The Ready Card earns 0.5-3% STRK cashback on a Mastercard debit card with a $0-$120/yr fee, available in UK/EEA.
Ready is the rebrand of Argent, a London-based smart-contract wallet company founded in 2017 by Itamar Lesuisse, Gerald Goldstein, and Julien Niset. The company has raised over $50 million from investors including Index Ventures and Creandum, and rebuilt its wallet infrastructure on the Starknet Layer-2 network before launching its self-custodial Mastercard product.
The Ready Card is a crypto debit card offered by Ready (Starknet), available in UK/EEA. It offers 0.5-3% STRK cashback across 2 reward tiers, giving users the ability to earn higher rates as they increase their commitment. The annual fee starts at $0-$120/yr.
It is a strong fit for privacy-conscious users who want to keep custody of their keys while spending. It runs on the Mastercard network and requires standard identity verification.
New to crypto cards? Read our complete buyer's guide to understand fees, rewards, and how to choose. Concerned about privacy? See our KYC vs non-KYC comparison. Compare more options in our best crypto cards in Europe guide.
On $500/mo spend, the estimated monthly cost breakdown for Ready Card is: gas $0.02, conversion spread $0.00, flat/FX fees $0.00, and amortised card/tier fee $0.00, for a total drag of 0% of spend. After $3.00/mo cashback that nets a gain of about $2.98/mo ($35.76/yr). Because Ready Card is loaded on-chain, frequent small top-ups add gas cost: a daily-spender profile pays about $0.40/mo in gas versus $0.02/mo for a single monthly load, so total drag runs 0.1% with daily reloads versus 0% with a monthly reload. Figures are conservative estimates and vary with conditions.
| Tier | Rate | Requirement |
|---|---|---|
| Ready Lite | 0.5% | Free ($6.99 shipping) |
| Ready Metal | 3% | 120 USDC/yr |
Note: Self-custody USDC card on Starknet (formerly Argent, rebranded late 2025). Metal: 10% STRK cashback first 30 days (on up to $1,500 spent), then 3% ongoing (up to $5,000/mo, max $150/mo). Lite: 0.5% STRK. Metal: 0% FX, $800/mo fee-free ATM. Lite: 1% FX, $200/mo fee-free ATM. Google Pay supported; Apple Pay still pending as of May 2026. Funded by Starknet Foundation.
Other crypto cards in the same region or category that may suit your spending profile:
The Ready Card is a crypto debit card offered by Ready (Starknet). It is available in UK/EEA and allows users to spend cryptocurrency at merchants worldwide.
The Ready Card offers 0.5-3% STRK cashback. There are 2 tiers: Ready Lite (0.5%), Ready Metal (3%).
The Ready Card has an annual fee of $0-$120/yr. Additional fees: Conversion fee: 0%; FX fee: 0% Metal, 1% Lite; ATM: $800/mo free Metal, $200/mo free Lite.
The Ready Card is available in UK/EEA. Its availability status is "UK/EEA".
The Ready Card is a debit card. You need to load cryptocurrency onto the card before making purchases.
Yes, the Ready Card is a non-custodial (self-custody) card. This means you retain control of your private keys and your crypto is not held by a third party. Funds are only converted at the point of sale, reducing counterparty risk compared to custodial alternatives.
Yes, the Ready Card supports Google Pay for contactless payments.
Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level, or compare cards side by side.