WEEKLY WRAP · 2026-10-18
5 quick hits · market context · 33 cards updated
RATES
Stack, still listed as Hawala in the app stores, now advertises one rate: 1.5% back in dollars on eligible purchases, no tiers, no monthly fee. Until this check our entry carried the old membership ladder: Standard at 1% capped at $10 a month, Gold at 2% for $100 a year capped at $40, Platinum at 3% for $1,000 a year capped at $150. The membership pages on both of Stack's domains now return 404. Run the old caps against the new rate and the flat rate holds up. A Platinum member who hit the $150 cap needed $5,000 of monthly spend and netted $800 a year after the fee. 1.5% on the same $5,000 is $900, with no fee (stack.one mentions no cap). Gold at its cap netted $380, against $360 now. Free users go from 1% to 1.5%. The losers are people who buy flights: the old ladder paid 3% and 5% on airline bookings, and the flat rate has no travel bonus. Our read: a simplification that isn't a cut in disguise, which is rarer than it should be.
RATES
The up to 9% XAUt cashback we listed for the Satoshi Tango card now belongs to something else. Satoshi Tango's homepage ties it to paying with USDT through QR codes in Argentina and Pix in Brazil: "Pay with QR in Argentina or Brazil using USDT and get up to 9% cashback in XAUt." The card page has returned a 404 since August, and the card is gone from the site's navigation and product list. There's no closure notice, so we moved the card to unclear rather than discontinued, and cut its recorded rate from 2-9% to 2%. If you hold one, it may still work. We just can't find Satoshi Tango saying so anywhere. Our read: when the best offer moves off the card and the card page disappears, the card is rarely where the product is heading.
Source: Satoshi Tango Satoshi Tango Card →
RATES
Two exchange cards changed how they pay, and both changes were months old by the time our rotating check caught them. Pionex's own cashback guidelines record the Visa's rate on USD spend restored from 0.1% to 1% on 15 May 2026, so the Visa now pays 1% on dollar and local-currency spend alike. The Pionex Mastercard still pays 0.1%, so which network you were issued makes a tenfold difference. In Australia, KuCoin ended the KuCard cashback programme on 16 July 2026 and replaced it with Rewards Points, "up to 8%" on eligible purchases. Cashback earned before the switch stays in your balance. The EEA KuCard keeps its cashback ladder. Honestly, "up to 8% in points" is a harder number to compare than a cashback rate, because what it is worth depends on what the points redeem for.
Source: Pionex Pionex Card → KuCard →
LAUNCH
Sixteen new entries, 13 from our monthly discovery sweep and 3 from regional discovery. Ten are stablecoin spending cards with no cashback: Figo, Onboard, MeruCard, Eversend, Morse, Raenest, Orbi, Decaf, Coin98 Fusion and Crydit. A few stand out. Bank CenterCredit's #CryptoPay is a Kazakh bank's Mastercard that sells USDT for tenge at the till and pays 0.5% back, capped at KZT 20,000 a month. The card costs KZT 5,000 a month, so the cashback only covers the fee once you spend KZT 1,000,000 in a month. Swissquote, a Swiss bank, lets its debit Mastercard spend BTC, ETH or XRP held in the account. Girin is a Visa on the XRP Ledger, issued by StraitsX, paying 1% in XRP up to $20 a month on the virtual card. And UGLYCASH's UGLY Visa advertises up to 6% in RSR, but the 6% needs a $20 monthly membership plus $20,000 of trading, and only covers the first $2,000 of monthly spend. That's $120 of RSR on that first $2,000, $100 after the membership, with 1% on anything beyond it. OrbitX and Gluon round it out: Visa credit cards secured by your own crypto collateral, issued by Third National, neither paying cashback.
Source: Bank CenterCredit #CryptoPay (Bank CenterCredit) → Swissquote Debit Mastercard → Girin Card → UGLY Visa → Figo Global Dollar Card → Onboard Flex Card → MeruCard → Eversend Virtual Card → Morse Card → Raenest USD Visa Card → Orbi Card → Decaf Card → Coin98 Fusion Card → Crydit Visa Card → OrbitX Card → Gluon Card →
Market Context
None of our news scans this week turned up anything new, so this wrap comes entirely from our own checks, and that is sort of the point. Pionex's 1% came back in May. KuCard Australia switched to points in July. Satoshi Tango moved its 9% off the card without a word. None of it made headlines; it just appeared on help pages. Our read: a provider that announces a cut is doing you a favour, because most changes are never announced at all. By Sunday we tracked 233 cards, 191 of them active. This wrap is also a week late: our own process skipped the week for lack of headlines, and that's fixed.
Cards updated this week: Stack Card → Satoshi Tango Card → Pionex Card → KuCard → Brighty Card → Gate Card → SolCard → Belo Card → Tevau Card → BIX Card → Ethena Pay Spend Card → Wallbit Card → Solid Card → Spritz Card → Slash Card → Wallib Card → Tangem Pay →
New cards added: Figo Global Dollar Card → Onboard Flex Card → MeruCard → Eversend Virtual Card → Girin Card → OrbitX Card → UGLY Visa → Coin98 Fusion Card → Decaf Card → Swissquote Debit Mastercard → Crydit Visa Card → Gluon Card → Morse Card → Orbi Card → #CryptoPay (Bank CenterCredit) → Raenest USD Visa Card →
Every recorded change, card by card →
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