Every material change we record: rates, fees, availability and status. 388 entries across 150 cards. Checked weekly, reviewed in depth monthly. Dates are when we recorded the change, which can be later than when the provider made it.
Change types: Rewards, Fees, Availability, Status, KYC, Card & issuer, Yield, Security. Showing the 40 most recent entries.
Karta Card (Fees, Correction): ATM fee is 1.5% plus 1 USDT, not 2.5%: Karta's personal card page lists ATM withdrawals at 1.5% + 1 USDT
Plenti Card (Yield): Advertised USD yield now up to 8% E.A.: Plenti's site lists up to 8% effective annual on USD balances, down from the 8.25% recorded
xPortal Card (Rewards, Correction): Tier amounts and caps now confirmed: xPortal's help centre publishes 0.10% to 0.50% cashback at 5 to 2,000 EGLD or 25 to 10,000 SUI staked, with EUR 5 to EUR 30 monthly caps, matching the recorded tiers
Bitsa Card (Other, Correction): Plan limits corrected to the published plans page: Free tops up to EUR 500 a day and EUR 1,000 a month, Move to EUR 1,200 a day and EUR 5,000 a month, Pro unlimited. Move costs EUR 0.99 a month or EUR 8.99 a year and Pro EUR 9.99 or EUR 69.99
Rebind Card (Yield): Advertised yield now up to 5% on euros only: rebind.co lists up to 5% on EUR balances and no longer shows the 8% USD figure recorded earlier
Venmo Credit Card (Rewards): Fixed 3% dining and entertainment category replaces top-category rewards: Venmo now pays 3% on dining, entertainment, streaming and Venmo online checkouts, 4% when a dining or entertainment purchase is split with a friend, and 1% on everything else. The automatic 3% top and 2% second categories are no longer offered to new applicants
Coinbase One (Amex) (Rewards): 5% BTC on travel portal bookings recorded: flights, hotels and car rentals booked through Coinbase One Card Travel (launched 16 June 2026) earn 5% in place of the asset tier rate, outside the $10,000 monthly cap. Coinbase's terms describe it as an Offer with no end date
Solid Card (Rewards): Prime and Ultra now need a 12-month FUSE lock or, for Prime, a $199 annual subscription: points no longer unlock tiers, and the locks rise from 50,000 and 400,000 FUSE to 70,000 and 600,000 on 8 October 2026
Goblin Card (Fees, Correction): Virtual Visa FX fee is 1.5%, not 1%: Goblin's features page lists a 1.5% FX fee on the virtual Visa; the physical Mastercard stays at 0%
SPENDL Money Card (Fees): R2.75 fee on every local card purchase recorded: Spendl's fee page charges R2.75 per local point-of-sale purchase, R45 plus 1.56% abroad, and R2.75 per deposit from an outside source
Uphold Card (Availability, Correction): US card excludes Louisiana, New York and US territories: Uphold's US card page limits eligibility to US residents outside those states. A physical card is now offered, plastic for $4.99 on Essential and metal free on Elite
Uphold Card (Fees, Correction): Essential FX fee corrected to 1.50% of the purchase: Uphold's US card page lists a 1.50% foreign transaction fee on Essential, not a $1.50 flat fee. ATM fees added: $2.95 on Essential and $0 on Elite in the US, GBP 2.50 domestic and GBP 3.50 abroad in the UK
Floki Card (Fees, Correction): FX fee no longer recorded as 0%: Floki's card page says FX fees may apply to purchases outside the card's native currency and publishes no rate. Limits corrected to 10,000 USDT a day (physical), 5,000 USDT (virtual) and 20,000 USDT a month
Gnosis Pay (Rewards): GNO cashback ended: the Intermediary Cashback Programme closed to new eligibility on 30 September 2026, with a final distribution on 7 October. Gnosis Pay has published no successor for its consumer card, which stops working on 20 December 2026
Aven Bitcoin Visa Card (Fees): APR range now 9.24% to 12.24%: Aven's card page starts the bitcoin-backed APR at 9.24%, rising to 12.24% at 70% loan-to-value, up from 8.99% to 11.99%
Bitpanda Card (Fees): ATM and FX fees recorded: Bitpanda's card page lists ATM withdrawals at 2% (minimum EUR 2) and no Bitpanda FX fee on non-EUR purchases
THORWallet Mastercard (Fees, Correction): ATM withdrawals supported: THORWallet's card page lists $1 domestic and $5 international ATM fees on Basic and Premium, where the card was recorded as virtual-only with no ATM access
DeCard (Availability): No minimum income now listed for DeCard: the eligibility section of DeCard's landing page states "No minimum income required", where S$30,000 (citizens) and S$60,000 (foreigners) a year were recorded before
XPlace Card (Yield): Advertised yield now shown per vault, top rate 6.15% APY: x.place lists live Kamino vault APYs (SOL 6.15%, BTC 5.43%, USDT 3.26%) and no longer shows the up to 12% recorded earlier
BingX Card (Fees): 1.50% trading fee per card transaction recorded: BingX's card fee table lists a 1.50% trading fee alongside free virtual issuance and no annual, monthly or inactivity fee
KAST Card (Yield): USD Reserve rates raised and extended: kast.xyz/reserve now lists 8% Standard, 10% Premium on the first $50,000 and 12% Private on the first $200,000, as an introductory offer ending 1 July 2027 (was 6% / 9% / 12% to 31 December 2026)
Krak Card (Yield): Krak Vaults advertised yield now up to 5.28% APY: krak.app lists up to 5.28% for Krak Vaults deposits, up from the 5.02% recorded, and up to 3.6% on USDG balances
Plasma One Card (Rewards, Correction): Core and Platinum base cashback recorded as declining spend bands: Plasma's tier pages pay Core 3% on the first $1,000 a month, then 2%, 1% and 0.25%, and Platinum 4% on the first $3,000, then 3%, 2% and 1% above $15,000. The headline rates had been treated as flat
X Money Card (Availability): X subscription no longer required for the card: money.x.com now offers X Money and the X Card to free accounts, which earn the boosted up to 3% cashback and 6% APY after $1,000+ of qualifying deposits in a trailing 34-day period. Premium and Premium+ users earn up to 3% with no deposit condition
Crypto.com Visa Card (Rewards, Correction): Spending rewards now 0-4.5% with monthly spend windows: Crypto.com's card pages and help centre publish Plus 1.5% on the first $750 of monthly purchases, Pro 2.5% on the first $1,500, Private 3.5% on the first $3,000 then 0.5%, and 4.5% on the first $5,000 then 1%. This replaces the 2/3/4/5% ladder recorded earlier
COCA Card (Rewards, Correction): Tier thresholds are COCA staked, not held: COCA's membership docs list 300 to 30,000 COCA staked per tier, locked for the duration of membership and returned after a 30-day cooldown
Pengu Card (Rewards, Correction): Top tier now a 3% window on the first $40,000 a month, not $50,000, and tiers renamed: the Pengu card page lists Standard, Premium and Private (Black and Gold now name card designs), and KAST's membership agreement caps Private cashback at the first US$40,000
Trade Republic Card (Availability): Belgian customers can now get a Belgian IBAN with outgoing transfers: Trade Republic opened a Belgian branch on 15 September 2026, and Test Achats reports its free current account can receive salary, pay bills and make transfers. Existing Belgian customers on a German IBAN move over gradually and by choice
BIX Card (Fees, Correction): Per-purchase cost now recorded at 3%: BIX's fee table and cardholder agreement charge a 3% transaction fee on each card purchase and list no top-up fee, replacing the 1.5% estimate. The 3% is an upper bound (up to 3% depending on the transaction)
Brighty Card (Fees, Correction): FX fee text corrected: Brighty's fee schedule lists no FX fee for the virtual Mastercard. The 2% comes from Brighty's blog and applies to Visa purchases in a currency you don't hold
Fuse Card (Fees, Correction): FX fee corrected from about 1% to 0%: the Bridge and Lead Bank cardholder agreement sets a 0% fee on transactions with merchants outside the U.S., and Fuse lists no card transaction fees. The 1% Visa cross-border figure had no official source
Solayer Pay (formerly Emerald Card) (Fees, Correction): FX fee text corrected to $0.10 plus 1.5%: Solayer's card terms and fee page charge $0.10 + 1.5% per international transaction, where the old 0.1-1.5% range read the flat $0.10 as a percentage. The FAQ's $0.10 + 1.75% loses to the terms
Rizon Card (Fees, Correction): FX fee text updated for Rizon's plans: 1.7% + $0.10 on non-USD card spend, 1.275% on the Gold plan and 1.02% on the Emerald plan, per Rizon's plans article
Rizon Card (Fees, Correction): Conversion cost corrected from 1.7% to 0%: Rizon's fees page lists USD card spend as free and the card spends the dollar balance directly. The 1.7% is an in-app trading fee, not a card purchase cost
BenPay Card (Fees, Correction): Cross-border fee corrected from about 2% to 1.5%: BenPay's card page lists a 1.5% cross-border handling fee on Alpha, 1% (min $0.01) on Delta and $0.50 flat on Sigma, and says the card settles in USD
BenPay Card (Fees, Correction): Per-purchase cost corrected from 1.9% to 1%: BenPay's card page lists a 0% top-up fee on the Alpha card and a 1% fee per transaction. The 1.9% we recorded had no official source
SpectroCoin Card (Status): Moved to unclear after SpectroCoin suspended EU/EEA services: its help centre says Spectro Finance OÜ closed new sign-ups in mid June 2026, limited users to exchanging and withdrawing after 30 June and, on 10 September 2026, asked EU/EEA users to withdraw their assets while its MiCA authorisation is pending
MaxSwap Virtual Card (Fees, Correction): Per-purchase cost now 4.9%, adding a 0.4% transaction fee: MaxSwap's policy charges 4.5% to top up the card and 0.4% on each successful transaction, which we had not counted
Bit2Me Card (Fees, Correction): Conversion cost now recorded at 0.95%: Bit2Me's card fees list a 0.95% transaction fee when the card spends from a linked crypto wallet (0% from a euro wallet), replacing the 1.5% estimate
Shakepay Card (Fees, Correction): Conversion cost recorded as 0%: Shakepay card spending comes from the Canadian dollar balance, and the cardholder agreement's fee table lists only the FX charge, replacing the 1.5% estimate