mo standard physical, $800/mo early-adopter). LATAM: Argentina, Brazil, Chile, Colombia, Ecuador, El Salvador, Guatemala, Mexico, Panama, Peru. APAC: Singapore, Japan, South Korea, Vietnam, Malaysia, Taiwan, Australia, Thailand, Philippines.
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The Bitget Wallet Card is a crypto debit card offered by Bitget. It is available in EU/UK/LATAM/APAC/Africa and allows users to spend cryptocurrency at merchants worldwide.
The Bitget Wallet Card offers 2-3% assetback + 10% APY cashback. There are 2 tiers: Base Tier (2%), Booster Tier (3%).
The Bitget Wallet Card has an annual fee of $0. Additional fees: ATM: 1% (min $5), excluded from monthly 0-fee quota; Inactivity: $1/mo after inactivity.
Yes. The Bitget Wallet Card requires full identity verification (KYC): expect to submit a government-issued ID, and often proof of address, before the card is issued.
The Bitget Wallet Card is available in EU/UK/LATAM/APAC/Africa.
The Bitget Wallet Card is a debit card. You need to load cryptocurrency onto the card before making purchases.
Yes, the Bitget Wallet Card supports Apple Pay and Google Pay for contactless payments.
No, the Bitget Wallet Card does not come with a personal IBAN. No EEA/UK cardholder agreement is publicly available, and Bitget's own documents conflict on the issuer (Immersve/Mastercard on Bitget Wallet pages vs ReapPay Europe Limited/Visa in Bitget's support-centre card terms). The card is topped up with stablecoins only; no IBAN or bank rails exist on the platform. Bitget EU's MiCAR authorisation in Austria is pending per Bitget's own support centre.
Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level, or compare cards side by side.